short sale roseville: Roseville Short Sale - Sold in Highland Reserve - 08/20/12 01:00 AM
Roseville Short Sale - Sold in Highland Reserve
Here is my latest Roseville short sale, sold in Highland Reserve.  51 Gingerhill Court has a fabulous floor plan that caused some serious pandemonium with buyers.  It looks like a 1-story and has all the bedrooms downstairs.  However, it is actually a two story with only a loft and bathroom upstairs.  Along with its 4 car garage, it's a pretty unique home.  I negotiated this Roseville short sale with Bank of America and sold it to a great family for $310,000.  
As a Roseville short sale agent, about 70% of my … (0 comments)

short sale roseville: Who Pays the Fees for Roseville Short Sales? - 03/12/12 12:41 PM
Who Pays the Fees for Roseville Short Sales?

This is a questions I often get from Roseville short sale sellers.  Most people who short sale are in a tough financial situation.  At the very least, they owe more on their home than it's currently worth.  They don't want to pay any money to short sale their home.  Roseville short sale sellers don't have the means to pay transfer fees, closing costs, or agent commissions.  So, who pays the fees and costs for a Roseville short sale?
Technically, the sellers do pay the fees associated with a Roseville short sale.  However, … (0 comments)

short sale roseville: Short Sale Sacramento - No More Deficiency Judgments After Short Sales! - 07/18/11 06:00 AM
Short Sale Sacramento - No More Deficiency Judgments After Short Sales!

All short sale sellers in California can now be certain! With the passage of SB 458, if a lender agrees to a short sale, they will consider the loan paid in full and the seller will not be held liable for any additional payments.  This includes all junior loans as well as 1st loans. 
Short sale sellers in Sacramento will now have closure  and confidence after a short sale.  Sellers will be able to recover from a short sale more quickly, fix their credit, and buy a new, more affordable home. 
The … (1 comments)

short sale roseville: Short Sale Roseville - 1520 Impressionist Loop - Short Sale Agent Allan Sanchez - 06/07/11 05:39 PM
Short Sale Roseville - 1520 Impressionist Loop - Short Sale Agent Allan Sanchez
Here is my newest Roseville short sale!  1520 Impressionist Loop is a 4 bedroom, 2.5 bath home in West Roseville with 1,495 square feet.  It has some great upgrades including tile floors, stainless appliances, and granite counter tops.  With a great Roseville location, just off HWY 65, it's a great home for $225,000.

If you're considering a Roseville short sale, it's important to consult with a Roseville short sale agent.  Short sales are much more complex than traditional sales, so using an agent with short sale experience … (2 comments)

short sale roseville: Real Estate Market Report Roseville CA - Home Trends & Stats in Roseville - 03/21/11 07:21 AM
Real Estate Market Report Roseville CA - Home Trends & Stats in Roseville
The Roseville real estate market is on the move!  Check out the latest Roseville real estate trends brought to you by Allan Sanchez, Top Producing Roseville Real Estate Agent:
The graph below compares all Roseville homes for sale, sold, and pending.

February 2011 shows 437 Roseville homes on the market.  There were 99 Roseville homes sold.  Pending homes are up significantly in Roesville with a 14.7% change in just one month.  Spring must be in the air!
Average Price Per Square Foot:Roseville's average price per square foot rose 2.7% … (0 comments)

short sale roseville: Sell A Home Roseville CA - Realtor Allan Sanchez - 03/06/11 06:34 AM
Sell A Home Roseville CA - Realtor Allan Sanchez
Getting ready to sell a home in Roseville CA?  In this economy, Roseville sellers can use all the help they can get in order to sell a home for the most money possible in the quickest amount of time.  Spend a little time BEFORE you list your home for sale.  You want to make a good first impression on home buyers.

Tips for Selling a Home in Roseville CA:
Pack up the clutter.  This makes a huge difference.  Even though your home might feel a little sparse, buyers will love how … (0 comments)

short sale roseville: Bank of America Short Sale Roseville & Rocklin - 02/16/11 04:23 AM
Bank of America Short Sale Roseville & Rocklin
I've had the pleasure of working with Bank of America over 80 times selling short sales and foreclosures.  I say "pleasure" because Bank of America is one of my favorite lenders to work with.  In the last year they have streamlined their short sale process.  Bank of America short sales in Roseville and Rocklin are often successful for buyers who are getting a good deal and sellers who are relieved of a big mortgage.

 
 
Here is a Bank of America short sale in Roseville that sold in 2010.
 
 
… (0 comments)

short sale roseville: Buying a Short Sale in Roseville-Bank Approval and Pest Inspections - 02/15/11 11:09 AM
Buying a Short Sale in Roseville-Bank Approval and Pest Inspections
Buying a short sale in Roseville is not like buying a traditional sale.  There are several guidelines specific to short sales that a Roseville short sale agent must know in order to exceed buyer expectations and close a successful short sale.
Albert Chavez, Loan Officer from Summit Funding in Sacramento, explains how buyers should write a short sale offer to please their lender and obtain short sale approval from the seller's lender:
Albert waits on the short sale approval from the bank before ordering an appraisal.  This is for two reasons.  First, bank approvals typically take … (0 comments)

short sale roseville: Short Sale Roseville-Expectations During Escrow - 02/09/11 05:31 PM
Short Sale Roseville-Expectations During Escrow
Short sales in Roseville are not like traditional sales.  They are truly a different kind of real estate sale which includes the escrow period. 
In my interview with Laura Peachey of Stewart Title in Roseville, she explains the expectations of both buyers and sellers during the short sale escrow period.  Laura will also discuss the average time a short sale escrow in Rosevilleis currently taking.  Finally, she will clarify when the buyer should deposit their earnest money deposit.
During short sales in Roseville, the buyers biggest concern is the unknown waiting period.  While sellers and their … (1 comments)

short sale roseville: Short Sale Roseville CA-Answers to Your Short Sale Questions - 02/09/11 04:54 AM
Short Sale Roseville CA-Answers to Your Short Sale Questions

What is a short sale?
A short sale is when a short sale agent negotiates with the bank who agrees to accept less for a home than what the seller owes. 
Why do banks do short sales?
Banks will consider a short sale in Roseville because it is often less expensive than a foreclosure.  Foreclosures are very expensive and so is maintaining a home once it's been foreclosed. 
Who is qualifys for a short sale?
To short sale your Roseville home, there must be some kind of hardship.  Hardships include: job loss, reduction of pay or … (0 comments)

short sale roseville: Short Sale Roseville-Hardship Letter - 12/21/10 11:04 AM
Short Sale Roseville-Hardship Letter
When selling your Roseville home as a short sale, your lender will ask you to write a hardship letter explaining why you can no longer afford to pay the mortgage on your home.  The hardship letter is an important part of the short sale process.

Learn how to write the best possible hardship letter for your Roseville short sale:
Make your hardship letter clear, consise, and no longer than one page.
1.  Brainstorm about all the financial reasons why you can no longer afford your Roseville home.  This includes job loss, reduction of hours, pay reduction, … (1 comments)