Can I Short Sale My House in Roseville? - 01/31/11 05:46 PM
Can I Short Sale My House in Roseville?
If you are considering selling your Roseville home as a short sale and have already investigated the short sale process, you are probably wondering if you qualify for a short sale.

Can I Short Sale My House in Roseville?
To qualify for a Roseville short sale you must have a hardship of some kind.  Examples of a hardship:
Sudden Illness or medical condition. Unemployment or reduction of hours/pay. Divorce Bankruptcy Death Your lender will also consider the following:
Determine if your home's value has dropped based on recent comparables. Your mortgage is … (1 comments)

Elk Grove Short Sale Specialist-FAQs About Short Sales - 01/30/11 11:07 PM
Elk Grove Short Sale Specialist-FAQs About Short Sales

Short sales are relieving hundreds of Elk Grove homeowners from the financial stress of upside-down mortgages.  However, short sales come with a lot of questions:  Will I have tax liability? How long will I be able to stay in my home?  When will I be able to buy again?
I am Allan Sanchez, Elk Grove Short Sale Specialist, and I have sold over 150 homes in Elk Grove.  I know the real estate market, how to sell in this market, and negotiate a successful short sale for you.  I will assist you in … (1 comments)

Rocklin Short Sale-Will I Have Tax Liability? - 01/30/11 10:16 PM
Rocklin Short Sale-Will I Have Tax Liability?

If you're a Rocklin homeowner, considering a short sale, you are probably wondering if you will have to pay Federal or State taxes once the short sale is complete. 
The Mortgage Debt Relief Act applies to people selling their primary residence as a short sale and only applies to qualified principal residence indebtedness.  Qualified principal residence indebtedness is the money, up to $2,000,000, of debt incurred to acquire, construct, or substantially improve the taxpayers principle residence.  Also, the debt must be secured by the residence. 
Once the Rocklin short sale is complete, the taxpayer will … (1 comments)

Short Sale Process Roseville CA - 01/28/11 08:09 PM
Short Sale Process Roseville CA
Short Sales in Roseville are becoming a more common and successful way to sell a home. 
 Here is the Roseville short sale process for both sellers and buyers:
Short sale process for Sellers: 
1. Contact an experienced Roseville real estate agent who is an expert selling short sales.  They will meet with you and discuss your options for a loan modification or short sale to prevent foreclosure.
2. If you decide to list your Roseville home as a short sale, your short sale agent will collect your financial data (bank statements, tax returns), hardship letter, and short sale authorization form (necessary … (0 comments)

2629 Catalina Court-Rocklin Short Sale - 01/27/11 06:46 PM
2629 Catalina Court-Rocklin Short Sale

2629 Catalina Court in Rocklin is a just listed short sale offered for $210,000!  Located in the Stanford Ranch area of Rocklin, this Spanish style home is adorable!  Gated courtyard entry, tile in bathrooms, custom interior paint, and nice landscaping.  It has 3 bedrooms, 2.5 baths, and 1,667 square feet.  This home is close to parks, highly ranked Rocklin schools, and is situated on a great, cul-de-sac location.  Must see this Rocklin short sale at a great price!
Learn about buying a Rocklin Short Sale.
A Rocklin short sale expert can help you buy a Rocklin short sale … (0 comments)

Short Sale Info Elk Grove - 01/25/11 12:46 PM
Short Sale Info Elk Grove

If you are an Elk Grove homeowner, owe more on your home than it's currently worth, and need to sell, a short sale could be a good option.
In a short sale, an experienced Elk Grove short sale agent will help you negotiate with your lender to accept market value for your home even though your mortgage is more. 
Your Elk Grove short sale realtor will help you put together an organized and complete short sale package which they will then submit to your lender.  Having an experienced agent is the best way to ensure a successful … (1 comments)

Short Sale Rocklin-Why Would My Lender Agree to a Short Sale? - 01/24/11 04:34 PM
Short Sale Rocklin-Why Would My Lender Agree to a Short Sale?

