Fire Safety is even more important for Seniors - 10/23/11 08:59 AM
   
Cruising the web today, a surprising statistic is often repeated. Seniors are 50% more likely to die in a housefire than the general population. Many factors contribute to this scary fact, but by becoming more aware of circumstances that can endanger yourself or a loved one, we can hope to mitigate the dangers in our homes.
In my real estate practice I have had several boomers request only homes which have no gas appliances, electric heat, or easy retrofits. A decreasing sense of smell is one major contributing factor in deaths by smoke and fire. Several website give great … (1 comments)

The Keyboard: A Clinical Study in the Health Habits of the American Realtor - 10/15/11 10:38 AM
 
Extensive research has been conducted on the interior collection of food diversity found in the average realtors keyboard.  With an upsurge in a seemingly new condition caused by bpo completion, blog submission and governmental research, the researcher attempted to find the one indicator most likely to pinpoint warning signs of impending Spreading Buttoxia.
A common activity for realtors who have been diagnosed with this condition is eating at the desk.  Upon removal of the keyboard for investigation, those persons found to have banana, nuts, dried apricot and yogurt globs were found to maintain a healthier lifestyle.  These people are crabbier. … (2 comments)

Short Sales: A part of our present, and future - 10/15/11 08:30 AM
 
As a broker who has closed many short sale transactions, I am frequently asked questions on how this type of sale works.  There is a quick, generic  answer, and the long form!
The quick answer would be the example of Mr. and Mrs. Smith owe $200,000 on their home.  Mr. has lost his job as a construction worker, Mrs. is part time at the local school.  With their income more than halved, they cannot make their house payment.  The couple calls their lender, who tells them they may be eligible for a loan modification or other foreclosure alternative.  Mr. Seller … (1 comments)

Don't Let Underwriting Overlays Hijack your Mortgage Approval - 10/12/11 07:52 AM
NIce job of laying this out so well.  I love my local lenders who have enough knowledge to walk through these shifting sands, and find a lender who can help my buyers from the get go.
Via Keith Landis - Pennsylvania Mortgages (NMLS#137243 Flagship Mortgage Corporation, Pittsburgh PA):
All too often these days, we hear about mortgage applications being denied due to tight underwriting guidelines.  Often is not the standard underwriting guidelines of FHA, USDA, VA, Fannie Mae or Freddie Mac that is tripping up these loan files but the restrictions of the lender itself. 
Sometimes it may seem like these conditions pop up … (1 comments)

Where I Live..Fall in Minnesota Lake Country - 10/09/11 09:41 AM

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Frieberg4

Victoria Frieberg, Realtor@, Broker,CRS,SFR,CDPE

Rush City, MN

More about me…

Rush Point Realty LLC, Victoria Frieberg, broker

Address: 300 Rush Point Drive, Stanchfield, MN, 55080

Office Phone: (763) 689-5343

Cell Phone: (612) 369-3746

Email Me



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