Home Saver's Blog

How to Prevent Foreclosure on Your Investment Property

If you feel this information was useful, please feel free to comment. Do Not advertise on my Blog.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Facing Foreclosure? WARNING on Getting Help!

C Thompson, Loss Mitigation Cases (Loan Modification) — Mon, 04 Oct 2010 03:09:30 -0700

Facing Foreclosure? WARNING on Getting Help!!

Are you facing foreclosure, or heading in that direction due to an unexpected hardship? Give me a call and you can expect to get good honest information, advice or assistance. Or just fill out my pre-approval form and I will contact you regarding your options. Don't give up! You worked hard to own your home, now it's time to fight for it!

If you are facing foreclosure most likely you are panicking. Panicking can ultimately lead you from one disaster into another one from making vast decisions. Make sure you are careful when looking for a 3rd party to help you avoid foreclosure. If you do seek help , I strongly recommend going to a licensed Real Estate Attorney or Law Firm. But even then you still have to be cautious. The # 1 loan modification scam that is actually not illegal could be the most lethal to your case, would be verbal promises vs. written, signed contracts.

Here's an example. If you have a phone or face to face interview with an Attorney or their associate and are promised anything, make sure it's also stated in the contract or Retainer Agreement. Verbal promises are very common, but what counts in the end is what's in writing and what you signed and agreed to. You have no leg to stand on in court if the verbal promises were broken but you signed the contract witch stated something other than what you were told.

If you are facing foreclosure and not sure who to contact, feel free to call me and I can direct you to a National based Law Firm, with 20 years experience, and a money back guarantee. The Retainer Agreement is written in easy terms so that people like you and I can understand it.

For more useful information feel free to read some more of my blogs!

Have a Blessed Day!

How to Prevent Foreclosure on Your Investment Property

www.KeepYourProperty.inf

Check Foreclosure Procedure For Your State

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Modify My Mortgage

C Thompson, Loss Mitigation Cases (Loan Modification) — Fri, 24 Sep 2010 11:38:21 -0700

Modify My Mortgage

Q. What is foreclosure?

A. Home foreclosure is a process by which a lender regains a property which they have financed. Typically, this is because the borrower or homeowner is behind on house payments and is unable to catch up, often due to circumstances outside of his or her control. When the lender forecloses on the homeowner, the homeowner must move out of the house, therefore, losing all possession of the property and jeopardizing any possible equity that the homeowner may have in the home. There is a legal time frame, which varies from state to state, which determines how long the foreclosure process can take.

Q. What can loss mitigation do for you?

A. The goal of loss mitigation is to work out an agreement between the homeowner and the lender that will stop foreclosure proceedings permanently. This allows the homeowner to stay in their home and protects their credit history.

Q. How do we stop foreclosure?

A. Our Attorneys specializes in resolutions of mortgage delinquencies or home foreclosure claims on behalf of you, the homeowner. Our Attorneys perform a detailed financial analysis and work with you to determine your best alternatives. We review your lenders loss mitigation policies and your state's foreclosure law to make sure that we give you the best service within the context of your situation. By working with you and your lender we can tailor a resolution to meet your specific criteria and financial circumstance. We do all of this quickly and effectively because we have been doing this for some time and have thousands of satisfied customers.

Q. What is Loan Modification?

A. A procedure where your loan(s) payment plan is altered due to the hardship of the borrower. This include the new lowered rate, 30-40 fixed term, past due payments put on the end of the loan, 2nd or 3rd mortgages reduced or eliminated, principle reduction, and sometimes freeze your payments. This a negotiation process between the lender and attorney.

Q. How long do I have to act?

A. Time is of the essence when you are behind on house payments. Time is definitely not your friend in this situation. Each day that passes makes it that much harder to get a work out agreement with your lender that you can live with. The home foreclosure process can take anywhere from a few weeks to many months, depending on your state law and the method of foreclosure your lender chooses to use.

Q. What hardships qualify for this type of help?

A. Whether it was the loss of a job, a divorce, an illness, or rising interest rates, in most cases, there is a legitimate reason for a homeowner falling behind on their mortgage payments. There are numerous reasons, and it's extremely hard to get back on track when you're on a tight budget.

Q. How far behind on my payments do I have to be, before I can qualify for a Loan Modification?

A. If you know that you are unable to make the next payment, contact us after the due date so that we can assist you immediately which usually gives us quick results and much more leeway. If you are more than a month behind or even in the foreclosure stages, we can help you. It just may take a little longer to get your lender to agree on our terms.

Q. Do I have to have good credit?

A. No. Credit is not a determining factor.

Q: Several companies have contacted me recently offering to help. What's different about you?

A. There are many predatory companies who are not what they appear to be. Beware of unscrupulous companies who are actually just interested in buying your house at big discount, or attorneys who just want to take you into bankruptcy or companies that collect a consultation fee then do nothing for you. You can check us out through your state attorney general or the better business bureau. We are very proud of our track record of success and thousands of satisfied customers. They are strong evidence that we deliver on our promises.

Q. Should I negotiate with the lender myself?

A. Yes. If you are only a payment or two behind and your lender has not hired an attorney to begin foreclosure proceedings you may be able to negotiate or work out agreement yourself. If you are successful then you have saved yourself some funds that can be used to get caught up on your mortgage. Just remember, don't waste a lot of time on this. Time is not on your side right now. If you don't have something worked out within 1-2 weeks, then it's obvious that your lender is not serious about working things out with you directly. When you get to that point you will be better served by professional representation that can use the formal business and legal protocols to your advantage. We deliver the critical information and professional representation that you need to get the best possible work out agreement with your lender.

Q. Can you help me improve my credit rating?

A. We do not do credit repair services but we do strongly recommend the nation's leader in credit repair, Lexington Law Firm. Right now, of course, the best thing you can do to help your credit is to prevent foreclosure.

Q. How long does it take for you to complete the case once we fill out all of the paperwork?

A. Anywhere from 2 weeks to several months. This depends on the stage of foreclosure you are in and your financial position. Typically it takes several weeks to complete a work out agreement and stop foreclosure proceedings.

Q.Is this kind of like a refinance?

A. No. This is not a refinance, and there are no closing costs. We negotiate with your lender to reduce your rate, and place you on a fixed term.

Q. What states can you assist?

A. All 50 states of the USA

Q. Do I have enough time to stop my foreclosure?

A. Up until the foreclosure sale occurs there is still hope. If a sale date for your house has been set you need to act fast. We have stopped sales set for the next day but this is very risky and some lenders will not agree to it. You're best option is to take action immediately to stop foreclosure before it goes too far.

Q. How much do you charge to stop home foreclosure?

A. Our fees are based on your mortgage payment amount, and the complexity and urgency of your situation. Our professional loss mitigation consultants will evaluate your case and explain the best options to save your home. We are confident that you will feel that our fees are a bargain compared to the cost of the alternatives. We offer a money back guarantee if we cannot get you a work out agreement with your lender(s) as long as no sale date has been set.

Q. I'm currently in bankruptcy. Can you still help?

A. Yes. But we cannot negotiate a work out agreement with your lender until your mortgage has been discharged or dismissed from the bankruptcy proceedings. Our professional loss mitigation consultants can still evaluate your case and explain the best options to save your home. Then when the mortgage is out of the bankruptcy we can proceed with the home foreclosure help. Sometimes after bankruptcy it is easier to make a mortgage payment because other debts have been discharged.

