Columbia SC Foreclosures

Please call or email for appraisals and more information.

Amy Gardner 803-422-8306

224 Valcour Road

Columbia, SC 29212

Challedon Subdivision

1409 SQFT

3 Bed / 2 Bath

Brick Home

Appraisal: $ 109,000(available upon request)

Investor Price: $64,000

830 Baffin Bay Road

Columbia, SC 29212

Challedon Subdivision

1192 SQFT

3 Bed / 1.5 Bath

Brick Home with attached carport

Appraisal: $96,000 (available upon request)

Investor Price: $59,000

115 Wise Court

Columbia, SC 29209

Pine Lakes Subdivision

1288 Sqft

3 bed / 2 bath

300 water footage on pond

Rehab Estimate: $8,000

Appraisal: $90,000

Investor Price: $53,000

113 Holborn Court

Columbia, SC 29210

Whitehall Subdivision

2429 SQFT

3 Bed / 2 Bath

2 Car Garage

Appraisal: $205,000 (available upon request)

Investor Price: $106,000

217 Sandcreek Road

Winnsboro, SC

Sandcreek Hills Subdivision

1101 SQFT

Good condition, minor repairs

Appraisal: $85,000

Investor Price: $40,000

2124 Congaree Road

Eastover, SC 29044

Double Wide Mobile Home

Approx: 2400 sqft

Approx: 4 bed / 2 bath

Investor Price: $36,000

Here are November SC Foreclosures for Sale. Please call or email for pictures, appraisals, and entry.

224 Valcour Road

Columbia, SC 29212

Challedon Subdivision

1409 SQFT

3 Bed / 2 Bath

Brick Home

Appraisal: $ 109,000(available upon request)

Investor Price: $63,000

113 Holborn Court

Columbia, SC 29210

Whitehall Subdivision

2429 SQFT

3 Bed / 2 Bath

2 Car Garage

Appraisal: $205,000 (available upon request)

Investor Price: $108,000

217 Sandcreek Road

Winnsboro, SC

Sandcreek Hills Subdivision

1101 SQFT

Good condition, minor repairs

Appraised: $85,000 (available upon request)

Investor Price: $48,000

2124 Congaree Road

Eastover, SC 29044

Double Wide Mobile Home

Approx: 2400 sqft

Approx: 4 bed / 2 bath

Investor Price: $36,000  

133 Timberleaf Drive

Duncan, SC 29334

Woodsberry Subdivision

2400 sqft

 4 bed / 2.5 bath

Built 1996

Brick Vinyl, 2 Car Garage, more pictures upon request

After Repair Value: $180K (available on request)

Repair Estimate: $6-8K

Investor Price: $114,000

311 Amsterdam Road

Easley, SC 29657

1200 SQFT

3 bed / 1.5 bath

Built 1977

Vinyl Siding

Comps: $92,000

Repair Estimates: $10,000+/-

Investor Price: $48,000

100 Shaw Street

Fountain Inn, SC 29644

944 SQFT

2 bed / 1 bath

Repair Estimates: $13-15K +/-

Comps: $73,000 (available upon request)

Investor Price: $25,000

1673 Edgefield Highway

Aiken, SC 29801

1325 SQFT

4 bed / 2 bath

Vinyl Home

Estimated Value: $89K

Repair Estimate: $10-15K

Investor Price: $42K

3036 Forest Drive, Columbia, SC 29204

2589 SQFT, 4 bed, 3 bath

 $309,000

NEWER MASTER SUITE BUILT 10 MONTHS AGO!!! Master Suite includes: office/nursery, master bedroom, huge walk-in closet with built in shoe racks and vanity, washer and dryer hookups, large master bath with pebble bottom tiled shower, jacuzzi tub with marble surround, new HVAC unit, new plumbing, new electrical, and marble double vanity with copper vessel sinks. Downstairs: kitchen with granite countertops and stainless steel appliances, all hardwoods throughout, new pedstal sinks in both baths, new tile in guest bath, marble fireplace, screen in porch, and new HVAC unit. Washer and Dryer hookups downstairs and upstairs. Large corner lot with driveway on Dearborn. Forest Hills diamond, 3 car driveway with plenty more parking on side.

Call Amy to view this property 422-8306!!!

Please pass this along to anyone you know looking for a foreclosure or investment property in Columbia, SC.  Make an offer, they won't last long!!! 