Lenders have incentive to negotiate a short sale with a distressed Rocklin homeowner.  For example, if your lender took back your home as a foreclosure, they would become responsible for the maintenance, HOA fees, utilities, and other fess.  They would also be responsible for any vandalism, squatters, or damage done to the property.  Foreclosure can take many months.  Once it's for sale as an REO it's often in much worse condition than comparable short sales.  For these reasons, it is in the best interest of many lenders to agree … (2 comments)

Short Sale Rocklin-How to Write a Hardship Letter - 01/16/11 05:20 PM
Short Sale Rocklin-How to Write a Hardship Letter
When selling your Rocklin home as a short sale, your lender will ask you to write a hardship letter explaining why you can no longer afford to pay the mortgage on your home.  The hardship letter is an important part of the short sale process.
Learn how to write the best possible hardship letter for your Rocklin short sale:
Make your hardship letter clear, consise, and no longer than one page.
1.  Brainstorm about all the financial reasons why you can no longer afford your Rocklin home.  This includes job loss, reduction of … (3 comments)

South Land Park Real Estate Agent - 01/15/11 08:16 PM
South Land Park Real Estate Agent

Just listed! 982  Briarcrest Way, Sacramento, CA  95831 by South Land Park real estate agent Allan Sanchez.
Very cute home with 3 bedrooms, 2 baths, and 1,510 square feet.  Newer dual pane windows, .16 acre lot, and covered patio.  Great location and GREAT price, $199,000.
Find out what questions to ask when interviewing real estate agents.
South Land Park Real Estate Agent
 
… (1 comments)

Roseville Short Sale FAQs-Will I Have Tax Liability? - 01/14/11 02:30 PM
Roseville Short Sale FAQs-Will I Have Tax Liability?

If you're a Roseville homeowner, considering a short sale, you are probably wondering if you will have to pay Federal or State taxes. 
The Mortgage Debt Relief Act applies to people selling their primary residence as a short sale and only applies to qualified principal residence indebtedness.  Qualified principal residence indebtedness is the money, up to $2,000,000, of debt incurred to acquire, construct, or substantially improve the taxpayers principle residence.  Also, the debt must be secured by the residence. 
Once the Roseville short sale is complete, the taxpayer will receive a 1099-C from the … (1 comments)

List of Foreclosures in Elk Grove - 01/13/11 06:49 PM
List of Foreclosures in Elk Grove

There are currently 181 foreclosed and bank owned homes available in Elk Grove. Click here to request a current and free list of foreclosed homes in Elk Grove. 
Why buy a foreclosed home?  Because they are typically priced 5%-10% under market value.  Some foreclosed homes are in move-in condition.  Others are fixers or need updating.  If you are a do-it- yourselfer or ready to spend a little money improving a bank-owned home, you can score buying a foreclosure in Elk Grove.
How to get your offer accepted by the bank:
Many buyers wonder why the bank never choses their … (1 comments)

Rocklin Short Sale-Do I Qualify for a Short Sale? - 01/12/11 12:47 PM
Rocklin Short Sale-Do I Qualify for a Short Sale?
If you are considering selling your Rocklin home as a short sale and have already investigated the short sale process, you are probably wondering if you qualify for a short sale.

To qualify for a Rocklin short sale you must have a hardship of some kind.  Examples of a hardship:
Sudden Illness or medical condition. Unemployment or reduction of hours/pay. Divorce Bankruptcy Death Your lender will also consider the following:
Determine if your home's value has dropped based on recent comparables. Your mortgage is in jeapody of default. Your overall financial … (4 comments)

Buy A Short Sale Home in Roseville CA, 95678-Just Listed Short Sales - 01/11/11 12:21 PM
Buy A Short Sale Home in Roseville CA, 95678-Just Listed Homes For Sale


