notary public: Firefighters, Foreclosures, Modifications and Mindsets...can I help? - 11/16/08 04:12 PM
With Southern Californians once again wiping smoke-induced sleep from their eyes, modification specialists and attorneys working to avoid thousands of expected foreclosures from happening and a nation inundated with economic doom and gloom, it is a wonder to see acts of goodness occurring before your eyes. During continuous coverage of the … (2 comments)
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notary public: This question still comes up now and then...What is an NSA? - 10/17/08 12:45 PM
A Notary Signing Agent is a Notary Public with specific training and familiarity with the signing of Mortgage Loan Documents. Specifically, I obtain documents from mortgage brokers or escrow officers, schedule appointments for their borrowers and go to their homes or offices to conduct their closing. While notaries refrain from offering … (2 comments)
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notary public: Disclaimer...CAUTION-Good News Ahead...some "CAN'T HANDLE THE TRUTH!!" - 10/14/08 12:39 PM
Let me begin by telling you that I'm a NOTARY SIGNING AGENT. This is the profession that I love and am truly best suited to do. I belong to a number of Notary-related (and other) groups here on Active Rain. With all the bad news we see and hear each day, … (0 comments)
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notary public: Is it slow?....I'd go play golf....if I could afford it! - 09/13/08 08:02 PM
Is it slow?....I'd go play golf....if I could afford it!
One of my kids goes to Community College and works at the local country club. One of the perks is free golf at numerous courses throughout Southern California....(you know the ones that I can't afford to play at).... The little rat … (8 comments)
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notary public: Any other Techno-Mobile Offices out there? - 09/11/08 11:38 AM
Any other Techno-Mobile Offices out there?
I am a huge believer in technology. On board I utilize the following gadgets: Of course my blue-tooth cell phone, voice activated GPS (couldn't live without it), my laptop on a very cool device called an Airdesk with wireless internet of course, a … (2 comments)
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notary public: Q: How many brokers does it take to screw up just one deal? - 07/08/08 12:58 AM
The answer is, just one as I'm sure many of you already know...
I know because I've seen a number of deals go sideways at the signing table.
How?
The mortgage broker insisted on "sitting in" during the presentation of loan documents by the Notary Signing Agent. Only twice in my personal … (13 comments)
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notary public: Some of my favorite quotes you might have missed....enjoy! - 04/27/08 12:45 PM
Here are some quotes from recent ("A Quick Note") posts you might have missed:
On integrity....
I made up my mind, long before entering this line of work, that my work had to represent integrity. In order to do anything well, you have to be able to sleep at night. The hardest challenge a … (11 comments)
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notary public: Political correctness? (Blah, blah, blah!!!) - 04/24/08 06:56 PM
Previously posted elsewhere by "A Quick Note"
Remember when it wasn't a crime to make a profit?....when someone found a recipe for success, you would strive to emulate that behavior so as to have a duplicate result? Better yet, you'd do it better than the other guy, thus raising the bar and … (0 comments)
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notary public: Adventures of a Notary Signing Agent... - 04/19/08 02:37 PM
Adventures of a Notary Signing Agent...
Previously posted elsewhere by "A Quick Note"
OK, so I arrive at a very modest, older (vintage 1950's) house after dark and the house is dimly lit. I remember I'd just gotten a new prescription for my glasses and my eyes were adjusting to them... Anyways, … (5 comments)
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notary public: Ethics...The Golden Rule...and Us, The Notary Signing Agent... - 04/18/08 12:28 PM
Modified from a post made elsewhere by "A Quick Note"
DON'T GET CAUGHT UP IN THE DETAILS HERE FOLKS....YOUR STATE (OR YOUR BELIEFS ABOUT CORRECT PROCEDURE) MAY BE DIFFERENT. TRY TO SOAK IN THE BIGGER MESSAGE.....We have all been approached by the last minute Loan Officer, Mortgage Broker or even the occassional … (0 comments)
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notary public: Notarize it.... 'cuz I said so, that's why!! - 04/17/08 02:02 PM
I'm a service provider. Nothing makes me happier than to help a client with their notary needs and to help complete their business documents. I get frustrated when, like today for example, I receive incomplete documents with blanks. I kindly instruct my client that the document must be completed prior to notarization … (16 comments)
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notary public: Oops! Are your credentials showing? - 04/16/08 07:34 PM
Oops! Are your credentials showing?
Modified from a previous post made elsewhere by "A Quick Note"
I recognize that there is a vast difference in the goals, aspirations, education, training and especially the abilities of the professionals who visit this and other similar sites. This seems to be a theme that runs through … (0 comments)
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notary public: Notaries put their livelihood and freedom on the line for you... - 04/16/08 04:07 PM
Excerpts from: Amendments and New Laws Effective January 1, 2008 [Notary Handbook-California Secretary of State]
The certificate of acknowledgment now is executed under penalty of perjury (Civil Code section 1189) In addition to the background check by the Department of Justice, notary public applicants' fingerprints will be submitted to … (2 comments)
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notary public: Raise your right hand..."do you solemnly swear or affirm that...." - 04/16/08 01:09 AM
Previously posted elsewhere by "A Quick Note" on May 11, 2007
Hey! CA Notaries: Did you administer your oath today?8214.1. The Secretary of State may refuse to appoint any person asnotary public or may revoke or suspend the commission of any notarypublic upon any of the following grounds:............(k) Failure to administer the oath … (12 comments)
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notary public: Notaries...Planning your schedule? Plan to change it too... - 04/12/08 10:36 AM
Originally posted elsewhere by "A Quick Note" on April 15, 2007
As a notary signing agent, we are also master-planners. We take phone calls, set appointments, pick-up and deliver documents, catch FEDEX and UPS trucks, navigate traffic situations while printing docs, while waiting for that fax from escrow, while trying to choke down … (13 comments)
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notary public: What have you done for me lately? - 04/12/08 01:53 AM
What have you done for me lately?
