Do you think this roof needs to be cleaned prior to closing on a purchase or refinance? - 02/25/11 05:59 PM

More than likely this roof will need to be cleaned prior to closing.  Not only will the homeowner/seller incur the cost of the cleaning the roof, but also a re-inspection fee to verify the work has been completed.  Re-inspection fees generally run around $75-$100.  Plus treating moss will extend the life of the roof.

 
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How Do You Cancel or Terminate PMI? FHA v Conventional Loans - 02/18/11 01:42 PM
Conventional Loans 
The Homeowner's Protection Act (HPA) of 1998  
What Loans Are Covered? 
Generally, the HPA applies to residential mortgage transactions obtained on or after July 29, 1999, but it also has requirements for loans obtained before that date. This new law does not cover VA and FHA government-guaranteed loans. - see below 
How Do You Cancel or Terminate PMI?
Cancellation
Under HPA, you have the right to request cancellation of PMI when you pay down your mortgage to the point that it equals 80 percent of the original purchase price or appraised value of your home at the time the … (0 comments)

Tacoma FHA Home Buying Tip #10 - Buy Before April & Save - 02/15/11 05:19 PM
HUD will increase the annual portion of the FHA Mortgage Insurance Premium for case numbers assigned on or after April 18th, 2011.

In this example of a $163,000 purchase, the monthly payment increase is $33.00 per month.  Now is a great time to buy...  More inventory, great mortgage rates, and lower FHA mortgage insurance rates! 
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Pierce County - 2011 Property Tax Rates Now Available Online - 02/14/11 11:22 AM
2011 Property tax rates for Pierce County are now available online.  Did your property taxes go up or down?
 Click here to find out:  http://epip.co.pierce.wa.us/CFApps/atr/ePIP/search.cfm
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My Google Story - 02/07/11 02:01 PM
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Getting a Home Loan Tip #47 - What's On Your Bank Statement - 02/07/11 01:48 PM
When applying for a home loan, one item that will be requested is a copy of your one or two most recent bank statements.  Ever wonder what the underwriter (person who says yes or no on your loan) looks for on your bank statement?  First they will make sure it's the actual bank statement.  Not an Internet print out.  The statement should have your name, account number and the bank logo on it.  Also if there are four pages to your statement, you will need to provide all four pages, even if page 4 is blank. 
Once the underwriters is comfortable it's … (0 comments)

 
Kevin_tinsley20w4x5

Kevin Tinsley

Tacoma, WA

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All Tech Mortgage Inc. Since 1996

Address: 7403 Lakewood Dr W, STE 2, Lakewood, WA, 98499

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