Paint, A Little Splash Will Save Time and $$$! - 05/24/07 04:10 PM
My wife and I are preparing to paint the exterior of our home this Memorial Day weekend (better than fighting motorist & ferry traffic).
We have quite different opinions regarding the optimal hue for the home, gutters, and trim. So many colors to choose from! So, how did we resolve our … (0 comments)
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Redfin Empowering Consumers & Hurting Realtors? - 05/21/07 12:33 PM
If you are a Realtor, are you terrified of Redfin? Well if you are pondering what, or who, Redfin is, go check out their Web site http://www.redfin.com/stingray/do/start and see if they have an office in your area.
It is an online real estate service that permits:
Searching MLS ListingsTour Homes OnlineMake Offers & … (7 comments)
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MEW-MEW Said The Bear! - 05/18/07 05:29 PM
Since when does a bear say MEW? You probably associate the word MEW with cute, fuzzy adorable kittens, not a bear.
MEW stands for "mortgage equity withdrawal," meaning the cash that homeowners can extract by refinancing their houses, or getting home equity loans. Up until last year, as home prices have … (0 comments)
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Web site offers way to dump, receive fill dirt - 05/16/07 09:00 PM
Need to make a mountain out of a mole hill? What about the flip side?
New to the Seattle, Tacoma and Bellingham metro areas, the Web site http://dirtfill.com connects contractors with excess fill, to contractors or residents who need it. Connections for other states are listed also.
Receivers get clean dirt fill … (2 comments)
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ARMS - Option & Interest-only - 05/16/07 07:33 PM
The Washington State Department of Financial Institutions (DFI) has some useful data regarding ARMS.
As many Realtors and Loan Officers are aware, these have been abused, due to failure to properly disclose all of the risk. This Adobe PDF file is about seventeen pages of data. Good information to give a prospect … (0 comments)
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Title Insurance Quotes Web Site - 05/16/07 12:33 AM
I found an interesting Web site that sends your request for title insurance to five companies. The companies compete for the quote for a purchase or refinance transaction.https://titleinsurance.comHere is the information from their FAQs Web page.How does Titleinsurance.com get paid? Titleinsurance.com does not charge you, the consumer, any fees for its … (0 comments)
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Free 'Guide To Home Loans' CD - 05/15/07 09:55 PM
Want to get educated on the home loan process? The Washington State Department of Financial Institutions offers a free CD. Go to the Web site, and fill out the on-line form. Great information to get you up to speed for the mortgage loan process in Washington state.
http://www.dfi.wa.gov/consumers/order_homeloans_cd.htm
Topics include:
Home Loan Basics
Before … (0 comments)
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Camping In Yurts - 05/15/07 03:11 PM
Is your inflatable mattress thinner, or are your bones more tender than a few decades ago?
Washington state parks are realizing an aging camper population wants more choices than pitching a tent, especially since we only have about four months of warm camping weather.
Yurts (wooden tepee) and camping cabins … (0 comments)
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Mortgage Brokers Save You Money-Part II - 05/15/07 11:21 AM
In Part I, Mortgage Brokers Save You Money-Part I we noted that mortgage brokers generally offer better financing packages than banks.
Let's examine this issue in more detail. Bank lenders only offers mortgage products from their own (usually very limited) products the bank produces. Sometimes bank lending agents may not want to … (2 comments)
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Road Rage - Top 25 Cities - 05/15/07 11:01 AM
Interesting AP story about road rage. Having grown up in Miami, and frequently visiting relatives there, sometimes it can be more exciting than a day at Disney World!New survey puts Miami on top of rude-driver list By SARAH LARIMER The Associated Press MIAMI — For the second consecutive year, Miami topped … (1 comments)
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Whatcom County Tourism - 05/11/07 03:15 PM
Bellingham offers a wide range of recreational and sight-seeing opportunities.Staying for a weekend, or a lengthy stay? Check out some of these Web sites for more details on enjoying your stay!Order a visitors packet! Just click the link below... FREE visitors packetBellingham's Best Buys! Get a great rate at participating hotels. … (0 comments)
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Mortgage Brokers Save You Money-Part I - 05/11/07 03:06 PM
You finally got the house you wanted! You should be happy as a lark. But what if, after moving in, you discover you could have gotten a much better financial deal? Would you still be as happy as a lark? It is quite possible to get the best deal, by using … (0 comments)
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Whatcom County: Prices Flat, Inventory Up - 05/10/07 10:39 PM
BY THE NUMBERS Homes sold through April 30: 919 Same period in 2006: 1,073 Homes listed for sale on April 30: 1,705 Condominiums: 600 MEDIAN SALE PRICE April: $271,556 March: $271,000 April 2006: $265,000 SOURCE: NORTHWEST MULTIPLE LISTING SERVICE
Looking for a home or condominium in Bellingham or Whatcom County? Well … (0 comments)
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Lenders' Foreclosure Curtailing Strategies - 05/09/07 11:24 PM
It's good to see more lenders intervening to assist current homeowners, and reduce the number of foreclosures! The following strategies should assist many families. Financial and political pressure are motivating lender to try to avoid foreclosures, lenders are taking action on several fronts:
Fannie Mae, America's leading mortgage lender, is … (3 comments)
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Don't Be Just Another Fish In The Sea - 05/08/07 11:08 AM
As one of many loan officer in Bellingham, I need to distinguish myself from competing mortgage companies and banks offering home loans. One way is the wonderful ActiveRain Web site! I've had two prospects contact me after discovering me on the ActiveRain site!Customer service is a key component these days, … (2 comments)
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Help Getting A Good Mortgage - 05/08/07 09:35 AM
Bellingham Washington, and other cities in our state, continue to defy the national trend of declining home prices. Does this mean that purchasing any home is a good investment? - NO!Home buyers need to make & take the time to get a home AND LOAN they can truly afford, especially … (0 comments)
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Free PDF Conversion Software - 05/07/07 12:56 PM
The Adobe PDF file format is a standard for most city, state, and federal government agencies.
Have to correspond with a client or prospect who doesn't have the same version of Microsoft Word as you do? PDF is a great option. Adobe provides the Acrobat reader for free.
Another option for scanning … (2 comments)
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Yakima Man Has Petrified Forest on Property - 05/04/07 09:22 PM
I doubt many of us pay any attention to the 'Mineral Right' clause hidden away in the stack of papers at a loan closing. This is a fascinating story or a guy in Yakima who discovered high quality petrified rocks; However, it wasn't just a few fragments, it was a forest … (1 comments)
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Whatcom County Home Prices Up In FIrst Quarter - 05/03/07 01:12 PM
An encouraging article in the Bellingham Herald notes that home prices for the Bellingham area have increased compared to one year ago. While many other areas of our country struggle with flat or declining property values, Bellingham had the fourth highest appreciation rate in a survery of 63 metropolitan areas!
… (1 comments)
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