General Facts About PA - 02/09/08 04:30 PM
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Credit Requirements For MI with MGIC Will Tighten!! This Could Be CRUCIAL!! - 02/09/08 12:36 PM
I recieved this letter from MGIC and they are one of the largest MI companies. It will only be a matter of time before the other MI companies follow suit. This will now require stricter guidelines for approvals. 
 
Mortgage Guaranty Insurance Corporation February 6, 2008 Dear Valued Customer:As a result of our ongoing evaluation of market conditions and loan performance, we are making a number of changes to our base underwriting guidelines and have created a new set of guidelines for areas exhibiting market weaknesses. The following underwriting guideline changes are effective for mortgage insurance applications received by MGIC on or … (4 comments)

WHO CAN DO THIS LOAN??? SOMEONE ANYBODY??????????? - 02/04/08 06:49 PM
PA LOAN
2.2 MIL PURCHASE PRICE
1.4 MIL LOAN AMOUNT
65% LTV
SISA OR SIVA
2ND HOME
691 FICO
LOOKING FOR SUPER JUMBO, HARD MONEY, SUB PRIME PLEASE CONTACT ME FULL PACKAGE READY TO GO
ANDRES MUNAR
814-308-3276 
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Average Weather In state College, PA - 02/03/08 09:34 PM
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First Time Home Buyers - 02/03/08 06:07 PM
Since the mortgage market according to the news is so volatile I have been running into a lot more clients who have and are willing to put down money. With the mortgage market being so crazy a lot of programs that were 100% with 6%sellers to include all closing costs have gone away. I just wanted to let everyone know some of the programs that are sill out there for clients and they include but are not limited to
*100% financing with 3% sellers and 35% MI
*97% financing with 3% sellers and 35%, 25% or 18% MI
*USDA loans which allows up to … (0 comments)

Check Out These Payments Based on 5% Down and 5.875% PAYMENTS HELP SELL HOMES!!!!!!!! - 02/03/08 05:21 PM
Purchase price $105,265Loan amount $100,000$591.53 P&I$30 HOI$90 Taxes$65 MI---------$776.53 TotalBased on taxes being 1080 a yearBased on HOI being 360 a yearPurchase Price $131,180Loan amount $125,000$739.42 P&I$35 HOI$110 Taxes$81.25 MI----------$965.67 TotalBased on taxes being 1320 a yearBased on HOI being 420 a yearPurchase price $142,105Loan Amount $135,000$798.57 P&I$35 HOI$120 Taxes$87.75 MI---------$1041.32Based on taxes being 1440 a yearBased on HOI being 420 a yearPurchase price $157,895Loan Amount $150,000$887.30 P&I$35 HOI$135 taxes$97.50----------$1154.80Based on taxes being 1620 a yearBased on HOI being 420 a year *please call for apr Andres MunarMortgage Specialist814-308-3276 Cellamunar@prioritymortgage group.com  … (1 comments)

Demographics For Blair County, PA - 02/03/08 05:02 PM
As of the census2 of 2000, there were 1,800 people, 658 households, and 517 families residing in the township. The population density was 43.1 people per square mile (16.6/km²). There were 719 housing units at an average density of 17.2/sq mi (6.6/km²). The racial makeup of the township was 99.61% White, 0.22% Asian, 0.06% Pacific Islander, 0.11% from other races. Hispanic or Latino of any race were 0.39% of the population.
There were 658 households out of which 33.7% had children under the age of 18 living with them, 69.0% were married couples living together, 5.8% had a female householder with no … (0 comments)

Demographics For Centre County PA - 02/03/08 04:57 PM
As of the census² of 2000, there were 135,758 people, 49,323 households, and 28,508 families residing in the county. The population density was 123 people per square mile (47/km²). There were 53,161 housing units at an average density of 48 per square mile (19/km²). The racial makeup of the county was 91.44% White, 2.61% Black or African American, 0.14% Native American, 3.96% Asian, 0.07% Pacific Islander, 0.74% from other races, and 1.05% from two or more races. 1.65% of the population were Hispanic or Latino of any race. 26.1% were of German, 9.8% Irish, 9.3% American, 8.7% Italian and 8.0% English ancestry … (0 comments)

Sellers Assist In Centre County....To Assist Or Not To Assist - 02/03/08 04:25 PM
To date being Sunday February 3rd, 2008 their have been a total of 76 closed transaction in Centre County that includes everything from residential to land and commercial. Only starting my 2nd year in the business I find that 90% of my purchase clients need sellers assist and those that don't have EXCELLENT credit, a steady income, and great assets. Centre County has closed 76 total transactions thus far and 25 YUP you heard it right folks 33% of these transactions included some kind of sellers assist weather it was 1% or paying homeowners associations. I've seen many sellers turn down … (0 comments)

 
Andres Munar, Your 24/7 Loan Officer, Mortgages in State College&All 50 States (Semper Home Loans )

Andres Munar, Your 24/7 Loan Officer, Mortgages in State College&All 50 States

State College, PA

More about me…

Semper Home Loans

Address: 2220 E. College Ave, State College, PA, 16801

Office Phone: 814861LOAN

Cell Phone: (814) 308-3276

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