Q. I've already talked with my lender and they just want all their money. Can you still help me?

A. Yes. Most of our clients have experienced this kind of inflexibility from their lenders before calling us. We get your bank to listen to your needs because they know and trust us. We have been doing this for some time. We have mitigated thousands of home foreclosure cases. That kind of experience gives us credibility with your lender. Over the years we have developed positive working relationships with key people at most banks. Our integrity and professionalism have earned us a reputation that allows us to be heard when no one else can get through the red tape. We will use our experience and connections to your advantage.

Q. Should I file for bankruptcy to save my house?

A. Maybe. The American Bar Association has reported that 96% of homeowners who declare bankruptcy end up loosing their home to foreclosure anyway. Bankruptcy is very unlikely to help you save your home. If you declare bankruptcy you will likely end up with BOTH a bankruptcy and a foreclosure on your credit report. That being said, there certainly are times when bankruptcy is appropriate and we recommend you consult a reputable attorney should you think you need it.

Q. Will this have an adverse effect on my credit?

A. Yes. Whenever you find yourself past due on your mortgage, your credit score will drop. But, once you are back on track it will take you only a couple of years of consistent payments to bring your credit score back to normal. There are also credit repair companies who can assist you in helping remove your past due payments from your credit. A foreclosure would remain on your credit for 7 years which in turn would have a longer more negative effect. So, this alternative actually would work best for you.

Q. Do I need to have a special type of mortgage loan for you to help me?

A. No. We specialize in out-of-court resolutions of government and non-government mortgage delinquencies or home foreclosure claims for homeowners. These can be FHA, Rural Administration, VA, Freddie Mac, Fannie Mae, or conventional loans which have become delinquent.

Q. Can you help investors who have multiple properties in foreclosure?

A. Yes, please see my blog made specifically for investors.http://activerain.com/blogsview/638216/How-to-Prevent-Foreclosure

Q. What if I find myself back in this predicament after my new loan modification takes effect?

A. In most cases, you will have a hard time working with your lender once they have agreed to modify your mortgage. This is why it's important to have experts working on your behalf so that you end up with the best, most affordable terms.

Q. What if I can no longer afford my home? Can you still help me?

A. Yes. If you are certain that you cannot afford your home any longer and wish to sell, we can help you to secure a short sale payoff or a deed-in lieu of foreclosure agreement with your lender. Often times these agreements can be arranged at low or no cost to you.

Q. What is a Short Sale?

A. The sale of property prior to foreclosure at a reduced amount. Your lender determines the outcome of your proposal. We are very successful with this procedure if your choose to go this route.

Q. How can I be a part of the foreclosure solution?

A. It's simple. Spread the word. Talk to your family and friends. Let them know there is legit help for them. Sometimes it's hard for people in these predicaments to come forth and ask for help. We even have a referral program that gives you a little incentive to put forth the effort to lend a helping hand.

Modify My Mortgage

•Types of Foreclosure: Judicial Foreclosure

•Types of Foreclosure: Non-Judicial Foreclosure

•Right of Redemption in the Case of Foreclosure

•Deficiency Judgments in Foreclosure Cases

The Foreclosure Process: Understanding Foreclosures

• Note: The following is a generalized breakdown of the foreclosure process. If you're interested in finding out about foreclosure laws in your state.

Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL),Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME),Maryland (MD), Massachusetts (MA), Michigan(MI), Minnesota (MN),Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD),Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA) , Washington (WA),West Virginia (WV), Wisconsin (WI), Wyoming (WY)

Foreclosure Defined

• A foreclosure occurs when a property owner cannot make principal and/or interest payments on his/her loan, typically leading to the property being seized and sold.

Loss Mitigation

• Loss mitigation is a set of programs set up by the government and lenders to assist homeowners threatened by foreclosure

Stages of Foreclosure

• The foreclosure process is not very difficult to understand. There are several stages during which the homeowner has an opportunity to bring the loan current and avoid foreclosure. After about three to six months of missed payments, the lender orders a trustee to record a Notice of Default (NOD). At the County Recorder's Office. This puts the borrower on notice that he or she is facing foreclosure and starts a reinstatement period that typically runs until five days before the home is auctioned off. If the default isn't corrected (the loan must be brought current) within three months, a foreclosure sale date is established. The homeowner will receive a Notice of Sale , and this notice will also be posted on the property. In addition, the Notice of Sale is recorded at the County Recorder's Office in the county where the property is located. Finally, this Notice of Sale is also published in newspapers local to the county in question over a three-week period. The foreclosure Trustee Sale typically occurs on the steps of the county courthouse in which the property is located. The time and location of this sale are designated in the Notice of Sale. At the Trustee Sale, the property is auctioned in public to the highest bidder, who must pay the high bid price in cash, typically with a deposit up front and the remainder within 24 hours. The winner of the auction will then receive the trustee's deed to the property.

Foreclosure Auction

• At auction, an opening bid on the property is set by the foreclosing lender. This opening bid is usually equal to the outstanding loan balance, interest accrued, and any additional fees and attorney fees associated with the Trustee Sale. If there are no bids higher than the opening bid, the property will be purchased by the attorney conducting the sale, for the lender.

If this occurs, and the opening bid is not met, the property is deemed a REO or Real Estate Owned . This typically occurs because many of the properties up for sale at foreclosure auctions are worth less than the total amount owed to the bank or lender.

When you purchase property at a foreclosure sale, all junior liens other than property taxes are wiped out. Priority of liens is determined by the date of recording. When you purchase a REO aka. Bank REO, you will typically receive the property with a clean title.

Note: Please leave a comment if you found this helpful.

More helpful Blogs:

How to Avoid Loan Modification / Loss Mitigation Scams

How to Prevent Foreclosure on Your Investment Property

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loss Mitigation Programs That Stop Foreclosure!

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 31 Aug 2010 23:56:55 -0700

Loss Mitigation Programs That Stop Foreclosure!

Loss mitigation programs were established by the federal government and the mortgage industry in order to stop home foreclosures. They help foreclosure victims in default on their mortgages to find alternatives to home foreclosure. Every homeowner's situation is unique and each lender has their own policies regarding the use of these programs to stop foreclosure. Our extensive experience and solid working relationships with mortgage lenders allows us help you avoid the common pitfalls that many homeowners encounter while trying to work things out directly with their lender. After performing a thorough assessment of your personal finances and analyzing your lender's loss mitigation policies our professional loss mitigators will negotiate with your lender to get you the best possible solution to your home foreclosure problem. We can help you save your home and credit history through a variety of loss mitigation options:

1. LOAN MODIFICATION
(Available on a very limited number of VA loans with lender and/or investor approval) (Called Recast for FHA)

If you have incurred a long term financial hardship, our office can assist you in supplying the appropriate information to lender to take the appropriate measures to modify the term(s) of your mortgage. This could lower the interest rate and/or extend the term of the loan resulting in lower payments. There are costs and fees associated with a modification that you will be responsible for. All property taxes must be current or you must be participating in an approved payment plan with your taxing authority to be eligible for a modification. Any additional liens or mortgagees must agree to be subordinate to the first mortgage. All requests are subject to your lender's approval.

2. VA LOAN MODIFICATION/REFUNDING
(Available for VA loans only) (Need at least 30 days to process)

A refunding is when the VA buys your loan from the lender. Refunding may give VA the flexibility to consider options to help you save your home that your current lender either could not or would not consider. When the VA refunds a loan under 38 U.S.C. 36.4318, the delinquency is added to the principal balance and the loan is re-amortized. Your new loan will be non-transferable without prior approval from the Secretary. If your interest rate was lowered and an assumption is approved, the interest rate will be adjusted back to the previous rate.

