vista: 92009, La Costa Meadoridge Twin Home $307,000 - 11/30/11 05:01 AM
 
If you are considering purchasing a home in Carlsbad, Oceanside, Vista, San Marcos, Escondido or greater San Diego, start by going to www.MLSDetective.com for your FREE home searches. www.MLSDetective.com is a "real time" search engine and is updated every 15 minutes so you have access to accurate information!
 
The next step is to contact Allen Meredith at 760-271-5153, or email Allen at Allen@AllenMeredith.com. Allen Meredith is a licensed Real Estate consultant with Prudential California Realty with over 29 offices in San Diego, has been a Real Estate consultant for 7 years, and previously owned and operated Choice Home … (0 comments)

vista: Home Affordable Refinance Program - San Diego - 11/16/11 02:27 AM
Home Affordable Refinance Program - San Diego
 
The latest Home Affordable Refinance Program (HARP) guidelines were released yesterday, Tuesday October 15, 2011.  There have been many positive changes which will allow even more Americans to reduce their monthly mortgage payment.
 
But first, to take advantage of the Home Affordable Refinance Program you have to verify that your current loan is backed or secured by FannieMae or Freddie Mac and the original mortgage must have been sold to Fannie or Freddie prior to June 01, 2009.  To see if you have a Fannie or Freddie backed loan click in these … (0 comments)

vista: Bank Approved Short Sale 92009-La Costa $307,000 - 11/15/11 03:35 AM
 
 
If you are considering purchasing a home in Carlsbad, Oceanside, Vista, San Marcos, Escondido or greater San Diego, start by going to www.MLSDetective.com for your FREE home searches. www.MLSDetective.com is a "real time" search engine and is updated every 15 minutes so you have access to accurate information!
 
The next step is to contact Allen Meredith at 760-271-5153, or email Allen at Allen@AllenMeredith.com. Allen Meredith is a licensed Real Estate consultant with Prudential California Realty with over 29 offices in San Diego, has been a Real Estate consultant for 7 years, and previously owned and operated Choice … (0 comments)

vista: Medicare Open Enrollment – Now Through Dec 7th - 11/15/11 02:10 AM
Medicare Open Enrollment – Now Through Dec 7th
 
Please pass this information on to your San Diego area seniors, neighbors, friends, and family members who participate in the Medicare system ASAP.
 
This year’s Medicare open-enrollment time frame starts and ends earlier than usual.  Now through December 7th is the only time during this year (except for special circumstances) when current Medicare enrollees are able to make changes to their existing coverage.
 
Medicare members may consider changing the follow plan options:
Change to a Medicare Advantage Plan that better meets your needs Join or change Medicare Prescription Drug Plans If … (0 comments)

vista: November 10, 1775, Birth Date of the United States Marine Corps - 11/10/11 05:53 AM
November 10, 1775, Birth Date of the United States Marine Corps
 
 

During the American Revolution, many important political achievements and their respective dates are unmentioned in today’s fast paced world, including the founding of the United States Marine Corps.
 
On November 10, 1775, a committee of the Continental Congress met at Tun Tavern to draft a resolution calling for two battalions of Marines. The resolution was approved, officially forming the Continental Marines. 
 
On this day, Continental Congress commissioned Samuel Nicholas to create two Battalions of Marines!  Mr. Nicholas established a post of sorts inside the famous … (0 comments)

vista: 92069, Single Level San Marcos Home Near Twin Oaks Golf Course - 11/10/11 01:47 AM
Perfect starter or retirement home in San Marcos, San Diego CA near the Twin Oaks Golf Course!  Single level, cul-de-sac street, and backs up to walking trails.  Call Allen Meredith at 760-271-5153 for more information, or just Google Allen Meredith. 
  
(1 comments)

vista: 92008, The Bluffs Living Near Tamarack Beach in Carlsbad - 11/09/11 11:28 AM
The Bluffs living near Tamarack Beach in the 92008 zip code of Carlsbad.  A one minute walk to snug harbor, otherwise known as Hedionda Lagoon, a 10 minute walk to the world famous Tamarack Beach, and a 20 minute walk to Carlsbad Village.
(0 comments)

vista: Rising Homeownership Rates - 11/07/11 07:49 AM
Rising Homeownership Rates After falling to a 13-year low during the second quarter, the homeownership rate posted a highly unexpected rise in the third quarter, according to a Census Bureau report released Wednesday.
 
