sellers: Your Neighbors Foreclosure is YOUR Problem!
- 03/10/09 07:38 AM
We are hearing about the many foreclosures affecting American homeownership but I have found that many sellers do not fully understand how they affect them individually. They may feel sorry for their neighbors who have lost their homes but they do not realize that their neighbor's loss is theirs as well.
When a home enters into foreclosure the bank prefers to unload it quickly. They do not have the resources to hold onto the home and rent it until the market returns and they have little interest in holding onto it to get the highest possible price. Additionally, many homes … (0 comments)
sellers: More Than Just A Sign
- 02/19/09 04:38 AM
I am NOT your average agent and I am confident that you will discover that you can rely on my knowledge, experience and confidentiality. My experience offers a sophisticated approach to analyzing your needs. After years of observation, interaction and training in the real estate industry, I am able to help you through every aspect of the transaction. This translates into a smooth move with a seasoned professional. The market is changing and what used to be a hot market is becoming an "intelligent market". The buyers today are thinking through their decisions more than they have over the past years … (1 comments)
sellers: Making Your Home An Experience
- 02/19/09 04:25 AM
Your home is most likely the largest investment of your life. Therefore, the sale of it is perhaps one of the most important decisions you will ever make. There is more to the home selling process than simply receiving an offer on your home and determining if it is a price that you can live with. When preparing your home for sale it is important to understand that buyers do not simply look with their eyes. Below are some tips to making your home an experience using all five senses... The Five Senses: Sight: Removing clutter makes each room feel spacious and comfortable. Buyers do … (0 comments)
sellers: No Money? How About Your First Born…
- 12/04/08 05:20 AM
I have to admit, I understand how some mortgage brokers could have become caught up in providing creative financing to many innocent buyers with no money and little ability to make monthly mortgage payments. After all, I suspect that many lenders trusted the fact that these buyers understood that they would be paying more on their mortgage payment than their current rent payment. I am certainly not justifying the lenders that are now being called "predatory lenders" I am simply stating that I can see how it can happen. What I don't understand is the new generation of so-called predators under … (2 comments)
sellers: Clean Kids Club
- 11/13/08 07:51 AM
Are you ready to sell your home but worried about the kids rooms? You are not alone. One of the largest stressors in selling your home is having it ready to show and if you are family with children the idea can seem daunting. Rather than fighting against the nature, or should I say natural disaster, of your child sign them up for the Equity Group Clean Kids Award. This is a monthly award that I offer to your child for keeping their rooms clean. They will receive a certificate and gift for each month that they have helped during the … (0 comments)
sellers: $225,000 - View Lot
- 11/12/08 07:26 AM
Unbeatable views! Enjoy this highly sought after neighborhood with walking trails along the river, blocks from downtown Historic Willamette and many neighborhood parks. Utilities are in and ready to build. Bring your builder or will build to suit.
… (0 comments)
sellers: $689,000 - Bring Your Builder or Will Build To Suit
- 11/12/08 07:22 AM
Exceptional views from this ready to build lot in sought after neighborhood. Will build to suit by high end local builder. Some of the features included: hardwood floors, granite counters, cherry or oak cabinets, and tile floors. Located a block away from the Tualatin River and a few blocks from downtown Historic Willamette this is truly a place to call home!
sellers: Financial Security = Tangible Investment
- 11/12/08 06:35 AM
We have made it through the elections and regardless of whether or not your candidate was elected President, we all know that change is approaching. These changes will not happen on January 20, 2009 when Barack Obama takes office, in fact, we may not see any significant changes for a year or more. However, based on Obama's campaign, some of the changes that we can expect are: •· Significant tax relief for middle/lower class, small businesses as well as Senior Americans. •· Improve job security by encouraging American companies to keep jobs at home. •· Invest in clean energy by providing … (0 comments)
sellers: It's No Longer An Option
- 11/04/08 06:11 AM
Home staging is no longer an option when selling your home. Whether you are staging yourself or hiring a professional it is a necessary action to take. The purpose of staging is to clear the room surface while also making it appealing to look at. Many people have difficulty doing this on their own because they are emotionally attached to the items that they have displayed. It is also difficult because many sellers have not fully accepted the fact that they will be moving in a short period of time and want their home to remain as they have it. Here … (0 comments)
sellers: You Might Be A Professional If...
