andys stories: It Is What It Is... - 02/21/11 03:09 AM
It Is What It Is...
Lately I've been hearing this phrase a LOT.  I don't know if people are saying it more or if I'm just more cognizant of it because I'm more aware (I even saw it in a TV show over the weekend!), but what I DO know is that every time I hear it the hairs on the back of my neck stand up and I want to hit something!
Here's the scenario: Somthing has just popped up in one of your deals, you call the other agent to try to brainstorm a solution and they say "It is what it is."  … (5 comments)

andys stories: Weirdness is Running Rampant in Our Office... - 02/03/11 01:50 PM
Weirdness is Running Rampant in Our Office...
Have you ever had one of those days...
I've been having one of those WEEKS in our office!
First, one of our owners (remember, we manage rental units too) has been foreclosed on.  Except... OOOPS... it was supposed to be the neighbor's unit, not his!  He's never missed a payment! Hmmm...
Second, my title company catches an issue on one of my short sales.  Seems that back in 2008 when my seller got divorced, the paralegal she hired to handle the documents accidentally left someone elses name in one of the spots on the … (7 comments)

andys stories: How Are You Doing On Your Goals So Far? - 01/14/11 04:50 AM
How Are You Doing On Your Goals So Far?
Here Are Some Tools To Help You Out!OK.  It's 2 weeks into the new year.  Most people's resolutions (if they even bothered this year) are long-forgotten pipe-dreams already.  They're up to their neck in "life" and can't focus on improvement.  Sound familiar? Hit too close to home for you?  Here are some tools you might find useful to stay on track:
2011 Realtor Power Planner by Andy  This is a goal setting planner that I developed over 10 years ago and I've been using and sharing it ever since.  It takes a … (1 comments)

andys stories: Are You Too Fat For Real Estate? - 01/05/11 05:05 AM
Are You Too Fat For Real Estate?This is something I've been thinking about a lot lately.  Maybe it's because I'm getting up there in years and there's a zero at the end of my age now... or maybe it's because the business side of this is finally sinking in... either way, it's something I'm no longer willing to settle for in my life!
Think back to the last time you went to a networking event.  There's 30 people in the room that you don't know but are all potential clients.  You see 2 different people standing alone.  One is overweight, the … (3 comments)

andys stories: Andy's Foreclosure Interview Reunites a Family After Years & Years! - 10/27/10 05:43 AM
Andy's Foreclosure Interview Reunites a Family After Years & Years!
Wow, this is a story you probably don't hear every day.  Yesterday I was contacted by email by someone stating she was a relative of someone I had interviewed about losing her house.  Through some back searching I found the article she was referring to, and it wasn't me that had interviewed the lady, I just happened to be interviewed in the same article.  I never met her relative.  In several emails back and forth though, I explained that I had never met her, but did a quick Google search and … (5 comments)

andys stories: Can One Player Really Blow the Whole Game? Short Sales Broken Down! - 10/18/10 03:33 AM
Can One Player Really Blow the Whole Game?  Short Sales Broken Down!
This past Saturday I watched the Florida Gators play Mississippi State.  It was painful to watch, all the way to the very end where we had a few seconds left and a field goal would have tied the game and given us a chance at redemption.  Kicker Chas Henry steps up and... MISSES!!!  Game over. Gators Lose.  Cameras focus in on the defeated face of Henry and you can see in his grimace that he knows he just lost the game.
Or did he?
You see, he's actually not … (2 comments)

andys stories: HELP! I need 5 listings by the end of the month! - 09/10/10 06:49 AM
HELP!  I need 5 listings by the end of the month!  
That's what one of the newer agents here in the office said to me the other day.  He's set himself a goal of 5 new listings this month and asked me for some ideas on how to get them.  Sometimes the strangest things get me going on a tangent, and I've really been thinking about this a lot... not only because as his broker I feel it's MY job to help him be successful, but also because I love seeing people succeed and I really want to be a part of helping him reach … (2 comments)