3. SHORT PAYOFF
(Short Sale) (Pre-foreclosure Sale) (Compromise Of Sale)

If you have suffered a long term financial hardship and are unable to maintain your loan or if you need to sell the property to avoid a default loss on the property, it is possible that the lender may be able to accommodate you with a short payoff. A qualified buyer is required. If this is an option you wish to pursue, you must inform the loss mitigation specialist assisting you immediately. There may be tax ramifications associated with any short payoff or foreclosure; therefore, we recommend you contact your tax adviser for details. Some states permit lenders to seek a deficiency judgment for the amount the payoff was discounted. See your state's foreclosure law for more information. Check with an attorney for advice on your personal situation.

4. DEED-IN-LIEU OF FORECLOSURE

If you have incurred a long term financial hardship and your house has been on the market (at fair market value) for at least 90 days, you may be eligible for a deed-in lieu of foreclosure. To be considered for this option, you must complete a financial package and provide a copy of your recent active listing agreement. Also, there cannot be any additional claims or liens (other the mortgage) against the property. If you are approved for a deed-in-lieu, you will be giving up all rights to the property and the property will be conveyed to your investor. In exchange for the deed-in-lieu, the lender may waiver all deficiency judgment rights. You may be asked to participate in a Short Payoff program before a deed-in-lieu of foreclosure is accepted.

5. REPAYMENT PLAN

If you have incurred a short term financial hardship and your loan is two or more months past due, your loss mitigation specialist will also consider submitting a request for a payment plan to your lender for approval. Only after reviewing your financial situation will this option be considered. All clients must be able to show that they can afford this plan in order to be eligible.

6. SPECIAL FORBEARANCE
(FHA loans only) (Type I & II)

If you have incurred a short term financial hardship and your loan is 90 days to 365 days past due, the loss mitigation specialist will also consider submitting a request for a special forbearance. A special forbearance is designed to provide you with more relief than is possible with a regular repayment plan. Typical approval can result in spreading the repayment over 12 to 18 months. Type II - can be utilized in an unemployment situation whereby the promise of future employment is present. We have done VA loans that resulted 27-month repayment plans.

7. PARTIAL CLAIM
(FHA mortgages only) (Some Freddie Mac Investor loans)

The loss mitigation specialist may assist in requesting a partial claim if you qualify. You may be eligible if your loan is 120 to 365 days past due. A partial claim results in placing your past due payments into a subordinate mortgage (2nd mortgage) between you and the Secretary of Housing Urban Development. The partial claim note will require you to start making payments when you pay off the first mortgage. There is no interest. The partial claim can be for no more than 12 months of past due payments.

How The Foreclosure Process Works For Every State

How to Prevent Foreclosure on Your Investment Property

Check Foreclosure Procedure For Your State

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Foreclosure,Foreclosure,Foreclosure!!!!!!

C Thompson, Loss Mitigation Cases (Loan Modification) — Mon, 23 Aug 2010 23:58:00 -0700

Homes lost to Foreclosure up 6 % from last year

Most folks want to stay in their home, therefore, the most popular option for the distressed homeowner is loan modification. This is the process where the homeowner's mortgage is modified (changed) and both the lender and homeowner are in aggreeance with the new terms. This allows the homeowner to stay in their home and afford the new monthly payment. On the other hand, Loss mitigation allows the lender to take a less of a loss now in order to avoid a much greater loss caused by a Foreclosure, Foreclosure, Foreclosure,Foreclosure!!!!!! . Most loan modifications result in lowered interest rates, reducing the principle balance, fixing adjustable rates, stretching out the loan term, moving past due payments to the end of the loan term, or any combination of these.

Will review your entire file for free to honestly tell you if you qualify for a loan modification. RETAINER PAYMENT DUE AFTER CASE HAS BEEN ACCEPTED BY THE LAW FIRM.
A Caring Staff who treats you like a person instead of a number.
Has the legal means to place your foreclosure on pause if more time is needed.
Will Negotiate with your lender to ensure the best loan modification (lower rate, forgiven past due payments, and/or longer term which will result in a lower, more affordable payment) for you.
Has a physical address which allows you to visit the Firm at any time if you desire to do so.
Will be upfront with you and will not make any promises, as negotiating, means just that. It is impossible to promise any kind of rate or term when it needs to be negotiated.
A good track record. Where if you check reputable agencies you will find there are no pending fraudulent cases and will be able to verify licenses with the bar Association.
Will determine if you qualify for The making homes Affordable program and if not then to see if a standard loan mod approved by your lender would be best suited for you.
A Money back Guarantee; Most Law Firms or Licensed Attorneys do not provide any kind of refund based on the outcome. Make sure the Attorney you choose does offer a money back guarantee.

*** The Law firms I have researched and have been working with for over a year have competitive fees. I made sure that the fees would be affordable to any ordinary homeowner. ***

I pledge to be 100% honest, diligent, and treat you with integrity.

More Useful Blogs:

How to Prevent Foreclosure on Your Investment Property

www.keepyourproperty.info

If you feel this information was useful, please feel free to comment. Do Not advertise on my Blog.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Chase Mortgage Modification Program - Share Your Chase Story

C Thompson, Loss Mitigation Cases (Loan Modification) — Sat, 14 Aug 2010 12:41:11 -0700

This past week hundreds of Bay Area home owners facing foreclosure are looking for some relief. They are attending an event in Oakland California to meet with chase about modifying their home loans.

Chase Mortgage Modification Program - Share your Chase Story

How to Prevent Foreclosure on Your Investment Property

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

NACA Complaints and Reviews

C Thompson, Loss Mitigation Cases (Loan Modification) — Fri, 13 Aug 2010 22:38:54 -0700

NACA Complaints and Reviews

Before I decided to write this blog, I really deliberated over it. I am not one to bash companies, especially ones that have been featured on CNN and are perceived to be helping people in need. But after watching the CNN special on NACA (Neighborhood Assistance Corporation of America) I decided to do some of my own research and find out about this free assistance they offer homeowners in distress. (I work hand in hand with Attorneys who help homeowners avoid foreclosure, but some folks don't have money for an Attorney so I wanted to find a place I could send people for free help, although the results probably wouldn't be as rewarding.) Well, needless to say I was more than astonished and appalled at what I found and I promised a lot of people that I would post a blog dedicated to them. My blogs tend to show up in Google frequently because of the valuable information I provide.

First off, I would like to say I have not had any personal experience with NACA or their counselors. But I have found many many websites where people are complaining about their experiences with NACA. I have also seen a few comments about how NACA did help them. I am glad I did this research before deciding to send people here. I have read NACA's webpage that explains the Home Save Program and what they portray on this particular page seems to conflict with what many homeowners are saying.

Here are just a few of the NACA Complaints and Reviews I have found, although I am sure NACA has helped some people .But this blog is focused on complaints and reviews from homeowner's themselves. I encourage anyone who has had an experience with NACA to post a comment. You will be seen and heard and will also help others as they are doing research to find a solution. You do not have to register to comment and feel free to stay anonymous.

"Written by (will not state name), on 04-08-2010 22:12

Naca is a sorry company . I almost lost my home behind them. THANKS TO GOD SAVE MY HOME!!! All they do is get you deep behind. THey do not update the file on lines as there is where you willget your update. If you look at my udate no reponse from the Bank. The Bank response three months ago. I had 20 of worry almost lost my home and I was sick made about 50 calls over and over. No one knows what the *** the process consists of. I did not even know my case worker name I was back and forth with many. Please be advise with this company they do not know one file form the other. Like everyone there on the dam job training whilw you about to lose your home!!!!!!"

