Ten (10) States with Lower Unemployment Rate! - 08/31/10 03:10 PM
Ten (10) States with Lower Unemployment Rate!
According to Business Insider every U.S. state experienced job losses during the recent economic downturn, but thanks to the right mix of industries, natural resources, and skilled workers, some states have a far lower unemployment rate than the 9.5% national average!
 
The following is the list:
1. North Dakota: Powered by agriculture and commodities
Unemployment Rate: 3.6%
2. South Dakota: Gets a big boost from government, but also has services and agriculture
Unemployment Rate: 4.4%
3. Nebraska: An agricultural and transport hub, with some diversity as well
Unemployment Rate: 4.7%
4. New Hampshire: … (6 comments)

Why does my credit score vary from different credit agencies? - 08/30/10 09:39 PM
Why does my credit score vary from different credit agencies?
 Most of the time your credit scores vary from each credit reporting agency for the following reasons: Experian, Equifax, and Trans Union may have different information's from each other agencies, because most of the creditors voluntarily provide information on your credit report!
And they are not required to report to all three (3) reporting agencies!
 Some Lenders, Banks, credit companies, collections agencies, oil companies may report to only one (1) credit-reporting agency, some to two (2) reporting agencies, or all three (3) agencies! While other creditors do not report at all?
… (7 comments)

Shares your favorite quotes! - 08/30/10 02:44 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
Lack of will power and drive cause more failures than lack of intelligence and ability.~ Harry F Banks
 
The best way out is always through. Robert Frost
 
He is a wise man who does not grieve for things which he not, but rejoives for those which he has.~ Epictetus
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (4 comments)

Healthy alternative to water! - 08/29/10 02:49 PM
Healthy alternative to water!
According to self-magazine you already know that drinking water is key to your health. Downing at least six cups of water daily can minimize bloating, prevent headaches, help prevent you from getting sick and smooth the appearance of wrinkles. It may even temporarily rev your metabolism, if you drink it on the cool side (72 degrees). That's a lot of benefit from a beverage you don't even have to pay for! But H20 isn't the only sip that can safeguard your health
Here's some healthy alternative to water:
 
Orange juice guards against heart disease!
Chamomile tea … (9 comments)

Five (5) used car to avoid! - 08/29/10 02:22 PM
Five (5) used car to avoid!
According to CBS Money Watch dot COM used car shopping used to be a scary maze of breakdown-prone models, but reliability has gained sharply. Auto manufacturing quality and dependability studies have shown steady gains this decade. But exceptions do exist and if you're in the market for a used car, you want to steer clear of them.
So CBS MoneyWatch.com has compiled a list of used cars to avoid in five categories, focusing on 2007 models-the year from the latest J.D. Power and Associates dependability study. Buying a three-year-old car also lets you shop after … (3 comments)

Shares your favorite quotes! - 08/27/10 11:10 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
The only limit to our realization of tomorrow will be our doubts of today.~ Franklin D Roosevelt
 
When I give a minster an order, I leave it to him to find the means to carry it out.~ Napoleon Bonaparte
 
Work spares us from three great evils: boredom,vice and need.~ Voltaire
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (5 comments)

The places Bedbugs like to hide! - 08/27/10 11:03 PM
The places Bedbugs like to hide!
According to self-magazine bedbugs are all over the news -- and apparently, they're all over around us!
They've been found in office buildings (thankfully not ours!), hospitals, hotels, theaters and even amusement parks! And the bloodsuckers hide in mattresses, furniture, clothing ... blech. You start suddenly getting itchy? So be careful.
This is just FYI only!
Thanks!
… (6 comments)

World's Most Beautiful Lakes! - 08/26/10 08:09 PM
,  Plitvice Lake, CroatiaPeyto Lake, CanadaLake Atitlán GuatemalaLochLomond.Scotland
 Lake Garda. ItalyLake Annecy. FranceCrater Lake. United States Lake Nakuru. Kenya
 Lake Matheson. New ZealandLake Bled. Slovenia
 
