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certified loan signing agent: Political correctness? (Blah, blah, blah!!!) - 04/24/08 06:56 PM
Previously posted elsewhere by "A Quick Note"    
     Remember when it wasn't a crime to make a profit?....when someone found a recipe for success, you would strive to emulate that behavior so as to have a duplicate result? Better yet, you'd do it better than the other guy, thus raising the bar and … (0 comments)

certified loan signing agent: Adventures of a Notary Signing Agent... - 04/19/08 02:37 PM
Adventures of a Notary Signing Agent...
Previously posted elsewhere by "A Quick Note"
OK, so I arrive at a very modest, older (vintage 1950's) house after dark and the house is dimly lit. I remember I'd just gotten a new prescription for my glasses and my eyes were adjusting to them... Anyways, … (5 comments)

certified loan signing agent: Oops! Are your credentials showing? - 04/16/08 07:34 PM
Oops! Are your credentials showing?
Modified from a previous post made elsewhere by "A Quick Note" 
     I recognize that there is a vast difference in the goals, aspirations, education, training and especially the abilities of the professionals who visit this and other similar sites. This seems to be a theme that runs through … (0 comments)

certified loan signing agent: Notaries put their livelihood and freedom on the line for you... - 04/16/08 04:07 PM
Excerpts from: Amendments and New Laws Effective January 1, 2008 [Notary Handbook-California Secretary of State]
           The certificate of acknowledgment now is executed under penalty of perjury (Civil Code section 1189)           In addition to the background check by the Department of Justice, notary public applicants' fingerprints will be submitted to … (2 comments)

certified loan signing agent: Raise your right hand..."do you solemnly swear or affirm that...." - 04/16/08 01:09 AM
Previously posted elsewhere by "A Quick Note" on May 11, 2007
Hey! CA Notaries: Did you administer your oath today?8214.1. The Secretary of State may refuse to appoint any person asnotary public or may revoke or suspend the commission of any notarypublic upon any of the following grounds:............(k) Failure to administer the oath … (12 comments)

certified loan signing agent: Notaries...Planning your schedule? Plan to change it too... - 04/12/08 10:36 AM

Originally posted elsewhere by "A Quick Note" on April 15, 2007
As a notary signing agent, we are also master-planners. We take phone calls, set appointments, pick-up and deliver documents, catch FEDEX and UPS trucks, navigate traffic situations while printing docs, while waiting for that fax from escrow, while trying to choke down … (13 comments)

certified loan signing agent: What have you done for me lately? - 04/12/08 01:53 AM
What have you done for me lately?
Originally posted elsewhere by "A Quick Note" on June 2, 2007  
     In my former life, I managed fast-food restaurants. The kids who worked for me would ask for raises having done nothing (other than being on the payroll) to earn more compensation. I was often required to … (2 comments)

certified loan signing agent: California Dreamin'.........Don't give the Notary a hard time! - 04/10/08 03:59 PM
Originally posted elsewhere by "A QUICK NOTE" on May 11, 2007
     I ran across another "lawfully challenged" individual (mortgage broker) yesterday. He just wanted to get his deal done and was truly "put off" by my adherence to the law.  Although he didn't cross over the line, he came very close.  … (2 comments)

certified loan signing agent: No real cure for borrowers fears...only levels of comfort with the process - 04/07/08 07:59 PM
 
In my experience, having conducted over 5,000 signings, borrowers often have trepidation at the signing table.  For the most part, mortgage brokers don't even know that the docs have finally come together from the lender and that escrow has sent me to sign their clients.  After their surprise of my calling them to … (4 comments)

certified loan signing agent: This tape will self-destruct in 10 seconds...or my head will explode... - 04/02/08 11:22 PM
What is the meaning of life?I could tell you but then I'd have to kill you! 
Perhaps the meaning of life is to enjoy the experiences you share with those you love.  How's that? 
 So many of us get wrapped up into our business that we forget how to "download" properly...  Vacations can even … (2 comments)

certified loan signing agent: What "pet" names do you find offensive? - 03/31/08 11:59 PM
 When I was a younger guy, I used to work with a gal from somewhere down south.  Her manner of speaking soon rubbed off on those who worked around her and had me referring to women I was friendly with as "Hon" ...(short for honey).  I honestly never meant it as … (7 comments)

certified loan signing agent: There is no magic pill for doing what is right... - 03/24/08 11:51 PM
As Notary Signing Agents, there is no magic pill that will protect us from the pitfalls of fraud in the mortgage industry.  There are also no easy answers, no guarantees that we will not be approached by those less scrupulous characters in our society intent on doing fraud. 
Our real protection  (and … (8 comments)

certified loan signing agent: Why the "bad guys" continue to get away with things...FRAUD=BAD - 03/20/08 02:32 PM
I recently was approached by an unethical person who apparently wished to engage a Notary, ...any Notary, in an endeavor whereby the act of notarization itself made the document a fraud.  He apparently knew that this was an illegal act, and was fishing for a sucker so that he could say to … (4 comments)

certified loan signing agent: Want advice? Don't bet on horses with long tails... - 03/19/08 07:29 PM
In my experience, having conducted over 5,000 signings, borrowers often have trepidation at the signing table.  For the most part, mortgage brokers don't even know that the docs have finally come together from the lender and that escrow has sent me to sign their clients.  After the surprise of my calling them to … (3 comments)

certified loan signing agent: Did your notary interpret something for you?? Oopsy!! That's a NO-NO!! - 03/11/08 01:20 AM
                                            
While a Notary Signing Agent may have all that is needed to get you through your signing and be able to provide you with alot of "general" information as to your documents, he or she shouldn't be advising you.  Unless of course your NSA is also an attorney or a licensed … (0 comments)

certified loan signing agent: Steer clear of fraud...and regret - 03/03/08 01:52 AM
If you choose to ask a notary to back-date or otherwise "color outside the lines" you may be engaging in a no-no yourself.  While many RE professionals spend weeks, even months getting a deal together and servicing their clients so-as to cross every "t" and dot every "i", it never fails … (1 comments)

 
Notary: Shannon Ziccardi ("A Quick Note")
Shannon Ziccardi
Lake Forest, CA
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"A Quick Note"

Office Phone: (949) 279-6874
Cell Phone: (949) 279-6874
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