"Written by (will not state name), on 25-06-2010 11:51

I too have wasted a considerable amount of time and energy believeing in and trusting NACA. They come to you as a savior but in the end do very little if anything to help you. We went to the "Save the Dream" tour, wasted almost 2 days waiting around, listened to testamonials with people crying about thier new lower mortgage, I wonder what kind of tears they are crying now. We pay our mortgage and can now afford it but we want out of the predatoryinterest only loan and that is one of the promises that NACA made. Well we have been denied a modification and NACA will not return my calls or emails. WOW.. Of course the worst part is that now that we are working with NACA our lender won't deal directly with us. What a colassal waste of time!!! Be warned... DON'T DO IT! Oh, and in my "Save the Dream" excitment I referred 2 others to NACA and they too have gotten nothing but frustration."

"Written by Dianey, on 22-06-2010 06:57

I had two years of my time wasted with NACA, including a 12 hour day I spent at one of their Save The Dream events. Went through the entire process twice because the first time nothing happpened for an entire year and my paperwork was lost. A year later I went to Save the Dream and applied again and and nothing ever came of it either. I got a lot of run around, no follow up, no returned phone calls, great difficulty getting through to anyone. My lender said they never got the paperwork from NACA because they don't accept it electroncially. NACA says they only do it electronically and do it all the time, so the bank must be lying. NACA said they would get a negotiator on the case and get back to me and they never did. I never heard from anyone. I got nowhere. So much for saving my dream. Instead of taking so many on and then letting so many fall through the cracks, why don't they take fewer and follow through on the ones they do take instead of the shot gun approach. I don't understand this organization."

"Written by NACA phone counseling not help, on 04-06-2010 13:57

I have been trying to do phone counseling with NACA for help in forclosure prevention since February. I went to a workshop in December 2009. Submitted my paperwork electronically and when I got a phone session, the agent said to send in the same paper work that I had already filled in on the website and that I had already faxed. There were several phone appointments that I never got a call at the appointment time. I tried calling back and got lost in queue purgatory. Tried emailing and never got a reply. So much time when by that when I finally got another NACA phone person on the phone, she said I had to RE-SUBMIT ALL PAPERWORK because it has to be kept up to date"

*There are hundreds, maybe even thousands more complaints. I will not post them all, but please feel free to vent and explain your experience to others.*

Also, I would like to mention that I do have a Nationally based Law Firm that is affordable compared to most, who have a refund policy, and have been established for 20 years that I can refer you to. If you have tried this route with NACA and it hasn't worked for you, and you still have a little fight left in you, I would strongly recommend you to get legal council. I also offer free advice and will give you as much guidance as possible.

NO SPAMMING OR ADVERTISING ON MY BLOGS! MY BLOGS ARE FOR INFORMATIONAL PURPOSES ONLY!

More useful Blogs:

How to Prevent Foreclosure on Your Investment Property

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Orlando Florida Affordable Security Camera Solutions

C Thompson, Loss Mitigation Cases (Loan Modification) — Mon, 02 Aug 2010 12:19:07 -0700

Orlando Florida Affordable Security Camera Solutions

At PROPERTYLOCK we sell affordable DVR camera kits and we install these kits for you. Prices range from $250.00 and up depending on brand, camera quality, and the number of cameras needed. The reason we can keep our prices low is because we act as broker to get you the best price on the market. We are not like the other companies, we do not need to sell you a specific brand name. We make sure you get the best quality security camera system for your hard earned money.

Orlando Florida Affordable Security Camera Solutions

With our Virtual Guard Service we are taking security to next level!!!! For more information please visit our websiteWWW.PROPERTYLOCK.INFO

Our goal is to provide high quality service to our neighbors and community while helping secure their homes and families, ultimately reducing the crime rate. According to statistics, many renters and homeowners do not have a security system simply because they can not afford it or just don't qualify. Property Lock has made it affordable for everyone. Now you can sleep at night and know that your family is protected.

Feel free to call us or visit our website at or www.propertylock.info and we will be happy to assist with pricing and appointments. We are here to cater to your needs at an affordable rate.

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Security Cameras Can Help Seniors Citizens

C Thompson, Loss Mitigation Cases (Loan Modification) — Thu, 29 Jul 2010 13:29:31 -0700

Security Cameras Can Help Seniors

Security cameras are one way to keep an eye on our loved ones and also make sure they are safe especially if they are living on their own.

1. Security is definitely a major problem when it comes to seniors. Criminals pray on the elderly because they see them as an easy target.

2. Using the internet is another way security cameras have become useful to seniors. For example, if your Grandmother refuses to live with you and she decides to stay in her own house, technology has made it easy to keep an eye on your grandmother. You can remain in your own home down the street, across town, or even in another state. These security systems can stand-alone, be linked to the local police station, virtual security company via the telephone line, or even your cell phone. Also, each day better security systems are being developed to prevent break-ins.

With our Virtual Guard Service we are taking security to next level!!!! For more information please visit our websiteINFO

Video Surveillance is also another affordable option we have. Most security company's will charge $1999 for a basic video surveillance while our most affordable, most popular system runs right around $375. We are able to provide these savings due to no over head costs and inexpensive marketing techniques. This saves our customers thousands of dollars.

Our goal is to provide high quality service to our neighbors and communitywhile helping secure their homes and families, ultimately reducing the crime rate. According to statistics, many renters and homeowners do not have a security system simply because they can not afford it or just don't qualify. Property Lock has made it affordable for everyone. Now you can sleep at night and know that your family is protected.

Feel free to call us or visit our website at and we will be happy to assist with pricing and appointments. We are here to cater to your needs at an affordable rate.

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Security Cameras, CCTV, Security Cameras, Spy & IP Camera, Surveillance Systems,Virtual Guard, Orlando Florida

C Thompson, Loss Mitigation Cases (Loan Modification) — Thu, 22 Jul 2010 11:35:20 -0700

Choosing a form of video surveillance requires a lot of consideration and a familiarity with the types of security cameras and CCTV systems out there. But there is so much information out there. You probably don’t have the time or patience to sift through all the websites out there. What you need is a comprehensive guide to video surveillance, one that explains surveillance cameras and CCTV camera systems with your needs in mind.

Whether you are looking for home security and surveillance systems, security cameras for your business, wired systems, or wireless ones, you’ll find the product information you need here.

With our Virtual Guard Service we are taking security to next level!!!! For more information please visit our websiteWWW.PROPERTYLOCK.INFO

Our goal is to provide high quality service to our neighbors and communitywhile helping secure their homes and families, ultimately reducing the crime rate. According to statistics, many renters and homeowners do not have a security system simply because they can not afford it or just don't qualify. has made it affordable for everyone. Now you can sleep at night and know that your family is protected.

Feel free to call us or visit our website at or www.propertylock.info and we will be happy to assist with pricing and appointments. We are here to cater to your needs at an affordable rate.

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

I Lost My Job.. Will I lose my home too?

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 20 Jul 2010 23:57:26 -0700

I lost My Job.. Will I lose my home too?

With the unemployment rate increasing everyday, this question is being asked more and more. I lost my job.. Will I lose my home too? This is a very touchy subject. Most folks who face job loss will fall behind on their mortgage as well as other bills. With all the talk on loan modifications, most will try to seek some help either with their lender or a 3rd party such as an Attorney. Unfortunately you will most likely be told, that without income you won't qualify.

