l: What makes YOU come alive? - 07/30/10 03:25 PM
"Don't ask yourself what the world needs; ask yourself what makes you come alive, and then go and do that. Because what the world needs is people who have come alive." Harold Whitman
If you are bored in your job; if you are hanging with people who do not place a smile on your face; if you wake up and say "ugh, another day to live"; then it is time you COME ALIVE!
Change something in your life.  Make it happen for you AND the ones who love you.
Think: WHAT MAKES YOU COME ALIVE?
(8 comments)

l: Listing agents: Do you purposely try to keep a buyer's deposit? - 07/30/10 02:56 PM
As a listing agent, one has the responsibility to protect the seller's interest.  But how far should one go to protect? Should you try to keep the buyer's deposit?

On a recent transaction, I had a buyer who was purchasing a 2 unit home to occupy one of the units.  He was being financed by an FHA loan.  Per FHA guidelines, the buyer must take occupancy within 30 days.  The condition on the P&S was to have one of the tenants vacate the premises.  The seller was not able to meet this condition by the mortgage contingency date, so I requested … (5 comments)

l: Can EXCELLENCE be within reach for you? - 07/29/10 04:47 PM
"Excellence can be attained if you Care more than others think is wise, Risk more than others think is safe, Dream more than others think is practical, And expect more than others think is possible." Anonymous
 
Do you care? Do you take some risk? Do expect more than others? Yes to all?  Success is within your reach, if it didn't happen already!
(5 comments)

l: Is your income in the top 3% of the nation? Yes? High expectations for you to save us all from drowning in the national debt! - 07/27/10 03:48 PM
Can the top 3% of the nation reduce the exploding debt of our nation? Our government is hoping "YES".
Statistics show 2-3% of our nation is comprised of joint tax filers earning over $250,000 and individuals making at least $200,000 per year. Can this group save our nation?  I do not think so.  It is too small of a group to do so.  Taxing the rich is NOT the answer.

 
Today's top income-tax rates of 33 percent and 35 percent will most likely return to 2000 levels: 36 percent and 39.6 percent. Single filers with taxable income above $192,000 and … (3 comments)

l: IPHONE just took a dip in the pool! - 07/24/10 06:06 AM
My daughter's boyfriend's  IPHONE  just had a dip in the pool!  We quickly acted and started the drying process.  I checked out the You Tube Video's for tips on correcting this ugly situation.   We were told to do the following by the You Tube "experts":

•1)      We took out the Sim card and dried it with a towel.
•2)      We took out the dryer and started drying the whole phone on a low warm heat setting.
•3)      The drying enabled us to power "off".
•4)      We placed the phone in a dish and covered it with rice.
•5)      Now we wait … (7 comments)

l: WAIT A MINUTE!! WHERE are the AR points for my peers? - 07/19/10 04:21 PM
Ok...where did the points go for everybody?  We are missing a piece of AR we all enjoyed seeing! Have you noticed your point tally on Active Rain no longer is publicized?  Click on your state and see the changes that AR made.  For one, you no longer know how many points you need to step up to the next level or how many the step below you has to go to catch up to you.

Is all this important anyways?  In the scope of life, NO, but AR can be a game of sport which encourages blogging.  The blogging also creates … (10 comments)

l: Want to live longer? - 07/13/10 04:11 PM
"You live longer once you realize that any time spent being unhappy is wasted." Ruth E Renkl
We can choose to be unhappy or we can choose to be happy.  No one MAKES us unhappy.  We LET others make us unhappy.  We all need to learn to "tune out" those around us who want to steal our joy and hope our joy rubs off on them....somehow! 
If we succeed, we all live longer!  It's a win-win!
So, go be HAPPY today!
(2 comments)

l: What is your destiny? - 07/08/10 04:11 PM
"Destiny is no matter of chance. It is a matter of choice: It is not a thing to be waited for, it is a thing to be achieved." William Jennings Bryan
 
Choose your destiny!  Do not wait until something happens.  We must MAKE life happen.  Plant seeds, network, create a business plan.  Focus on what you WANT your destiny to be.  Be pro-active; not reactive. 
It's all up to YOU!
Good luck!
(5 comments)

l: Do you give up? Or do you turn a defeat into a VICTORY? - 07/08/10 03:52 PM
"My greatest point is my persistence. I never give up in a match. However down I am, I fight until the last ball. My list of matches shows that I have turned a great many so-called irretrievable defeats into victories." Bjorn Borg - Professional Tennis Player

 
Persistence is the KEY to success!
Do not accept defeat.  YOU may lose a seller or a buyer, but a new consumer is around the corner who DOES wish to have the benefit of your services.
Bjorn Borg : You got it RIGHT!
 
 
(4 comments)

l: Do you appreciate people? - 06/09/10 01:28 PM
"I will smile at friend and foe alike and make every effort to find, in him or her, a quality to praise, now that I realize the deepest yearning of human nature is the craving to be appreciated." Og Mandino (1923-1996), Author and Speaker
 
Sometimes we need to take a step (OR TWO!) back and think about the POSITIVES of a person and learn to appreciate those positives.  Unfortunately, it is easy to see the negatives.  So, the next time you see a positive, please be sure to let the person know you appreciate that positive.
 
By the way, … (1 comments)

 
Ann Sabbagh, President, Sr. Loan Officer (Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107)  & CT)

Ann Sabbagh

President, Sr. Loan Officer

Pawtucket, RI

More about me…

Seacoast Mortgage Corporation, RI (20021119LB & 20031576LL), MA (MC2107) & CT

Address: 267 NEWPORT AVENUE, PAWTUCKET, RI, 02861

Office: 401-475-1600 x306

Mobile: 508-243-1190

Seacoast Mortgage: Your place for:RI loans, MA loans, CT loans, FL loans, commercial loans, residential loans, FHA, VA, USDA, 100% financing, FSBO (for sale by owner) assistance. Find a loan in RI, find a loan in MA, find a loan in CT,RI mortgages,CT mortgages,FL mortgages,MA mortgages. Do you qualify for a loan? At Seacoast Mortgage, we qualify you within your means. What you can afford is different than what you qualify for. Call us today!


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