Please email me for pictures, appraisals, and entry. Thanks!

aogardner3@yahoo.com

2 Rolling Hills Road

Columbia, SC 29210

Nice brick ranch-in one of the nicer streets in neighborhood.

Fenced in back yard. Mature landscaping.

Very clean-rent ready.
1972
3BR/1.5BA
1121SFT
Appraisal: $85,000 (available upon request)

Investor Price: $53,000

1004 Piney Grove Road

Columbia, SC 29210

1842 SQFT

4 Bed / 2 bath

Appraisal: $130,000

Investor Price: $65,000

259 Gallantry Drive

Irmo, SC

Lot 56 in Ascot

Lot is on the pond

Seawall and partial foundation already laid

Retail Value: $174,000 (Was listed on MLS at this price)

Investor Price: $85,000

3013 Sigmund Circle

Columbia, SC 29204

3 Bedrooms / 1 Bath

1199 SQFT

Built 1958

Lot 10,497

Downtown, Forest Acres

Appraised Value: $123,000

Investor Price: $90,000 - 76% LTV

32 King Arthur Court

Columbia, SC 29223

3 Bedrooms / 2 Baths

1134 SQFT

Built 1974

Appraised Value: $80,000

Investor Price:  $60,500 - 75% LTV

3928 Wellesley Drive

Columbia, SC29203

•·         3 Bedroom / 1.5 Bath

•·         1216 SQFT

•·         1 Car Carport

•·         Great Brick house - Great Rental Potential.

•·         Needs Work - Roof had leak and damaged floor.

•·         New Roof, No Leaks.

•·         Damaged floor needs to be fixed.

Investor Price: $29,900 * REDUCED $21,900*

1006 Tree Street

Columbia, SC29205

•·         Duplex near 5 Points

•·         2 Bed / 2 Bath (1 bed / 1 bath each side)

•·         976 SQFT

•·         Mostly Cosmetic Work Needed.

•·         Great Long Term Rental Potential.

Investor Price:  $17,000 

I have SC foreclosures for sale in Columbia, Spartanburg, Greenville, and Conway right now.  Please let your investors know that these homes are available. You can check out my website or email me for a specific list.  These are great deals and have to be sold fast.  Most of the homes will need to be paid for with cash but there are a few that we have more time and could be financed.  NOW is the time to buy, get your investors excited, show them great deals!! Contact me today aogardner3@yahoo.com, www.aogproperties.com, 803-422-8306!!

Here are our wholesale / foreclosure properties for April 2009, must be sold by end of April!

April 2009 Foreclosure / Wholesale Properties

Richland County

9 Cadet Court

Hopkins, SC 29061

3 Bedrooms / 2.5 Baths

1281 SQFT

Built 2004

2 Story

One Car Garage

Minor Repairs

Vacant

Tax Value: $121,000

Investor Price: $74,000

2608 Banner Hill Road

Columbia, SC 29209

3 Bedrooms / 2 Baths

1368 SQFT

Built 1985

Vacant

Tax Value: $91,200

Comps: $100,000

Investor Price:  $58,000

1004 Piney Grove Road

Columbia, SC 29210

4 Bedrooms / 2 Baths

1713 SQFT

Built 1972

Vacant

Tax Value: $93,900

Investor Price: $73,000

259 Gallantry Drive

Irmo, SC

Lot 56 in Ascot

Lot is on the pond

Seawall and partial foundation already laid

Retail Value: $174,000 (Was listed on MLS at this price)

Investor Price: $85,000

1106 Round Top Church Road

Blythewood, SC

3 Bedrooms / 2 Baths

1655 SQFT

Built 1979

2 Acres

Not Vacant

Tax Value: $145,400

Investor Price: $49,000

2 Penhurst Court

Columbia, SC 29229

Winslow Subdivision

3 Bedrooms / 2Baths

1220 SQFT

Built 1992

Not Vacant

Tax Value: $89,900

Investor Price: $62,000

6564 Margate Street

Columbia, SC 29203

3 Bedrooms / 1.5 Baths

925 SQFT

Built 1967

Not Vacant

Tax Value: $67,400

Investor Price: $36,000

Please call or email me for more information...pictures, appraisals, etc..

www.aogproperties.com

WHY SHOULD YOU BUY A HOME FOR YOUR COLLEGE STUDENT?