The lenders then proceed to send you scary letters threatening you with foreclosure. So now you are feeling like there are no options for you and extremely stressed out. Don't Fret! I am here to tell you that there is still hope. Did you know that the foreclosure process from start to finish takes at least 6 months? Most likely, you will be back to work with in 6 months.

Once you do get back to work, you will most likely qualify for a loan modification and will be able to keep your home. You have a verifiable hardship, and an income. The loan mod should bring you current on your mortgage as well as bring down your interest rate to make your payment more affordable

Usually job loss is temporary. Just calm down and stay focused on a plan to get back on your feet

Feel free to call me if you need some advice or guidance on who to trust to negotiate your loan modification for you.

I pledge to be 100% honest, diligent, and treat you with integrity.

More Useful Blogs:

How to Prevent Foreclosure on Your Investment Property

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

How to find Solid Legitimate Loan Modification leads

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 13 Jul 2010 12:30:09 -0700

How to find Solid Legitimate Loan Modification leads

or not?

With foreclosure rates at a record high, many mortgage companies, real estate agents, and Attorneys have turned their attention to the foreclosure market. With that being said, many more lead companies have also done the same. The problem at hand is many of these lead companies say they have "exclusive leads' but come to find out when you call the client, they have been contacted more than once by other companies. This is because many of these scammers sell old data or reused leads and make profit over and over on one single lead.A lot of times these lead companies are only in it to get 1 order out of you and move on to the next victim.

How to find solid legitimate loan modification leads can be a task at hand. It is extremely hard to determine who are the legits and who are the scammers. Below are some good ways to investigate a company's diligence.

One thing you can do is have them show you where they get their leads from. Also, they should have some kind of notation on their lead capture site letting homeowners know that their information will only be sold to accredited businesses. This will prove to you that this lead company is not just in it to make a quick buck, but to provide your client with a good reputable company (which is you) and for you to be happy with the quality of the lead so that you will be a return customer.

You can also go to google and see if anyone is complaining about the company and/or it's leads. A great site to check this out is www.ripoffreport.com.

Check with reputable scam reporting companies or agencies who will confirm the complaint and/or law suits pending. Two good sites are the Federal Trade Commission and the Local Attorney General.

You can also ask for references or testimonials. Most companies do not want to be constantly contacted and asked if the leads were successful. Testimonials will probably be your best bet.

Also beware of the companies out there who charge monthly fees for inactivity, have lead purchase quotas, or exorbitant deposit minimums. These are ways to continually make money off of you.

Below is a list of different types of leads being sold and the definition.

Exclusive leads- We have taken a new spin to the Exclusive Lead business. Most sites out there deliver leads based on filters you set, and charge extra for these filters. Most sites cater to the big spenders in the mortgage business, you may find your closing ratios have diminished as you are delivered the crust of he lead pie. This is done intentionally to keep the big spenders spending. We believe every broker should be created equally, first come, first serve. Every lead that is submitted is available to every broker whether their budget is 1 Million or $400. Its all about timing. With us, you are GUARANTEED a fair shake.

Here is an exclusive lead sample:

*******************************************************************************

FirstName: Tracy

LastName: Libby

Address1: P.O. Box 123

Address2:

City: Gray

State: ME

Zip: 04039

Phone: (207)555-2492

Alternate Phone: ()-

Email: tracyrodgerssss@hotmail.com

BestTimeToCall: Right Now

GrossMonthlyIncome: 101000.00

Lender: Bank of America

Property_Type: Owner Occupied

Loan_Type: Fixed

Current_Rate: 8.75%

Est Value: 270000.00

LoanBalance: 254000.00

Payment: 2074.00

LoanStatus: past due

Date: 07/27/09

Time: 09:36:51

Comments:

our debt/ratio is high making us in need of a lowered home payment.

*******************************************************************************

Semi-Exclusive leads- These leads are also real time organic leads. The difference is this lead may be sold up to 3 times. So you will be competing with other companies. You may want to negotiate with your client and offer they best price possible with them to beat your competitors. Also, hardcore proof of your legitimacy will help you make that sale.

30 day old leads- These leads are usually a little less expensive than the semi's. This lead should not be sold more than 3 times in total but have been in the database for up to 30 days.

Here is a chart that will show you the prices and break downs of the leads I can offer you. This should give you a better idea.

Lead Age	Cost	Lead Age	Cost
0 days old	$30.00	1 days old	$30.00
2 days old	$24.00	3 days old	$23.00
4 days old	$22.00	5 days old	$21.00
6 days old	$20.00	7 days old	$19.00
8 days old	$18.00	9 days old	$17.00
10 days old	$16.00	11 days old	$15.00
12 days old	$14.00	13 days old	$13.00
14 days old	$12.00	2-4 weeks old	$11.00
4-6 weeks old	$5.00	6-8 weeks old	$1.00
> 8 weeks old	$.50
Exclusive Everyday Promotional Discounts (All discounts apply to each)
Exclusive Leads	$40.00	Exclusive Discount*	$
$ off per day Exclusive*	$

* Our lead management system delivers leads instantly when they are purchased by our brokers. We are one of the few lead companies out there that DO NOT charge monthly fees for inactivity, have lead purchase quotas, or exorbitant deposit minimums.

* HIGHER CLOSING RATIOS- With our security precautions and fairness in lead distribution you should easily find your closing ratios in the 10-15% to 20% based on your sales techniques. Although we don't guarantee performance you can be rest assured that we have provisions in place to increase your ROI on every lead. Sometimes leads that pass through are system are bogus, we offer a full 100% refund (In Store Credit) for exclusive leads that have non working phone numbers or the customer does not exist at the phone number specified. For non exclusive leads you may request a refund (In Store Credit) within 5 days of your purchase if a lead has a non working phone numbers or the customer does not exist at the phone number specified

*LEAD SECURITY - When purchasing a lead from our site you may see the system asks for login information to enter specific area of the site. Albeit a minor nuisance, this is how we stop URL manipulators and hackers from stealing leads. How many times have you purchased exclusive leads at other lead websites to find out the client has already spoke to 5 or more brokers? How can this be? Quite simple, brokers are involved in lead theft, most sites owners do not care as long as they get their money from buyers. We have mechanisms in place to prevent lead theft, this equates to a more valuable lead and higher closing ratios!*

* We do not sell leads to scam artists. There may be a 24-48 hour delay for your account to become active. We will investigate your company to make sure you are credible before excepting any payment. It is important that we provide homeowners in distress the best options for them. We have a good reputation and want to keep it that way.*

* If you are interested in some other type of lead such as, home refinance, debt settlement, home purchase, home equity, feel free to contact me concerning prices.*

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Walk Away From Your Home? Think Again...

C Thompson, Loss Mitigation Cases (Loan Modification) — Sun, 11 Jul 2010 00:20:01 -0700

Walk Away From Your Home? Think Again...

So you may just want to throw up your hands and walk away from your home. Maybe you lost equity in the home and it’s not considered an investment anymore. Better think twice.

Did you know 12% of all foreclosures happen because people choose to just walk away? They had a job, could afford the payments. But chose to let the house go, mainly because there was little hope they would ever recapture the equity they once had in their home.

I am not here to say whether I agree or disagree. I am simply here to educate the homeowners out there who may have missed one of CNN’s programs’ that pointed out the negatives when making this type of decision.

Fannie Mae is now cracking down on walk-a-ways.

Here are some of the main issues you may face if you choose to allow your home to foreclose:

7 Year Lock Down- You will not be able to obtain any type of loan for 7 years.
Credit score will drop about 160 points
Some states are now taking legal action

There are other ways to rid yourself of your property other than foreclosure:

Deid in Lieu- you first give ownership of your property to the lender (with the lender's written consent) and the lender then assumes full responsibility for selling the house. Similar to a short sale, the lender will typically agree to forgive the remainder of your loan.

