Antonio Llamas's (allamas) Blog

With FHA over-loading the purchase market only adds stress to the program. FHA had 3 major adjustments in the last 36 months to help sustain the government program. In some instances monthly Mortgage Insurance (MI) has more than doubled. That doesn't help the buyer qualify and it also lessons the...

As an 11 year veteran in the mortgage industry my goal is to help first time borrowers mediate through the process as quickly and painlessly as possible by educating clients on what to expect step by step in the loan process. I educate clients on how credit scores work to achieve the best possibl...