- 11/04/08 05:36 AM
The changing real estate market has caught many agents by surprise. This is a tough business to be in with duties ranging between home staging and decorating to sales and marketing to negotiation and loss mitigation. When the market is good we are buffered from some of the more discouraging aspects of our business because the income opportunities distract us. However, when the market is slower we have to work twice as hard to earn half the profits. It is times like these that determine the true professionals. Professionals do not whine about the changes, they embrace them as an opportunity … (6 comments)
sellers: Appealing Property Taxes
- 10/31/08 05:58 AM
Over the last couple of weeks many of us have received our property tax bills. In the past we have experienced appreciating market values and often did not look too closely at what we were being taxed. However, now that we are in a sliding market it is important to keep an eye out for as many savings opportunities as possible. A great way to do this is to appeal your property taxes to the Board of Tax Appeals. This process begins by completing the necessary form to file a petition and providing documentation showing evidence of property value. Evidence can … (2 comments)
sellers: HOPE for Homeowners
- 10/16/08 07:52 AM
As part of the Federal Governments efforts to assist homeowners who are potentially facing foreclosure a refinancing program has been created called HOPE. This FHA program allows homeowners having difficulty paying their existing mortgages to refinance into FHA secured mortgages that they can afford. For borrowers who refinance using this program, lenders will be required to "write down" the size of their mortgage to a maximum of 90% of the homes new appraised value. Only owner occupants with no second homes are eligible for this program. Additionally, the following criteria must be met: Their mortgage must have originated on or before … (0 comments)
sellers: Market Action
- 10/15/08 05:46 AM
The latest Market Action report, which is provided by PMAR (Portland Metro Association of Realtors), came out today with statistics for the month of September. According to this report, market activity continues to slide, however, not as significantly as it has over the past few months. Additionally, we are seeing a 15% decrease in new listings from last year which is an indicator of lack of market confidence. Based on the current rate of sales and number of homes to sell it would take 10.4 months to sell all of the inventory on the market. We continue to see a decrease … (0 comments)
sellers: You Want Me To Pay What?!?
- 10/13/08 04:58 AM
Let me begin by apologizing. I have been in Real Estate for nearly 8 years now and when I sit down and talk with sellers about the sale of their home we talk about marketing, staging, curb appeal, etc. I have just realized that we have not said a word about what you are paying for! I know what you are thinking, "the marketing of my home of course," but you are wrong. Yes, marketing is important but any relatively savvy agent can find out where the best places to advertise your home are (and it is not the newspaper), any … (0 comments)
sellers: Fact or Fiction?
- 10/10/08 04:06 AM
There are many Real Estate myths, common misnomers and unknown facts circulating about Real Estate. Some of these concepts go as far as contradicting themselves. How does an intelligent consumer sift through all that they are fed to get the real scoop? Many first time buyers are overwhelmed by the number of "knowledgeable" friends and family members who want to help them to make good decisions. Unfortunately, many times Aunt Ida's advice is contrary to Brother John's advice which is the complete opposite of co-worker Sally's advice. Some of the concepts I would like feedback, questions and comments on are: •· … (3 comments)
sellers: No More Loans!
- 10/09/08 09:11 AM
Sometimes I wonder where the media comes up with its content. In case the general population is not anxious enough about our countries state of affairs we have people running around saying "the sky is falling, the sky is falling!" The reality is: there are plenty of loans available. Yes, you do need to have a job in order to get a loan and chances are you are going to have to put some money down in order to purchase the home. FHA (First Time Home Buyer or anyone who has not owned a home in the past 3 years) is … (1 comments)
sellers: Making a Million!
- 10/08/08 04:53 AM
What a month! Lehman Brothers, Merrill Lynch, Fannie Mae, Freddie Mac, AIG... Now on to some better news... Did you know that more millionaires were made during the great depression than any other era in U.S. history? Although many of us consider the Great Depression a bleak time in our history it was actually a pivotal turning point for our country both economically and innovatively. Here is a little history lesson: The Great Depression actually began several years before the 1929 stock market crash and lasted until World War II brought the country out of it. In the years prior to … (2 comments)
sellers: $7500 Tax Credit
- 10/08/08 04:50 AM
As we approach the beginning of the school year I am amazed at how quickly the summer has passed. I looked down at my calendar today and realized that I only have 2 weeks to purchase school supplies, clothes and back-packs. I have yet to figure out where the summer has gone and despite high hopes for a summertime market recovery, activity continues to be slow. The good news is that the federal government is making efforts to resurge the Real Estate market by passing legislation that would benefit first time home buyers. The federal government considers a "first time buyer" … (4 comments)
We are hearing about the many foreclosures affecting American homeownership but I have found that many sellers do not fully understand how they affect them individually. They may feel sorry for their neighbors who have lost their homes but they do not realize that their neighbor's loss is theirs as well.
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