Short Sale- you will be responsible for selling your house at a fair market value, even if it is less than the amount you owed on the mortgage. In exchange, the lender agrees to forgive the remainder of your loan.

· Loan Modification (if you want to keep your home)- allow the bank to make loan payments more affordable for borrowers. They may change interest rates, loan terms, loan balances, or other parts of the loan agreement.

Just know there is help out there for you. I know sometimes it’s hard or even seems impossible to work with your lender. I do recommend for you to obtain a licensed Attorney or Law Firm to assist you with these options. Usually the outcome will be more favorable to you and also leaves you with a lot less stress. Sometimes these lenders need to feel some pressure in order to get you results. An Attorney knows the laws and guidelines and how to protect you as the homeowner. You wouldn’t pull a tooth by yourself right? You would go to a dentist.

If you are unsure of where to get help, feel free to contact me. I can recommend a licensed Real Estate Attorney, with ample years of experience. Also, I make sure you are protected with a money back guarantee.

I pledge to be 100% honest, diligent, and treat you with integrity.

More Useful Blogs:

How to Prevent Foreclosure on Your Investment Property

If you feel this information was useful, please feel free to comment. Do Not advertise on my Blog.

Thanks for reading!

* No advertising on my blogs! This is for consumers to obtain reliable information only. Feel free to express yourself or your experiences in the comment box. below*

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Scam Update 5/30/10

C Thompson, Loss Mitigation Cases (Loan Modification) — Sun, 30 May 2010 16:31:45 -0700

Loan Modification Scam Update

In my previous blog, How To Avoid Loan Modification Scams, I went into great detail on important tips needed in order to guide you in your loan modification journey. Feel free to read that blog, which I have been told it has been extremely helpful.

In my updated Blog called Loan Modification Scam Update, I will be providing answers that pertain to many of the questions I have been asked in the past. Many people come to me for my guidance and direction as to where they should go to get good reliable help. It is extremely hard to find this because it seems that many places that claim to help people, actually are in it just to make a quick buck. This can be very frustrating to a family who is in distress and in need of immediate help. This is one of the many reasons why still thousands of homeowners find themselves right smack in the middle of a scam. It is because when there is urgency, a lot of times our minds are consumed with anxiety and worry which makes it hard for us to spend the time we need to in order to ensure we get the right kind of help. So we end up falling into a trap.

For those of you who have found my blog BEFORE being taken advantage of, please keep reading as my information may help you avoid a Loan Modification Scam. But before I begin I would like to share something with all of you. Previous to this blog I have written about 150 more blogs. I have never mentioned how I lost my own home to foreclosure back in year 2000. Who would have thought after being with a company for 6 years and worked every schedule they gave me, they would fire me when finally it came to a point where my daughter's daycare center couldn't comply with yet another schedule which forced me to ask the General Manager to please allow me to keep my current schedule in order to keep my daughter in this daycare. His response was, "If you don't show up for work on Monday according to your new schedule, don't come back at all." Well, Monday I didn't show up in fear of losing daycare for my daughter." That day i received a phone call and was told I am being fired. I remained out of work for 4 months and during that time I fell behind in everything. I had a little help from family but it wasn't enough. By the time I found another job, my house was in foreclosure. There was no help for me then. No loan modification being offered to me. It was pay up or get out.

The point in me telling you about my foreclosure experience, is to encourage you through all of the distress you may be feeling. If at any time in your life a hardship was to take place that would eventually lead to your home being in danger of foreclosure, let it be now. There is help now. You are not alone. Even if your bank turns you down for some obsurd reason, there may still be hope. Banks are now working with 3rd parties to provide mortgage solutions. Why? Because foreclosures has become an epidemic now. They are in dire need of help. There are not enough staff in the mitigation departments to go it alone. Homeowners that deserve loan mods are being put on the back burner because of the work overload which are resulting in more foreclosures.

Many have tried to work with their lenders, maybe you have to. Unfortunately in a lot of these case people are finding that the lenders are hard to get in touch with, hard to get the same person on phone and end up telling your hardship story over and over again to different people, or are being told that faxes weren't received, certain pages weren't filled out correctly.

All of the above prolongs the entire process and again, sometimes results in foreclosure, other times your loan mod has been denied for some un-Godly reason, or maybe they have just granted you what I call a quick fix, instead of a permanent resolution.

This is why it is imperative that if you decide to seek help from a 3rd party to represent you and to go to battle for you, that you choose wisely. Even though the Feds have cracked down on many Fraudulent and Misleading Loan modification companies, there are still many out there untouched. The few out there that are really trying to do right by folks, pardon me because I mean no disrespect, do not have the expertise, legal knowledge or leverage to ensure you the best outcome for your loan modification.

Most of us seeking help to save our home have encountered a hardship which prevents us from keeping up with our mortgage payments. This means that if we do hire someone to represent us, it will probably be our last dollar. Everything we have left in our bank accounts to save our home. If we strike out and hire someone who scams us and is incompetent, most of the time we have used up our last chance at saving our home. This is why I advise you to hire a Licensed Real Estate Attorney or Law Firm who has existed for more than 10 years to take on your case. But the bus does not stop here. Below are some tips to help you when making a decision on who you should trust to take on your case.

*** Please note, I have already done the research it takes to locate a few good Law Firms who fit the guidelines below. If you need assistance or direction on who I would recommend please contact me 407-219-8739 and I will be more than happy to guide you and answer any questions you may have.***

Will review your entire file for free to honestly tell you if you qualify for a loan modification. RETAINER PAYMENT DUE AFTER CASE HAS BEEN ACCEPTED BY THE LAW FIRM.
A Caring Staff who treats you like a person instead of a number.
Has the legal means to place your foreclosure on pause if more time is needed.
Will Negotiate with your lender to ensure the best loan modification (lower rate, forgiven past due payments, and/or longer term which will result in a lower, more affordable payment) for you.
Has a physical address which allows you to visit the Firm at any time if you desire to do so.
Will be upfront with you and will not make any promises, as negotiating, means just that. It is impossible to promise any kind of rate or term when it needs to be negotiated.
A good track record. Where if you check reputable agencies you will find there are no pending fraudulent cases and will be able to verify licenses with the bar Association.
Will determine if you qualify for The making homes Affordable program and if not then to see if a standard loan mod approved by your lender would be best suited for you.
A Money back Guarantee; Most Law Firms or Licensed Attorneys do not provide any kind of refund based on the outcome. Make sure the Attorney you choose does offer a money back guarantee.

*** The Law firms I have researched and have been working with for over a year have competitive fees. I made sure that the fees would be affordable to any ordinary homeowner. ***

I pledge to be 100% honest, diligent, and treat you with integrity.

