Texting and driving are DANGEROUS and DEADLY activities when coupled together!  One must wonder if we have gone too far with technology?  And if we need to have this technology. There should be HARSH penalties for those who use the technology with a potential of harm to others.

 

"The danger caused by texting while behind the wheel is no joke, and as an extremely graphic PSA from the UK shows in almost unbearable detail, the results can be truly deadly. The more than 4-minute video, which shows a group of teenage girls getting into a head-on collision while the driver of the car text messages, has caused some strong reactions due to its graphic nature, with some people asking if it goes too far. For example, the PSA, apparently produced by the Gwent Police Department in Wales, shows the girls heads snapping back and forth violently as glass shatters and blood pours forth. While it is no doubt hard to watch at points, it certainly gets the point across. " (excerpt from the website below):

                          ************   VERY GRAPHIC !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!    **********



Read more and see the video at: http://www.huffingtonpost.com/2009/08/25/texting-while-driving-psa_n_268482.html

 

The video shown on this site is VERY graphic!  ADULTS: please watch it BEFORE you pass onto your teenagers.  I cannot get it out of my mind, so I can only imagine the impact it has on a teenager.  But, if this video saves even one life, it is worth it being out there for all to see. 

 

This video has changed lives and will impact yours.  I hope it will impact your life in a positive way.

 

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

"The man who has time for gossip and slander has no time for success."

 

HOW TRUE!  There are those who gossip and those who do not.  Take notice!  The ones who do NOT gossip are the ones who SUCCEED.  Please take a moment and think of those you RESPECT and ADMIRE.  They are successful because they keep the gossip within themselves.  They listen to others, but they focus on the positive and throw away the negative. They focus on their goals and ultimately achieve their goals.

How do you rate yourself: a Gossiper or NOT?

Ann Sabbagh

Vice-President

Seacoast Mortgage

RESIDENTIAL & COMMERCIAL FINANCING

508-243-1190

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about YOUR financial strength!"

 

 

 

"Make yourself an honest man, and then you may be sure that there is one less scoundrel in the world." Thomas Carlyle (1795-1881) Scottish Writer

 

HONESTY IS THE BEST POLICY !   How often have you heard this?  If we all lived by this rule, the world would be such a better place to live!  There are those of us who play by the rules and those of use who look for a "work-around".  Who are YOU? 

 

Have a GREAT day!

 

Ann M. Sabbagh

Vice-President

Seacoast Mortgage Corporation

"Where financing is smooth sailing!"

Residential & Commercial Financing

(508) 243-1190

(401 475-1441 (fax)

email: asabbagh@seacoastmortgage.com                

website:www.annsabbagh.com

                                                                         

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength!"

 

I have a question:

Can someone explain the use of Twitter for business purposes?   Aside from letting the world know I may not be available for the next hour or so, what purpose does it serve?  I signed up, but have yet to use it.  I just think if someone wants to reach me, they will call me and then leave a message if I do not answer the phone.  They do not care where I am.

 

What are your thoughts on Twitter?  Thank you for your responses!

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

Ok, with all the knowledge and experience of all of us at Active Rain, we should be able to come up with viable solutions to this housing crisis.

 

The $8000 first time home buyer credit has helped, but my fear is we will see foreclosures from this group of new buyers.  How many people are coming out to buy a home simply because they are receiving the $8000?  In fact, in some cases, they make money by buying a home ($100,000 purchase can only "cost" 3.5% down: $3500: finance all closing costs, is possible.  So, in this case, the buyer makes $4500!

 

I do believe am educational component should be attached to the $8000 tax credit.  All buyers should be required to take a home buying seminar and receive a certificate of completion, which must be delivered to the lender PRIOR to closing.

 

So, time will tell on the $8000 tax credit and its % of foreclosures.

 

Now, let's come up with other ideas!

 

What is YOUR idea?

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

"Come to the edge, he said. They said: We are afraid. Come to the edge, he said.  They came. He pushed them - and they flew!"  Guillaume Apollinaire

 

Have you ever felt afraid of trying something new?  In this real estate industry, it is imperative you are NOT afraid, because we are in ever-changing environment.  Gone are the days when buyers called their local realtor to "find a home".  It is RARE.  Now the internet is here.  For those realtors relying on the phone to ring, the rings will be few.  Look at the realtors who understand the power of the internet and you will hear their phones ringing.

 

Are you afraid?  Come to the edge; receive a gentle push from your friends here at Active Rain and FLY!

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

"Close your eyes and let the mind expand.  Let no fear of death or darkness arrest its course.  Allow the mind to merge with mind.  Let it flow out upon the great curve of consciousness.  Let it soar on the wings of the great bird of duration.  Up to the very Circle of Eternity." Hermes"

 

So, what does "Hermes" mean by this?  Well, my interpretation is to let your mind not be confined to your own ideas and thoughts.  Open your mind to the thoughts and ideas of others.  Do not be stubborn and close-minded. 

 

In the real estate industry, we sometimes feel everyone else is wrong and we are right.  We do not wish to listen to others.  When we open our minds, we can become greater at what we do.  By working together, we become great.  A team effort is better than a solo effort.  In real estate, it takes a team: the realtor, loan officer, attorneys, appraiser, insurance agent, inspectors, homeowner, and of course, the buyer.

 

Let's be open minded and make it a team effort!

 

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

This is so well put!  We should read this from time to time to remind us that life happens.  Let's not be afraid to fail; our courage will lead to success!

Great blog, Sandy!  (and great words Winston Chuchill !)

Via Sandy Bliven, e-PRO Certified Agent (Coldwell Banker Cahoone):

"Success if not final, failure is not fatal;
It is the courage to continue that counts."

                                                  Winston Churchill  1871-1965


Motto to Live By

"Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, body thoroughly used up, totally worn out and screaming "WOO HOO what a ride!"

 

If You Ain't Different You Ain't Normal.

 

OK...Is it TRUE???  Can it be real???

 

* Is the $8000 1st time home buyer credit being extended?

* Is it going to be offered to everyone?

* Are the income limits changing?

* When is the new termination date?

 

 

There are so many real estate professionals talking about this, so let's get it straight as of this moment.  Click on the latest:

 

http://www.mcall.com/classified/realestate/sns-200910271751tmsrealestmctnig-a20091029oct29,0,5362048.story

 

 

Only the facts here, only the facts as of this moment....but you know this industry!  Many changes in lending on a daily basis!

 

 

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 

"Make it a rule of life never to regret and never to look back.  Regret is an appalling waste of energy; you can not build on it, it's only good for wallowing in." Katherine Mansfield (1888-1923)

 

So, real estate agents, you may not have priced the last listing attempt correctly or you said something wrong during the appointment.  Loan officers, you may have quoted the rate too high or forgot to ask for the tax returns when you pre-approved a borrower and then the underwriter noticed "unreimbursed employee expenses", thus lowering your pre-approval amount.

 

We all have regrets over mistakes or blunders or whatever.  It is part of life to have regrets.  Songs have been written about: Frank Sinatra's "My Way"......."regrets, I had a few.....but I did it my way..."  You know the song!

 

Regrets should build character and not impede us from the next step we take in life.

 

Keep stepping!

 

 

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

 

Please visit my website: www.annsabbagh.com

 

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

 
 
Annnewphotohd Rainmaker_large

Ann Sabbagh

Pawtucket, RI

More about me…

Seacoast Mortgage Corporation

Address: 267 NEWPORT AVENUE, PAWTUCKET, RI, 02861

Office Phone: (401) 475-1600 x 306

Cell Phone: (508) 243-1190

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