World's Most Beautiful Lakes!
According to budget travel these 10 lakes go to all the right extremes;
  
1,  Plitvice Lake, Croatia.
2, Peyto Lake, Canada.
3., Lake Atitlán Guatemala
4, Loch Lomond. Scotland
5, Lake Garda. Italy
6, Lake Annecy. France
7, Crater Lake. United States
8, Lake Nakuru. Kenya
9, Lake Matheson. New Zealand
10, Lake Bled. Slovenia
This is just FYI only!
Adam
 
 
 

 
… (4 comments)

Lack of new jobs put more American family at risk of foreclosure! - 08/26/10 03:09 PM
Lack of new jobs put more American family at risk of foreclosure!
According to associate press one in 10 American households with a mortgage is at risk of losing its home, and the foreclosure crisis could worsen if jobs remain scarce!
About 9.9 percent of homeowners had missed at least one mortgage payment as of June 30, the Mortgage Bankers Association said Thursday. That number, adjusted for seasonal factors, was barely down from a record-high of more than 10 percent as of April 30.
The Labor Department said requests for unemployment benefits fell sharply last week. The drop in first-time claims … (3 comments)

Even with very low interest rate it can't stop the fall of housing prices! - 08/24/10 08:25 PM
Even with very low interest rate it can't stop the fall of housing prices!
According to associate press Home prices in many parts of the country scream bargain, and mortgage rates haven't been this low for decades. So why are houses across the nation sitting on the market for so long?
Sales of previously occupied homes in the United States fell 27 percent in July, the weakest showing in 15 years, the National Association of Realtors said Tuesday. It was the largest monthly drop in the four decades that records have been kept.
Potential buyers are hesitating because they think home … (8 comments)

L A to unveil the most costly school in the Nation! - 08/23/10 09:01 PM


L A to unveil the most costly school in the Nation!  
According to the Associate Press next month's opening of the Robert F. Kennedy Community Schools will be auspicious!  With an eye-popping price tag of $578 million, it will mark the inauguration of the nation's most expensive public school ever!
The K-12 complex to house 4,200 students has raised eyebrows across the country as the crème de la crème of "Taj Mahal" schools, $100 million-plus campuses boasting both architectural panache and deluxe amenities for the community!
"There's no more of the old, windowless cinderblock schools of the '70s … (0 comments)

Shares your favorite quotes! - 08/23/10 08:31 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
Mere precedent is a dangerous source of authority.~ Andrew Jackson
 
Circumstances are beyond human control, but our conduct is in our own power.~ Benjamin Disraeli
 
Chase your Passion, not your pension.~ Edward James Olmos
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (2 comments)

Negative things that can kill your job hunting chances! - 08/22/10 02:04 PM
Negative things that can kill your job hunting chances!
According to Career builder dot com the negative including the following:
Lack of smile - 38 percent Fidgeting too much - 33 percent Bad posture - 33 percent Handshake that is too weak - 26 percent Crossing arms over their chest - 21 percent Playing with their hair or touching their face - 21 percent Using too many hand gestures - 9 percent   During the interview stay or keep calm be positive always!
Practice makes almost perfect: do your home work before going to the interview and practice, practice, and practice!
This … (4 comments)

Take a peek at $35 million Glass house! - 08/22/10 01:32 PM

Take a peek at $35 million Glass house!
The home is now listed for $35 million, and the furnishings are negotiable. Suzanne Perkins of Sotheby's International Realty has the listing.
The 13,875-square-foot home features five bedrooms, five-and-a-half bathrooms, a kitchen with a wine room and an art gallery that displays the architect's vintage car collection.
The Owner Mr. Hermann considers the home, called the Glass Pavilion, his "opus."
This is just FYI only!
Thanks.
… (15 comments)