More Useful Blogs:

How to Prevent Foreclosure on Your Investment Property

If you feel this information was useful, please feel free to comment. Do Not advertise on my Blog.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Canyon County, ID (Idaho)

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 19 Jan 2010 15:43:54 -0800

Loan Modification Attorney Canyon County, ID (Idaho)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Canyon County, IDwho are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Canyon County, ID (Idaho), you can rest assure your search is not limited to just Canyon County. Reportedly, as of August 1, 2009, there were 2,825 foreclosures and foreclosure filings combined in Canyon County, ID. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Canyon County, ID

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Idaho click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Canyon County Cities: Nampa Foreclosures, Caldwell Foreclosures, Middleton Foreclosures, Parma Foreclosures, Melba Foreclosures, Greenleaf Foreclosures, Wilder Foreclosuresm, Notus Foreclosures, Huston Foreclosures.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Jackson County, OR (Oregon)

C Thompson, Loss Mitigation Cases (Loan Modification) — Wed, 06 Jan 2010 15:31:31 -0800

Loan Modification Attorney Jackson County, OR (Oregon)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Jackson County, OR who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Jackson County, OR (Oregon), you can rest assure your search is not limited to just Jackson County. Reportedly, as of August 1, 2009, there were 3,375 foreclosures and foreclosure filings combined in Jackson County, OR. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Jackson County, OR
As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Oregon click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Jackson County Cities:

Medford Foreclosures, Central Point Foreclosures, Ashland Foreclosures, Eagle Point Foreclosures, Gold Hill Foreclosures, White City Foreclosures, Jacksonville Foreclosures, Rogue River Foreclosures, Shady Cove Foreclosures, Talent Foreclosures, Phoenix Foreclosures, Trail Foreclosures, Prospect Foreclosures, Butte Falls Foreclosures.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Grayson County, TX (Texas)

C Thompson, Loss Mitigation Cases (Loan Modification) — Fri, 01 Jan 2010 07:59:43 -0800

Loan Modification Attorney Grayson County, TX (Texas)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Grayson County, TX who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Grayson County, TX (Texas), you can rest assure your search is not limited to just Grayson County. Reportedly, as of August 1, 2009, there were 601 foreclosures and foreclosure filings combined in Grayson County, TX. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Grayson County, TX

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Texas click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Grayson County Cities: Denison Foreclosures, Sherman Foreclosures, Van Alstyne Foreclosures, Whitesboro Foreclosures, Tioga Foreclosures, Pottsboro Foreclosures, Whitewright Foreclosures, Tom Bean Foreclosures, Collinsville Foreclosures, Sadler Foreclosures, Gunter Foreclosures, Howe Foreclosures, Bells Foreclosures, Gordonville Foreclosures, Southmayd Foreclosures.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Kay County, OK (Oklahoma)

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 15 Dec 2009 13:03:40 -0800

Loan Modification Attorney Kay County, OK (Oklahoma)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Kay County, OK who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Kay County, OK (Oklahoma), you can rest assure your search is not limited to just Kay County. Reportedly, as of August 1, 2009, there were 191 foreclosures and foreclosure filings combined in Kay County, OK. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Kay County, OK

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Oklahoma click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Kay County Cities: Ponca City Foreclosures, Tonkawa Foreclosures, Blackwell Foreclosures, Newkirk Foreclosures, Kaw City Foreclosures, Braman Foreclosures, Nardin Foreclosures.

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Affordable Security Cameras in orlando Florida

C Thompson, Loss Mitigation Cases (Loan Modification) — Mon, 09 Nov 2009 16:15:15 -0800

Affordable Security Cameras in Central Florida

With crime on the rise due to bad economical conditions, it is even more important to secure your home and your family. Holidays are right around the corner. Even rural areas in central Florida are having burglary and theft problems more now than ever before.

With our Virtual Guard Service we are taking security to next level!!!! For more information please visit our website WWW.PROPERTYLOCK.INFO

Video Surveillance is also another affordable option we have. Most security company's will charge $1999 for a basic video surveillance while our most affordable, most popular system runs right around $275. We are able to provide these savings due to no over head costs and inexpensive marketing techniques. This saves our customers thousands of dollars.

Feel free to call us or visit our website at 407-504-6603 or www.propertylock.info and we will be happy to assist with pricing and appointments. We are here to cater to your needs at an affordable rate.

We provide service to following areas: All of Central Florida, Lake County,Clermont fl, Kissimmee fl, Orlando fl, Polk County fl, Davenport fl, Lakeland fl, Sanford fl, Altamonte Springs fl, Winter Haven fl, Fairview Shores FL, Conway FL, Pine Castle fl, Pine Hills fl, Azalea Park FL, Winter Park FL, Oak Ridge FL, Maitland FL, Lockhart FL, Winter park fl, Fern park fl, Saint Cloud fl, Windermere Fl, Andover Lakes fl, Avalon Park fl, Azalea Park fl, Bay Hill fl, Bithlo fl, Christmas fl, Conway fl, Cypress Springs fl, Doctor Phillips fl, Fairview Shore fl, Goldenrod fl, Gotha fl, Holden Heights fl, Hunters Creek fl, Lake Butler fl, Lake Hart fl, Lake Nona fl, Lockhart fl, Meadow Woods fl, Oak Ridge fl, Orlo Vista fl, Paradise Heights fl,Pine Castle fl, Pine Hills fl, Reedy Creek Improvement District,, Rio Pinar, Sky Lake, South Apopka fl, Southchase fl, Taft fl, Tangelo Park fl, Tangerine fl, Tildenville fl,Union Park fl,University Park fl, Vineland fl, Vista Lakes fl, Waterford Lakes fl, Wedgefield fl, Williamsburg fl, Zellwood fl,

Security Cameras, CCTV, Security Cameras, Spy & IP Camera, Surveillance Systems,Virtual Guard, Orlando Florida.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Gila County, AZ (Arizona)

C Thompson, Loss Mitigation Cases (Loan Modification) — Wed, 28 Oct 2009 22:08:40 -0700

Loan Modification Attorney Gila County, AZ(Arizona)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Gila County, AZ who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Gila County, AZ (Arizona), you can rest assure your search is not limited to just Gila County. Reportedly, as of August 1, 2009, there were 434 foreclosures and foreclosure filings combined in Gila County, AZ. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Gila County, AZ
As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Arizona click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Gila County Cities: Payson Foreclosures, Pine Foreclosures, Globe Foreclosures, Miami Foreclosures, Winkelman Foreclosures, Tonto Basin Foreclosures, Claypool Foreclosures, San Carlos Foreclosures, Hayden Foreclosures, Peridot Foreclosures, Roosevelt Foreclosures, Young Foreclosures.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Watonwan County, MN (Minnesota)

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 20 Oct 2009 18:31:49 -0700

Loan Modification Attorney Watonwan County, MN (Minnesota)

Author:

C Thompson

This blog is to inform those of you in Watonwan County, MN who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Watonwan County, MN (Minnesota), you can rest assure your search is not limited to just Watonwan County. Reportedly, as of August 1, 2009, there were 7 foreclosures and foreclosure filings combined in Watonwan County, MN. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Watonwan County, MN

To view the foreclosure process for Minnesota click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Watonwan County Cities: Saint James Foreclosures, Butterfield Foreclosures, Lewisville Foreclosures, Madelia Foreclosures, Darfur Foreclosures, La Salle Foreclosures, Odin Foreclosures.

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Medina County, TX (Texas)

C Thompson, Loss Mitigation Cases (Loan Modification) — Thu, 10 Sep 2009 21:56:59 -0700

Loan Modification Attorney Medina County, TX (Texas)

Author:

C Thompson

This blog is to inform those of you in Medina County, TX who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Medina County, TX (Texas), you can rest assure your search is not limited to just Medina County. Reportedly, as of August 1, 2009, there were 19 foreclosures and foreclosure filings combined in Medina County, TX. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Medina County, TX
As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Texas click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Medina County Cities: Natalia Foreclosures, Hondo Foreclosures, Castroville Foreclosures, Devine Foreclosures, Mico Foreclosures, D Hanis Foreclosures, La Coste Foreclosures, Rio Medina Foreclosures, Yancey Foreclosures.