Homeownership rate had been on the decline for quite some time until the third quarter rise, the first rise in two years!
 
The 0.4 percent increase brought the homeownership rate to 66.3%, however, this was not enough to support an annual increase as the current homeownership rate remains 0.6% below the third quarter of 2010.
 
Homeownership Rate Breakdown by Region:
Midwest - 70.3% West - 60.7% Northeast … (2 comments)

vista: Those Who Have Honored Their Mortgage Obligations May Finally Get Assistance! - 11/01/11 08:49 AM
Those Who Have Honored Their Mortgage Obligations May Finally Get Assistance!
 
This is a story about HARP, the Home Affordable Refinance Program.  This program has been around since 2009 as an opportunity for home owners to refinance.  And now changes have been made to make the program available to more home owners.
 
Edward J. DeMarco, acting director of the Federal Housing Agency says HARP has been expanded to aid underwater homeowners.  According to Mr. DeMarco, here are the revised guidelines of the program:
Available for loans that are owned or guaranteed by Freddie or Fannie Only for loans … (0 comments)

vista: Foreclosure Filings Decrease - 12 Consecutive Months - 10/21/11 06:09 AM
Foreclosure Filings Decrease - 12 Consecutive Months
According to Ron Peltier, chairman and chief executive officer of HomeServices of America Inc., there has been a shift in banks’ approving to sell a property for less than the loan balance to avoid foreclosure. And there has been an increase in the sales of properties in default before they are repossessed by the bank.
Mr. Peltier continued to state that distressed sales brokered by HomeServices used to be 60 percent foreclosures and 40 percent short sales.  Now, that ratio has reversed!
And according to RealtyTrac, banks are approving more short sales and they … (2 comments)

vista: Buy or Sell with Me, You Stay for Free, in Waikiki! - 08/25/11 12:16 PM
Buy or Sell with Me, You Stay for Free, in Waikiki!
Yes,,, that's right!  If you list your home with me (and have a successful close of escrow) or allow me the opportunity to help you find the perfect home (again, have a successful close of escrow), I will provide you and your family with a FREE one week stay in beautiful Waikiki.*
Our vacation condo's are located on Kuhio Avenue, just 2 blocks from the Waikiki Beach and the world famous Duke's on the beach restaurant, and right next door to Hy's Steak House.
Our condo's can be seen on these … (0 comments)

vista: Jumping Bean Cafe - 07/06/11 01:49 PM
Jumping Bean Cafe-Click on Coupon Below
My friends, work associates, and I discovered the Jumping Bean Cafe quite some time ago and I thought I would share this secret find with all of you!  This is a great place for meeting old & new friends alike.  All I have to do is text "the bean?" and all of my friends know what I am talking about and are eager to join me!
The Jumping Bean Cafe is located in the Shadowridge area of Vista on Shadowridge Drive across from Kaiser.  The Jumping Bean Cafe offers great food at a very reasonable price. … (1 comments)

vista: Pending Home Sales Rise! - 07/06/11 05:14 AM
Pending Home Sales Rise!
Are you as tired of the gloom & doom that the press and media are putting out there as much as I am?  If the general public would turn off their TV's (or at least stop watching the news channels), stop reading the local newspapers, and would go about their daily lives without frivolous spending, our economy would rebound in a more timely manner, more jobs would be created, and the housing crisis would turn around much quicker than anticipated.
Speaking of the housing market turning around, acording to the National Association of Realtors pending home sales rose 8.2% … (0 comments)

vista: MidSummer Night's Dream Giveaway! - 06/24/11 09:46 AM
MidSummer Night's Dream Giveaway!
Visit our open house this weekend to enter to win a one night stay at La Valencia Hotel, including breakfast.  Plus a $100 gift certifiacte to Azul Steakhouse.
The property is located at 4045 Aidan Circle, Carlsbad CA 92008 and the open houses are scheduled from 1:00-4:00pm on both Saturday & Sunday.