andys stories: Fannie Mae launches a new consumer-education website on foreclosure options - 08/03/10 09:38 AM
Today Fannie Mae launched a new consumer education website on foreclosure options.
The way I found out about it was when I received a call from the Orlando CBS affiliate, Channel 6 News asking if they could interview me about the new site...
So while he was asking me questions about the ramifications of a foreclosure on your life (credit, jugdments, etc.) I pulled the site up quickly to take a peek!  It's actually a pretty good site!
A lot of the information they are sharing is similar to the info I put on MY info site, which is … (2 comments)

andys stories: How "Bad Andy" has made me a better agent - 06/22/10 09:45 AM
How "Bad Andy" has made me a better agent
When you play the Nintendo Wii video game, you start by setting up a "Mii" which is your character you'll use to play many of the games.  I first set mine up as a cute blonde with blue eyes... "Andy".  The problem with "Andy" was she kept losing to "Tim" at all the sports games!  So I went back in and set up a new Mii... "Bad Andy".  Black hair, black clothes and cat's eye glasses-she's a gothic alter ego to "Andy" and she's waaayyy better at sports!  Something about stepping into … (3 comments)

andys stories: What can an FBI Profiler Teach You About Real Estate? - 12/22/09 06:58 AM
What can an FBI Profiler Teach You About Real Estate?
While Tim & I were in France we had a lot of time to relax and do NOTHING at all. This wasn't a glamorous sight-seeing trip, it was Thanksgiving with the side of the family that just happens to live very far away!
Anyway, just like everyone's Thanksgiving there's a certain point where the TV gets turned on, only there nothing's in English! So Tim's Mom had the DVD's of the CBS show "Criminal Minds" about a team of FBI agents that help catch criminals by profiling them. I had never … (0 comments)

andys stories: Lessons I've Learned... - 11/04/09 08:37 AM
Lessons I've Learned...
You might have read the poem by Robert Fulghum, All I Really Need To Know I Learned In Kindergarten... You know, share everything, play fair, clean up your own mess, etc.
Well lately I've been pondering where I learned some of my childhood lessons that have made me the person that I am today and I want to share some with you (who knows...maybe you'll get some ideas!)
This may come as a surprise, but I actually am a country farm girl. No, really. My family had farmland and cattle. My first job was selling watermelons out of … (1 comments)

andys stories: Instructors... Please Control Your Class! - 10/20/09 09:47 PM
Please Control Your Class!
I've been leading trainings for almost 10 years now, and the longer I do, the more "Bad Andy" rears her head (in case you didn't know, Bad Andy is my Mii Avatar when I play Wii) When I first started training, I hoped that everyone liked me, I hoped everyone learned something, and I hoped that everyone would give me a good review. After the class I always went straight to the reviews and read every single one, and 99% of them could be rave reviews, but if even 1 said anything negative at all, it would … (5 comments)

andys stories: I Can't... and a good story from a TV star I know - 08/24/09 04:51 AM
I Can't... Have you ever caught yourself saying those words? I can't make it to your party... I can't find any buyers for this house... I can't finish a half-marathon... I can't... I can't... I can't... Think for a minute what you are telling your subconscious... "you might as well not even try because we already know we can't succeed anyway..." Last night I was watching one of my "guilty pleasure" shows on TV... you know, the ones you'd never admit to your friends that you watch? Well, here's my confession.  Tim & I watch "Merlin"  It's the story of Merlin … (6 comments)

andys stories: I Got Lucky... Again! (Don't Tell My Husband!) - 08/24/09 04:30 AM
I Got Lucky... Again!  (Don't Tell Tim!)I have a short sale listing in one of those communities that has very strict guidelines on what color/size/etc. your sign panel needs to be, so I had to order a new sign panel.  The sign company took so long getting it ready that I had the house pending already by the time they had it done!  My office picked it up, and I noticed they had not drilled holes to hang it with, so I had to go BACK to the sign store and get holes drilled.  When I told them I didn't even … (4 comments)