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification For your Investment Property

C Thompson, Loss Mitigation Cases (Loan Modification) — Wed, 02 Sep 2009 13:44:47 -0700

Loan Modification For your Investment Property

It is estimated that 13% of all foreclosures are investment properties. Investors....did you know you can get help with this? Just because it's not your primary residence doesn't mean it's not an important issue. Just because Obama's programs do not include investment properties doesn't mean you can't get relief. If you were to foreclose on your investment property, the lender would take a huge loss, same as if the property was owner-occupied. Therefore, a loan modification for your investment property is obtainable.

Do you have a delinquent tenant and can't afford payments?

Did you predict to have equity by this time but instead you are losing value, and now you can't sell for a profit?

Has your income been effected by the economy and you can't afford to hold multiple mortgages?

There are several ways to avoid foreclosure, but only you can determine which is best for you.

Short Sale-This option is available to you if you do not wish to keep your property. If you have suffered a long term financial hardship and are unable to maintain your loan or if you need to sell the property to avoid a default loss on the property, it is possible that the lender may be able to accommodate you with a short payoff. A qualified buyer is required. If this is an option you wish to pursue, you must inform the loss mitigation specialist assisting you immediately.

Bankruptcy is a temporary solution. You may get a couple of months relief, but your payment will be higher then what you started with and you will most likely have to include your primary residence in the Chapt 13.

Loan Modification For Your Investment Property

Loss Mitigation or Loan Modification may be the best long term solution for you. Think about it... when you bought your investment property you got stuck with a high rate because of the risk factor. What if you could get your rate reduced with out a refinance? How much lower do you think your mortgage payment would be? Much lower. Which means you could then lower the rent, and that would open the doors for many more potential tenants.

What if I told you I could assist you in saving your property(s) utilizing Attorneys to stop the foreclosure(s) during the negotiating process?

What if I told you our Attorneys will fight for you to get the best modification possible?

What exactly do we do?

I will analyze your situation and take an application to see if you qualify for free. You do not have to pay a Retainer Fee until your case has been reviewed and accepted.

The Attorneys Legally place the foreclosure process on pause
Increased time to sell or rebuild your financial situation is an inherent benefit (Sometimes you are able to freeze your payments for up to 6 months depending on your hardship.)
Help stop harassing phone calls (tell your lender to contact your Attorney who will speak on your behalf)
Formulate a plan that fits with in the home owner's budget(reduced rate, 30-40 fixed term)
Work to have missed payments moved to end of the loan
To work with your lender to provide you with the best modification that fits with in your budget
Work to reduce or eliminate 2nd or 3 rd mortgage, or ask for a principle reduction if you owe more than your loan amount. (rare but still happens)
To do everything possible to work out a solution. If your lender is unwilling to work with us, they need to provide a good explanation as to why. We will then talk to you about some other foreclosure prevention options that are available to you. Our mission is for you to keep your property, but this may not be beneficial to everyone.
Provide you with a money back guarantee if for some reason they are unable to work out a solution that improves your current situation (which is about a 2% chance after having your case accepted),no questions asked!

Since you may have more then one property that requires foreclosure assistance, it's important to have experts work on your behalf. You need a licensed Attorney to provide foreclosure relief and negotiating skills to ensure you the best modification. Important!!! Steer clear of Loan Modification Companies, even the "attorney based" ones!

What I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in the State you reside in
10. Has a money back guarantee!

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable fees.

It is my job to know which attorneys are established, trusted, and reputable. Most will work with owners that are at any stage in the foreclosure process, even pre foreclosure. During the negotiation period, the owners can still rent/sell/live in their home. The process should take 8-12 weeks depending on your personal circumstances.

More helpful blogs:

Choosing a Loan Modification Company

How to Prevent Foreclosure on Your Investment Property

www.KeepYourProperty.info

Feel free to contact me for further assistance at 407-219-8739 or cthompson@keepyourproperty.info. Or visit my website at www.keepyourproperty.info

Loan Modification For Your Investment properties

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Frequently Asked Questions

C Thompson, Loss Mitigation Cases (Loan Modification) — Wed, 02 Sep 2009 13:37:15 -0700

Loan Modification Frequently Asked Questions

Loan Modification Frequently Asked Questions and Answers:

I have compiled questions & answers for the public so that you can determine if Loan Modification is the route for you to take.

Q. What is foreclosure?

Q. What can loss mitigation do for you?

Q. How do we stop foreclosure?

Q. What is Loan Modification?

Q. How long do I have to act?

Q. Do I have to have good credit?

A. No. Credit is not a determining factor.

Q: Several companies have contacted me recently offering to help. What's different about you?

Q. Should I negotiate with the lender myself?

Q. Can you help me improve my credit rating?

Q. How long does it take for you to complete the case once we fill out all of the paperwork?

Q.Is this kind of like a refinance?

A. No. This is not a refinance, and there are no closing costs. We negotiate with your lender to reduce your rate, and place you on a fixed term.

Q. What states can you assist?

A. All 50 states of the USA

Q. Do I have enough time to stop my foreclosure?

Q. How much do you charge to stop home foreclosure?

Q. I'm currently in bankruptcy. Can you still help?

Q. I've already talked with my lender and they just want all their money. Can you still help me?

Q. Should I file for bankruptcy to save my house?

Q. Do I need to have a special type of mortgage loan for you to help me?

Q. Can you help investors who have multiple properties in foreclosure?

A. Yes, please see my blog made specifically for investors. http://activerain.com/blogsview/638216/How-to-Prevent-Foreclosure

Q. What if I find myself back in this predicament after my new loan modification takes effect?

Q. What if I can no longer afford my home? Can you still help me?

Q. What is a Short Sale?

Visit my Website: www.keepyourproperty.info

Loan Modification Scams

Why won't my lender won't work with me?

Visit my Active Rain Profile

I feel I have provided you with valuable information. If you have any unanswered questions, please contact me and I will add it to my list. Thank you for any suggestions.

Email me: cthompson@keepyourproperty.info

Pre-Approval Loan Modification Application

Feel free to browse my other blogs.. I've been told I have some valuable information concerning foreclosure prevention methods, and investor tips.

*******NOTE: It is against Active Rain regulations to freely advertise on someone else's blog. Please refrain from this. I have already deleted several comments due to this sort of activity. This blog is meant to educate the public and Real Estate related professionals. Thanks!

How to Avoid Loan Modification / Loss Mitigation Scams

C Thompson

Account Manager

Call me:

Fax: 206-203-1890

Email me: keepyourproperty911@gmail.com

Loan Modification Attorney Grady County, OK (Oklahoma)

C Thompson, Loss Mitigation Cases (Loan Modification) — Tue, 01 Sep 2009 11:03:17 -0700

Loan Modification Attorney Grady County, OK (Oklahoma)

Author:

C Thompson

Loss Mitigation Case Manager

This blog is to inform those of you in Grady County, OK who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Grady County, OK (Oklahoma), you can rest assure your search is not limited to just Grady County. Reportedly, as of August 1, 2009, there were 247 foreclosures and foreclosure filings combined in Grady County, OK. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Grady County, OK

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Oklahoma click here.

More helpful Blogs:

If you find this information useful, please comment. Thanks!

Grady County Cities: Chickasha Foreclosures, Tuttle Foreclosures, Minco Foreclosures, Ninnekah Foreclosures, Amber Foreclosures, Rush Springs Foreclosures, Alex Foreclosures, Bradley Foreclosures, Pocasset Foreclosures, Verden Foreclosures.