If you are considering purchasing a home in Carlsbad, Oceanside, Vista, San Marcos, Escondido or greater San Diego, start by going to www.MLSDetective.com for your FREE home searches. www.MLSDetective.com is a "real time" search engine and is updated every 15 minutes so you have … (0 comments)

vista: Buying Up In A Down Market - 06/14/11 08:17 AM
Buying Up In A Down Market
If you have been considering buying a larger home, or your dream home, now is the time to do so.  Can you save money and build equity by buying up in a down market?  YES!  Especially if your current mortgage interest rate is higher than today's historically low interest rates.
Top Reasons For Buying Up In A Down Market:
There is just not enough room in your current home You want to relocate to a different school district There are not many quality starter homes on the market (Seller's Advantage) There is greater inventory of … (0 comments)

vista: Lease Option Agreement in San Diego County, Is It Right For You? - 06/14/11 04:07 AM
Lease Option Agreement in San Diego County, Is It Right For You?
You have been looking at homes for purchase and realize that you do not have enough money for down payment, or after speaking with a Lender you discover your credit is not as strong as you thought.  Regardless of these findings, you still are determined to get into the housing market.  One way to get into the housing market is by utilizing a lease option agreement.
What is a lease option agreement?
A lease option is legally binding agreement where a home is leased with an option to purchase … (0 comments)

vista: Seller's Sundown Wine & Cheese Preview - Carlsbad 92008 - 06/10/11 08:28 AM
Please join Allen Meredith, Traci Hansen & Moose Mau for an evening of complimentary wine, cheese, and a glorious sunset, this coming Wednesday evening.  The sundowner event will be held on Wednesday, June 15, 2011 from 5:30-8:00pm. 
The home is located at 4045 Aidan Circle, Carlsbad CA 92008.  From I-5 go east on Tamarack, right on Adams, right on Chinquapin, and left on Harrison and the home is down about 1/4 mile on the left.  Or just follow the "Open House" signs.  Feel free to invite your friends and family!
This spectacular home is located in The Bluffs community, with just … (1 comments)

vista: Big Brothers Big Sisters of San Diego Fund Raiser Event - 06/02/11 04:27 AM
Big Brothers Big Sisters of San Diego Fund Raiser Event
"Sushi on the Roof" is a private event and fundraiser benefiting Big Brothers Big Sisters of San Diego. This event will be held on the rooftop apartment and deck on top of the Pizza Port in Ocean Beach which is located at 5010 Santa Monica Avenue, Ocean Beach CA 92107.
Event features:
15 course tasting menu by Chef Carson Jaffrey of Omakase Catering. Assorted beers from local brew-master Yiga Miyashiro of Pizza Port Brewing Company. Premium vintages from local artisan wine-makers. Gourmet alcohol-free beverages. Live Music, Rooftop Ocean Views, New Friends, … (0 comments)

vista: Recipe: Asparagus Risotto with Pan Fried Chicken Breasts - 05/26/11 06:10 AM
My girlfriend Niki and I cooked up this little recipe this week.  It was an incredible meal and quite frankly pretty easy to prepare. 
My first experience with risotto was in Florence, or as the Italianos call it, Firenze, Italy.  What an amazing dish!  Smooth and creamy with an underlying fibrous texture.  At first I thought risotto must be some kind of pasta seeing that it is an Italian dish, only to find out years later it is actually rice.  Who knew?
First you have to find some arborio rice.  I was able to find it in an obscure location on … (3 comments)

vista: FHA vs. PMI - 05/20/11 11:40 AM


FHA vs. PMI
FHA insures mortgages provided by FHA-approved lenders using loans with as little as 3.5% down payment.  There are two FHA insurance premium payments which include the upfront mortgage insurance premium (currently 1% of the loan amount) and can be rolled into the life of the loan or paid upfront at closing, and the annual premium/MMI (currently 1.15% of the loan balance) which is paid on a monthly basis.
PMI insurers service conventional mortgages using 5%, 10% & under 20% down payment.  There are one time premium (between 1.95% & 3.95% of the loan amount) and monthly … (0 comments)

 
Allen Meredith (Re/Max Ranch & Beach)

Allen Meredith

Oceanside, CA

More about me…

Re/Max Ranch & Beach

Mobile: (760) 271-5153

Fax: (888) 900-4354

It is our goal to provide you with superior service at all time! And we are striving to make 100% of our business, "by referral only". In order to do this, we are committed to serving all of our client's need above and beyond their expectations.


Links

Archives

RSS 2.0 Feed for this blog