Book of Malachi and my favourite prayer! - 08/21/10 06:39 PM
Book of Malachi and my favourite prayer!
Chapter 3 is my favourite chapter!
V8 A man should not rob God. But you rob me. But you ask, "How do we rob you?" You rob *tithes and *offerings from me. V9 You, and everyone who is an *Israelite, are robbing me. So you are all receiving the results of a *curse. V10 Give me all that is mine. Store it so that there will be food in my house. Do this. And find out what I will do', says the *Lord Almighty. ‘You will receive so much *blessing that you will not … (3 comments)

22 US cities in danger of slipping back into recession! - 08/21/10 06:22 PM

22 US cities in danger of slipping back into recession!
According to CCN Money Magazine and a new report from Moody's Economy.com singled out 22 cities that are at risk of slipping back into a recession in as early as three months. To come to this conclusion, the economists considered dwindling progress in employment, new housing starts, home prices and industrial production. (See the map above for the full list.)
If this report is going to be true, that will be bad news for lot's of people!
I do hope and pry is not true!
This is just FYI only!
… (4 comments)

Will Tim Tebow be the starter for the Denver Broncos this year? - 08/21/10 06:00 PM

Will Tim Tebow be the starter for the Denver Broncos this year?
In his last game against the Bangles   Tim Tebow got hurts!
It's believed the injury is not severe, though the organization is saying very little. Still, even a mild injury to Tim Tebow is big news. His history of brushing aside pain is legendary. In high school he played a game on a broken leg. At Florida he practiced a day after breaking his hand in the Florida State game. He even played, unwisely, two weeks after suffering a significant concussion. He does not miss practice!
We all … (3 comments)

Shares your favorite quotes! - 08/20/10 02:06 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
Never mistake motion for action.~ Earnest Hemmingway
 
The words "perseverance" and " Stubbornness" are not synonymous but it is distressing to observe that many people do not recognize the difference.~ Waite Phillips
 
Progressiveness is looking forward inttelligently, looking within creitically and moving on incessantly.~  Waldo Pondray Warren
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (6 comments)

America's Most Stressful Cities 2010! - 08/18/10 04:20 PM
America's Most Stressful Cities 2010!
 
According Forbes Magazine here ‘s America Most stressful cites the top honor goes to:
 
 
Las Vegas, Nevada  
Los Angeles, California  
Houston, Texas  
Tampa, Florida  
Riverside, California.  
They're measured by six different metrics that either cause or are caused by stress: 1, high unemployment, 2, long commute times 3, long work hours, 4, limited access to health care, 5, poor physical health and 6, a lack of exercise!
This is just FYI only,
Thanks.
… (7 comments)

Do you know what this symbol means? - 08/17/10 10:19 PM
Do you know what is this symbol means?
According to Car magazine this sign is Idiot-proof warning light!
Do you recognize the symbol here? It lights up in your instrument panel and looks like a U-shaped pictograph with treads and an exclamation point in the middle.
Do you understand what it means now?
If you guessed a low tire-pressure warning, you are right!
 If you didn't recognize the symbol, that's also understandable because one out of three drivers do not according to car magazine!
The warning for the TPMS lights up when one or more of your vehicle's tires are 25% … (8 comments)

Shares your favorite quotes! - 08/16/10 07:58 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
An Appeaser is one who feeds a crocodile- hoping it will eat him last.~ Winston Churchill
 
Sulmps are like a soft bed. They're easy to get into and hard to get out of.~ Johnny Bench
 
Motivation is a fire from within. If someone else tries to light that fire under you, chances are it will burn very briefly.~ Stephen R. Covey
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (13 comments)

Guest which State is the most Medicated in the US? - 08/16/10 07:47 PM
Guest which State is the most Medicated in the US?
 
According to Forbes magazine top honor goes to the State of West Virginia!
The state of West Virginia filled 18.4 prescriptions per capita, compared with a national per-capita average of 11.6 prescriptions!
In West Virginia many patients have "comorbid" conditions that require a cocktail of drugs to treat!
Of the adult population in the State of West Virginia, 12.3% have diabetes, more than 68% are obese or overweight, 27% are smokers, nearly 30% report poor mental health and nearly 20% report having a disability, according to the most recent statistics … (4 comments)

Little wisdom! - 08/14/10 09:39 PM
Little wisdom!
 