andys stories: If you have closings right now, it's just because you're lucky - 06/30/09 02:58 PM
She's Just Lucky...That's Why She Has So Many Closings... 
Do you believe that's actually what someone said about me?!?!? I couldn't believe my ears when I heard that, I started laughing uncontrollably!
I see 3 different types of agents in the field right now... 
First: those that sit around and hope something happens 
Second: those that go out and make something happen, and 
Third: those that wonder what just happened!
Let me explain my self, and I'm actually going to lump 1 and 3 together. This morning I was at a closing at a "Traditional" real estate office, and since … (8 comments)

andys stories: Yet Another Countrywide Short Sale Fiasco...You'll Laugh, You'll Cry! - 05/20/09 09:28 AM
I know, I really shouldn't let it get to me, but this one just takes the cake! I'm running out of room for notes for all the times I've called them on this one... These are NOT all of the notes, but it will give you a rough idea... my favorites are the ones in the last 2 weeks.
Now, before you read on, please realize how I take notes... I write the info down in my log with a date, person's name, and details of their comments, THEN I repeat back to them my notes like this: "so if I … (11 comments)

andys stories: Would YOU Answer This Job Posting Ad? - 05/05/09 12:49 PM
Professional wanted.  Must be good with numbers, excellent with people, and willing to work long hours on a straight commission basis.
 As a bonus, you will be required to allow the State licensing bureau to pull your credit report, and if it's not clean for the last 3 years, your license will be denied and/or revoked.  Said credit report will also be made a part of the public records of the State in order to give every identity thief in the world easy access to it.
Also, you will be working in an industry that now has a lower public opinion … (5 comments)

andys stories: You Won't Believe What I Found in an REO House Yesterday! - 04/23/09 03:56 AM
I love real estate... without it I couldn't come up with all of these crazy stories that I like to share with you! ('s all real! I couldn't make it up!)
Yesterday my husband Tim & I went out and previewed 16 houses for the Blue Jeans Rehab Bus Trip that starts Friday evening, and in the garage of one of the Bank Owned/REO properties, we stepped into the garage and here was a stripped our car! (that's me giving the listing agent the VIN number so she could call the police)
This car was completely stripped out: steering column … (7 comments)

andys stories: Please Flag this under: Hilarity... Countrywide Loss Mit uses ZILLOW - 03/16/09 10:48 AM
I was on the phone with a mitigator at Countrywide, discussing 2 of the listings I have that they are the lender on.  I was trying to be sly and find out what the BPO had come in at (they wouldn't tell me, so I was trying to ask different hi/low questions to get a hint.) and get a guage on how acceptable the offers I had submitted were.
I was just about to give up when he said: "We use Zillow to value homes, how is your offer compared to Zillow?"
I couldn't control myself, Bad Andy had taken over … (154 comments)

andys stories: What Advice Would You Give A College Senior? - 03/13/09 08:47 AM
What Advice Would You Give…
I’ve been asked to speak at a conference next week for about 100 college juniors and seniors that hold leadership roles in their sorority. They’ve asked me to speak about what they can do to succeed in today’s tough job market besides just getting their degree.
I’ve really been thinking about this a lot. What a big difference I might be able to make in these young ladies’ futures! It’s an awesome responsibility that I’ve agreed to bear.
I think I’ve come up with a few things to focus on…see if you agree with me and … (11 comments)

Andrea "Andy" Tolbert, Broker, Safety Expert, Instructor (HD Realty) Rainmaker large

Andrea "Andy" Tolbert

Broker, Safety Expert, Instructor

Sanford, FL

More about me…

HD Realty

Address: 1499 W SR 434, Longwood, FL, 32750

Office: 407-842-7700

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