Just listed in Roseville!  8208 Sienna Loop is a 3 bedroom, 2 bath home with 1,843 square feet, granite counter-tops, upgraded tile, maple cabinets, in good condition.  This home is close to a school and parks.  It also has great Roseville freeway access located just of Hwy 65 and Blue Oaks.
Short sales are not like traditional sales.  They are more complex due to additional negotiation needed with the seller's lender.  Make sure you hire a Roseville short short sale expert if you are buying or selling a … (1 comments)

Short Sale Expert Sacramento CA-Short Sale FAQs - 01/10/11 07:11 PM
Short Sale Expert Sacramento CA-Short Sale FAQs

If you are considering selling your home as a short sale in Sacramento, no doubt you have more questions than answers.  What is the short sale process?  Can I live in my home while it's on the market?  How long will the short sale take? Do I qualify for the HAFA program? These are just some of the many questions that will arise.
I am Allan Sanchez and I am a Sacramento Short Sale Agent.  I will assist you in getting your short sale sold in the most discreet, professional manner possible. 
Short Sales are relieving financial stress for hundereds of Sacramento … (0 comments)

Buy A Short Sale Home in Elk Grove - 01/09/11 09:32 PM
Buy A Short Sale Home in Elk Grove

It's a Buyers Real Estate Market and often the best deals, with the most room for negotiating come from short sale listings. 
A short sale is when a seller owes more on their home than it's worth and must sell, negotiating with the lender to accept less than the mortgage amount.
As an Elk Grove short sale buyer, your best chance for a successful short sale starts with hiring a Elk Grove short sale expert.  Real estate agents who specialize in short sales know  how to best navigate a short sale on the buyer's behalf.
Duties for an … (1 comments)

Woodside Condos Sacramento-Bank of America Short Sale Sold - 01/08/11 07:38 PM
Woodside Condos Sacramento-Bank of America Short Sale Sold
This Woodside Condo in Sacramento just sold!  It was a short sale with Bank of America.  B of A approved the sale in just 35 days and it closed quickly after.
892  Woodside Ln #9,  Sacramento, CA  95825 

1 Bedroom/1 Bath-682 square feet
Completely remodeled in 2007
Laminate wood floors/Newer carpet
Newer paint & light fixtures
Newer appliances & custom backsplash
Beautiful unit in Woodside Sacramento. SOLD for $50,000.

Contact Allan Sanchez to find out if you qualify for a short sale.
Buyers, search for other units for sale in Woodside.
Woodside Condos … (0 comments)

Sacramento Real Estate Agent Allan Sanchez - 01/07/11 08:25 PM
Sacramento Real Estate Agent Allan Sanchez
Allan Sanchez is a full-time, top producing, real estate agent in the Greater Sacramento area for the last 12 years.
Despite our rough economic times Allan has sold over 350 homes since 2007 including short sales, REOs (foreclosures), and traditional sales. He is consistently in the top 1% of Realtors nationwide.
Search for properties in the Greater Sacramento Area
Sacramento Real Estate Agent Allan Sanchez
… (2 comments)

Short Sale Rocklin-Writing a Hardship Letter - 01/07/11 12:34 PM
Short Sale Rocklin-Writing a Hardship Letter
When selling your Rocklin home as a short sale, your lender will ask you to write a hardship letter explaining why you can no longer afford to pay the mortgage on your home.  The hardship letter is an important part of the short sale process.

Learn how to write the best possible hardship letter for your Rocklin short sale:
Make your hardship letter clear, consise, and no longer than one page.
1.  Brainstorm about all the financial reasons why you can no longer afford your Rocklin home.  This includes job loss, reduction of hours, … (1 comments)

Buy a Foreclosure Roseville - 01/06/11 08:45 PM
Buy a Foreclosure Roseville

There are currently 81 foreclosed and bank owned homes available in Roseville. Click here to request a current and free list of foreclosed homes in Roseville. 
Why buy a foreclosed home?  Because they are typically priced 5%-10% under market value.  Some some foreclosed homes are in move-in condition.  Others are fixers or need updating.  If you are a do-it- yourselfer or ready to spend a little money improving a bank-owned home, you can score buying a foreclosure in Roseville.
How to get your offer accepted by the bank:
Many buyers wonder why the bank never choses their offer.  It's important to … (1 comments)