Someone said; you name it and you shall claim it, you believe it and you shall receive it!!!!!
When you are down and out to nothing, always remember God almighty is up to something for you!!!!!
 
Today, tomorrow and always give many thanks to the creator who is the source of our sovereignty liberty and freedom!!!!!
Thanks,
Adam Malachi
… (4 comments)

10 Very Good Reasons to Buy a Home Right Now! - 08/14/10 08:40 PM
10 Very Good Reasons to Buy a Home Right Now!
There are many reasons to buy a home among them:
1, Interest rate at historic low!
2, Low prices on Homes is still a buyers market for now (prices are going up)
3, Low down payment for HUD/FHA program!
4, $500.00 down payment on conventional financing 100% loan with no MI!
5, Move in before school starts back up!
6, Mortgage interest is taxed deducible!
7, Buying a home is cheaper then renting one right now!
8, Military tax credits extended for one more year for qualify buyers!
9, Owing is … (3 comments)

Shares your favorite quotes! - 08/13/10 11:44 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
The older I get the less I listen to what people say and the more I look at what they do! Dale Carnegie
You've got to go out on a limb sometimes, because that's where the fruit is! Will Rogers
If the star appeared only one night every thousand years, How we would marvel and appreciate them! Ralph Waldo Emerson
Thank you very much for sharing your quotes!
Adam Malachi
… (5 comments)

Arapahoe County Launches Fraud Alert system for Property Owners! - 08/10/10 07:42 PM
Arapahoe County Launches Fraud Alert system for Property Owners!
 
Arapahoe county clerk and recorder launch fraud alert system to protect property owner!
This web-based program notifies property owner immediately when a liens, documents are filed in their name against a property thanks to a new alert system offered by the recoding division of the clerk and recorder of Arapahoe county!
Starting July 15th 2010 any citizens owning a property within Arapahoe County can log into the clerk and recorder web site anytime at www.co.arapahoe.co.us
To register their information and receive an alert at any time a document is recoded in … (2 comments)

Fact About chewing gum and taken test? - 08/09/10 11:34 PM
Fact About chewing gum and taken test?
 
A recent study suggest that those students who chewed gum while studying and taking test had a 3 percent (3%) increase in test scores than their peers who did not chew gum!
 
So chewing gum though may not a foolproof plan if you haven't truly studied the material, an informal study by a Cornell University marketing professor has shown that chewing gum offers improved memory and concentration that may improve your test-taking abilities!  In my opinion chewing gum may reduce stress, and help us think more!
 
This is just FYI only!
… (5 comments)

Shares your favorite quotes! - 08/09/10 11:24 PM
 
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
A barking dog is often more useful than a sleeping lion.~ Washington Irving
 
How prone to doubt, how cautious are the wise.~ Homer
 
He who waits to do a great deal of goodness at once, will never do anything.~ Samuel Johnson
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (6 comments)

The best BBQ chicken place In America! - 08/08/10 10:36 PM
The best BBQ chicken place In America!  
According to travel and Leisure magazine here are the top ten (10) winners!
Crisp In Chicago Illinois  
Roscoe's House of Chicken In Los Angeles California
Restaurant Eugene in Atlanta Georgia
Side Street In Honolulu Hawaii
Hollyhock Hill in Indianapolis In Indiana
Blue Ribbon Sushi Bar and Grill In New York City
Spring Hill in Seattle Washington
Prince's Hot Chicken Shack in Nashville Tennessee
Barbecue Inn in Houston Texas
Max's Wine Dive in Austin Texas
This is just FYI only!
Thanks.
… (7 comments)

Shares your favorite quotes! - 08/06/10 03:16 PM
 Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
I don't want to d business with those who don't make a profit, because they can't give the best service.~Lee Bristol
 
The greater part of our happiness or misery depends on our dispositions, and not our circumstances.~ Martha Washington
 
Where the heart is willing, it will find a thousand ways.  Where it is unwilling, it will find a thousand excuses.~ Arlen Price
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (3 comments)

How's your credit FICO Scores calculated? - 08/04/10 09:00 PM
How's your FICO Scores calculated!
 
