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New Home Construction - 07/28/07 12:26 PM
In this short video I explain some of the options New Home Buyers have to face. These early decisions will greatly affect the entire home building process. Which "type" of builder and how am I going to structure the financing are 2 of these critical early decisions you have to … (3 comments)

How Subprime Bonds Were Sold As Grade AAA Paper - 07/27/07 10:28 PM
The Video that CNBC posted on You Tube explains part of the Subprime problem. How they sold subprime mortgage paper as Grade AAA. Easy to understand explanation. They have been doing the same thing with Alt A (stated income) paper as well. The video shows in a flip chart fashion … (0 comments)

Buying a HUD Home - 07/22/07 12:16 PM
In this short video I discuss all things "HUD Homes". A HUD Home is a foreclosed home owned by the Housing and Urban Development. It is a foreclosed home that had a FHA mortgage on it. Watch the video and you will have a better understanding if a HUD is … (0 comments)

Maple Grove Relay for Life - 07/16/07 11:19 AM
The American Cancer Society's Relay for Life brings people together from all walks of life with the common goal of eliminating cancer. No matter who you are or what your age, there's a place for you at Relay. You may be a survivor or currently experiencing your own cancer journey; … (0 comments)

Avoid Becomming a Victim - 07/16/07 11:14 AM
With summer weather, thefts from vehicles increase in parks, residential neighborhoods, and public parking areas. You have the ability to help prevent this crime from happening. Follow these tips to help avoid becoming a victim:
• Lock your doors and roll the windows up tight.
• Park in a well lit area if … (0 comments)

Bernanke Speaks to Congress Today - 07/10/07 03:52 PM
Mr Bernanke Fed Chair) spoke to Congress today and walked very lightly, being afraid to negatively affect the market as his speech was on inflation (a bad thing for both stocks and bonds). In his speech he discussed his views that higher fuel and food prices have little effect on … (0 comments)

11 THINGS YOU NEED TO KNOW TO PASS YOUR HOME INSPECTION - 07/03/07 07:13 PM
Home Buyers Want to Know Your Home Inside And OutWhile home-buyers are as individual as the homes they plan on purchasing, one thing they share is a desire to ensure that the home they will call their own is as good beneath the surface as it appears to be. Will the … (3 comments)

 
Loan Officer: David Kosmecki (AmStar Team at Countrywide Bank)
David Kosmecki
Maple Grove, MN
More about me…
AmStar Team at Countrywide Bank

Office Phone: (763) 519-1100
Cell Phone: (612) 384-8525
Email Me


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