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Mortgage and Lending - Bay Equity - Bay NMLS #76988
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 35+ years in the real estate, building and now for the past 20 years the mortgage industry.



Back in May, Governor Pawlenty signed into law new provisions to the Minnesota Clean Indoor Air Act. The new provisions go into effect October 1st and prohibit smoking in virtually all indoor public places and indoor places of employment. This includes bars, restaurants, private clubs, retail st...
Located at 15310 Territorial Road, the Historic Oxcart Site was built at the original downtown Maple Grove. Territorial Road was once the most traveled road in Minnesota and ran from Fort Snelling to St. Cloud. The site and surrounding area once housed a cheese factory, creamery, general store th...
Celebrate Minnesota's glorious autumn by participating in Three Rivers Park District's 35th Annual "Autumn Hiking Adventures" program which runs from September 1st through October 31st. Enjoy the fall colors with families and friends. Twenty one scenic trails have been designated as official Aut...
After several years of discussions, presentations and consideration, the expansion of the Community Center ice arena continues to move forward. Here are a few of the highlights: A survey of the area has been completed and the results have been sent to Ankeny Kell Architects (AKA). The  survey al...
Outdoor concerts, Shakespeare in the Park, summer weddings, tranquil spots for reading and lunch, a stroll through a garden landscape...these are the images of a new town center park. Since the development of the Community Center and Government Center, City visionaries have imagined a unique gat...
The Maple Grove Parks and Recreation Board offers a variety of fitness classes for adults throughout the year. All programs are held at school facilities in Maple Grove. Classes offered include: Pilates • Stability Ball Training • Cardio Kick Fitness Cardio Boot Camp • Beginning Yoga • Slow Flow...
Make your plans now as Santa will be at the Maple Grove Community Center on Saturday, December 1st. This annual event includes breakfast or lunch, photo opportunities with Santa, face painting, crafts and fun, fun, fun! Breakfast (pastries, juice and coffee) is $3 per person and is served from 8...
The City of Maple Grove's Fit For Life Wellness Program recently won the "Corporate Achievement in Health Care Award," presented by Twin Cities Business and Medica in their joint effort to present Minnesota's first annual "Health Care Heroes" awards. These awards recognize and honor organizations...

David Kosmecki

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