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With so many loans going FHA or CHFA (in Connecticut), it is more important than ever to be sure your condominium complex has the necessary approval to facilitate this type of financing. Prior to January, 2010, if a condo complex was not on the approved list, a spot check could be performed; and as long as the basic criteria was met, the process for FHA financing could usually be completed. This, however, is no longer the case. If condo complexes are not approved, sales of units most likely will take dramatically longer. Rather than the need for just 3.5% down and closing
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