The Fair Isaac Company AKA FICO does the calculation!
FICO Scores are calculated from credit data in your credit report, which you can get free annually at: www.annuelcreditreport.com
 
This data can be grouped into five different categories as outlined below. The percentage is reflecting how important each of the categories is in determining your FICO scores!
 
First Category: Payment History is 35% of your total credit report scores!
 
Second Category: Total Amounts Owed to creditors 30%!
 
Third Category: The Length of your credit report history 15%!
 
Fourth Category: New credit acquired … (3 comments)

How to get most out of your Air-condition Unit in the hot summer days! - 08/04/10 07:09 PM
How to get most out of your Air-condition Unit in the hot summer!
Here's how to keep your air-condition on the lowest setting and still be comfortable and cool even on the hot days!
 
You can landscape and paint your home with white color to shade your entire home from the sun is a great way to keep it cool and save some money during the hot summer!  In my opinion the best use of your landscaping dollars is to plant a few inexpensive shrubs and trees to shield the air conditioning unit!
Or place your air-condition unit in a … (17 comments)

The most stolen Sport Utility Vehicle (SUV)! - 08/03/10 11:40 PM
The most stolen Sport Utility Vehicle (SUV)!
 
According to The Highway Loss Data Institute, which is part of the Arlington-based Insurance Institute for Highway Safety, calculated theft claim rates for vehicles from the 2007-2009 model years. The data reports thefts per insured vehicles on the road.
 
The Escalade, which starts at $62,495, has ranked as the most-stolen in six of the last seven reports. A theft claim is filed for one out of every 100 insured Escalades, the group said, and the average insurance payout is $11,934. That compares with an average of $6,883 for all vehicles.
Almost one … (10 comments)

Questions you should be asking your mortgage lender before getting a loan? - 08/02/10 07:32 PM
Questions you should be asking your mortgage lender before getting a loan?
 
First question to ask your mortgage lender is what type of loan I am getting from your mortgage company; Conventional, FHA, VA Etc.
 
What will the monthly payment be? 
Is that payment per month, every month for the live of the loan?
Could it be increase?
If so what would my new payment be?
Could my monthly payment increase for more than one time?  If so what is the main reason for the increase?
Does my monthly payment include an escrow to pay my homeowner insurance, and … (2 comments)

Shares your favorite quotes! - 08/02/10 12:20 PM
Shares your favorite quotes!
 
Your favorite quote can be  inspirational or otherwise!
 
Here is some of my favorite quotes:
 
What you leave behind is not what is engraved in stone monuments, but what is woven into the live of others.~ Pericles
 
Some people grow under resposibility, others merely swell.~ Carl Hubbard
 
It is preoccupation with possessions, more than anything else, that prevents men from living freely and nobly.~ Bertrand Russell
 
Thank you very much for sharing your quotes!
 
Adam Malachi
… (5 comments)

Colorado Rockies win with Carlos Gonzalez completes cycle with walk-off homer! - 08/01/10 03:37 PM
Colorado Rockies win with Gonzalez completes cycle with walk-off homer!
 
Matt McClain Rockies Walk off against Cubs the Cubs did their best to rally from an early deficit last night but ultimately fell 6-5 as the Rockies took the game on a walk-off homer. Down 5-2 in the eighth, Derrek Lee belted a three-run homer to tie the game at 5-5. But in the bottom of the ninth, Sean Marshall gave up the winning homer to the Rockies' Carlos Gonzalez!
That was a great game for the Colorado Rockies and Carlos Gonzalez!
Go Rockies,
… (3 comments)