How to Sell a Short Sale in Elk Grove - 01/06/11 05:48 PM
How to Sell a Short Sale in Elk Grove

If you are an Elk Grove seller who owes more on your home than it's worth and you need to sell, a short sale could be your best option.
How do you sell your home as a short sale?  What is the short sale process?
1. Contact a CPA or Real Estate Attorney specializing in short sales.  They will advise you about your possible tax and legal consequences. Click here to request a referral.
2.  Contact an Elk Grove short sale agent. Real estate agents who specialize in short sales are experts at getting your home approved by … (0 comments)

Rocklin School District-What School Will Your Child Attend? - 01/06/11 01:57 PM
Rocklin School District-What School Will Your Child Attend?

Rocklin CA has some of the top public schools in California.  With kindergarten registration starting in February, now is the time to determine what school your child will attend!
Click here to verify what Rocklin school your child will attend.
If you don't live in Rocklin but are looking for a great public school for your little one, perhaps you should consider making a move!  Not only does Rocklin have top-ranking schools, but it's also a gorgeous, friendly, and fun place to live!
Search for homes for sale in Rocklin or contact Allan Sanchez for a tour of Rocklin … (1 comments)

Do I Need a Real Estate Agent Roseville - 01/04/11 04:52 PM
Do I Need a Real Estate Agent Roseville
Wondering if you need a Roseville real estate agent to buy or sell a home?  It is understandable that some are skeptical of real estate agents.  We have all heard the real estate horror stories staring incompetent and inexperienced agents. 
Thoughts from some Buyers and Sellers:  
1. What can a Roseville real estate agent do for me?
2. Why do I need a Realtor?  I can find my own house online.
3. I don't want a pushy real estate agent who will try to influence me to buy a house I don't love.
There … (0 comments)

Elk Grove Short Sales-Avoid Deficiency Judgment - 01/03/11 01:40 PM
Elk Grove Short Sales-Avoid Deficiency Judgment

What is a deficiency judgment?  A deficiency is the amount of the principle mortgage LESS the amount the bank receives from a short sale.  A deficiency judgment is when the lender tries to collect some or all of the deficiency after the short sale closes. 
Attention Elk Grove Short Sale Sellers.... you DO NOT want to agree to a short sale if the bank wants to include a deficiency judgment in the short sale approval letter.  The short sale approval letter will say something like this:  The lender or its investors may pursue a deficiency judgment … (0 comments)

Buy a Short Sale Home in Rocklin - 01/02/11 07:53 PM
Buy a Short Sale Home in Rocklin

It's a Buyers Real Estate Market and often the best deals, with the most room for negotiating come from short sale listings. 
A short sale is when a seller owes more on their home than it's worth and must sell, negotiating with the lender to accept less than the mortgage amount.
As a Rocklin short sale buyer, your best chance for a successful short sale starts with hiring a Rocklin short sale expert.  Real estate agents who specialize in short sales know  how to best navigate a short sale on the buyer's behalf.
Duties for a … (0 comments)

Buy A Home Roseville-Steps For Buying a Roseville CA Home - 01/01/11 05:44 PM
Buy A Home Roseville-Steps to Buying a Roseville CA Home

You already know you want to buy a home in Roseville CA.  Roseville is an exciting suburb with tons to offer.  It has top notch schools and well maintained parks.  It is has the best shopping, restaurants, and freeway access. 
Steps for Buying Your New Roseville Home:
1. Online Search-Roseville Homes For Sale
90% of buyers find their new home online first.  Time to get excited and start your new home search.  Search Roseville homes for sale and sign up to get the newest listings in your email inbox as soon as they hit … (1 comments)