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Have you ever gotten an appraisal back on your home for a refinance (or sale) and found that it did not appraise for what you thought it should? Unfortunately this does occur on occasion. You may chuckle and say this occurs more times than not and you may think the appraiser is just a "deal killer", however you must realize that appraisals are based on actual market data and not a spin of the appraisal "value" wheel. Please don't blame us, we don't make the market, we just report it. Most people don't understand how we arrive at a value so
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