I WILL GIVE YOU MANY REASONS.....

If you haven't saved any money for your students college fund, buying a home for them to live in is a great way to over come expenses.  I know several people that purchase homes for their college student and make enough money or even more to pay for college.  It is a really smart investment and great stability for your student.

Owning the property your student lives in can be beneficial in many ways:

1.  You could put the mortgage in their name as well to help them gain credit.

2.  You get many tax benefits from owning a rental property.

3.  If you buy a house with more bedrooms than you need have your student rent to friends to help pay the monthly payment.

4.  It gives your student stability by not having to look for a new place to stay every year.  They also have a place to keep their things over summer when school is out.

5.  By buying a property with a fixed mortgage rate your students expenses will be fixed all four years of college.  They will also not have to worry about paying security deposits and getting the deposit back every time they move.

6.  It will be a great learning experience for your student.  They can help with the process so they learn what real estate investing is all about.

7.  They will learn the responsiblity of owning and maintaining a property.

8.  If you buy right then in 4 years you are sure to make enough money to pay for your students tuition.  As we all know, you can buy right now!  Also, if your student is able to take the mortgage out himself he can take advantage of the $8,000 first time home buyers tax credit that does not have to be re-paid.

Here are some tips from me when purchasing a property:

• Try to find a foreclosure or wholesale property that needs a little work.  You can put your student to work by painting and other easy to do items.  You are most likely going to get a better deal on a house that needs some work.  You don't have to have the house in perfect condition when the student moves in.  Just make it nice and livable and do the rest of the upgrades along the way.  You can use extra rental income or take out an equity line to help with the rehab.
• Take advantage of the tax credit if possible. This will give you some extra rehab or spending money for your student while in school.
• Make sure you obtain a home inspection so you know exactly what you are buying and how much work the house will need.
• Have a professional contractor come over and give an estimate of the repairs so you will know how much money you will need over time to rehab the home.
• Find a realor that specializes in foreclosures and renovations.  I specialize in this market and feel it is very important to find someone in your area who does as well. There are many realtors who don't know the first thing about foreclosed homes and how to negotiate the best price possible. There are many creative ways to negotiate with banks so you can get the lowest price possible.

I hope this helps any parent thinking of purchasing a home for their student.  If your student is attending the University of South Carolina or any school in Columbia, SC please give me a call 803-422-8306.

Amy Gardner

www.aogproperties.com

Having the option for owner financing on MLS could be a great way to seperate your listing.  In today's lending market it is becoming very difficult for buyers to obtain financing.  If you have the flexibility to owner finance there are plenty of great buyers out there that could use this type of offer.  Some of the advantages of owner financing would be charging a 7% or higher interest rate.  Having a steady cash flow of money monthly.  Helping reach the 2 year mark for capital gains.  Some of the disadvantages would be having to go through the foreclosure process if the buyer defaults.  Taking monthly payments and making sure their insurance stays in place.  Not having the cash to buy another property.  Some ways to overcome these issues are have the buyer make at least a 10% down payment.  That way the buyer has money vested from the start.  Hire a property manager or use an on-line payment system to collect monthly rent.  Lastly, hire an attorney to help with the terms of the owner finance. 

Another option is to owner finance a 2nd mortgage.  If the buyers can afford 80% of the financing and have 10% to put down hold a 2nd mortgage of 10% to help get your property sold.

For sellers and agents this could be a huge asset in selling your home quickly.  There are decent buyers out there who just can't get the financing with todays lending authority.  Give it a try and let me know how it works out!

Amy Gardner

803-422-8306

Columbia, SC investment property! This house won't last long!!!

2714 Covenant Road

Columbia, SC 29204

$35,000

2 bed / 1bath

928 sqft

Midland Terrace Subdivision

House needs repairs but will be a very cute house!

Call Amy Gardner for acces and more details 803-422-8306!

www.aogproperties.com

101 Patton Dr. Greenville, SC 29605
3/1, 870sf, Augusta Acres subdivision on .62 acres.
Could subdivide lot to build or sale!!
Everything is brand new: carpet, paint, countertops, vinyl floor, everything in the bathroom, fixtures, and much more.
Rental Potential: $600- $750
No Repairs Needed!!!

Please call Amy for access or information 803-422-8306!!!

PRICE: $50,000

This is a great investment property for a SC investor.  Please feel free to call me with any questions about investment property!