Originally posted elsewhere by "A Quick Note" on June 2, 2007
In my former life, I managed fast-food restaurants. The kids who worked for me would ask for raises having done nothing (other than being on the payroll) to earn more compensation. I was often required to … (2 comments)
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notary public: California Dreamin'.........Don't give the Notary a hard time! - 04/10/08 03:59 PM
Originally posted elsewhere by "A QUICK NOTE" on May 11, 2007
I ran across another "lawfully challenged" individual (mortgage broker) yesterday. He just wanted to get his deal done and was truly "put off" by my adherence to the law. Although he didn't cross over the line, he came very close. … (2 comments)
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notary public: No real cure for borrowers fears...only levels of comfort with the process - 04/07/08 07:59 PM
In my experience, having conducted over 5,000 signings, borrowers often have trepidation at the signing table. For the most part, mortgage brokers don't even know that the docs have finally come together from the lender and that escrow has sent me to sign their clients. After their surprise of my calling them to … (4 comments)
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notary public: I'm just a drop of water,...in a river, long and winding... - 04/05/08 09:10 AM
Playing "office" when I was a kid was always my favorite pastime. When my friends were excited about sports equipment, toys and games, I was always happiest with a fresh batch of office supplies. I liked forms and checklists, pens and binder clips. I was always a CEO or a President … (2 comments)
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notary public: This tape will self-destruct in 10 seconds...or my head will explode... - 04/02/08 11:22 PM
What is the meaning of life?I could tell you but then I'd have to kill you!
Perhaps the meaning of life is to enjoy the experiences you share with those you love. How's that?
So many of us get wrapped up into our business that we forget how to "download" properly... Vacations can even … (2 comments)
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notary public: What "pet" names do you find offensive? - 03/31/08 11:59 PM
When I was a younger guy, I used to work with a gal from somewhere down south. Her manner of speaking soon rubbed off on those who worked around her and had me referring to women I was friendly with as "Hon" ...(short for honey). I honestly never meant it as … (7 comments)
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notary public: Networking groups sometimes missing the mark...must be a better way! - 03/30/08 12:01 PM
Ever feel like you've been to one-too-many mixers, seminars and networking group recruiting breakfasts? Most give you that cheesy nametag to wear so that insincere social misfits can walk up to you, call you by name, and spend the next 20 minutes blathering on about their local store which, by the … (5 comments)
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notary public: Campaign buttons...I like the concept! - 03/30/08 12:53 AM
Remember when a campaign button was an effective tool? If you do, you are surely much older than I am. Still, I like the simplicity of them. Today, so much of our advertising is high-tech, internet related or somehow even more impersonal. Buttons seem to be more tangible and even more … (0 comments)
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notary public: Remembering those old wounds...Healing nicely thanks! - 03/29/08 12:12 PM
I remember my writings from last year. I was in a funk about business being slow. Several of the lenders, mortgage brokerages and escrow companies we had done considerable work with suddenly closed their doors forever. It seems that the shock of my new circumstance was difficult for me and I was … (4 comments)
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notary public: Running man brings new meaning to 10k - 03/28/08 03:47 PM
The running man? He's my logo and a metaphor for the craziness I experience when business is good. My best example?: My best day ever-(12) twelve sets of loan documents (across six counties) signed, sealed and delivered. I left for my first appointment that day at 4AM. My final appointment … (0 comments)
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notary public: An advertising suggestion that makes alot of sense (simplify....) - 03/25/08 06:32 PM
Recently, I asked for friends to review my website...(because yesterday I didn't know what a webmaster was...today I ARE ONE!!) A comment that came from my brother was about "Branding". He stated that he saw me shorten my business name to initials only in places throughout the site and that he … (5 comments)
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notary public: There is no magic pill for doing what is right... - 03/24/08 11:51 PM
As Notary Signing Agents, there is no magic pill that will protect us from the pitfalls of fraud in the mortgage industry. There are also no easy answers, no guarantees that we will not be approached by those less scrupulous characters in our society intent on doing fraud.
Our real protection (and … (8 comments)
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notary public: Why the "bad guys" continue to get away with things...FRAUD=BAD - 03/20/08 02:32 PM
I recently was approached by an unethical person who apparently wished to engage a Notary, ...any Notary, in an endeavor whereby the act of notarization itself made the document a fraud. He apparently knew that this was an illegal act, and was fishing for a sucker so that he could say to … (4 comments)
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notary public: Want advice? Don't bet on horses with long tails... - 03/19/08 07:29 PM
In my experience, having conducted over 5,000 signings, borrowers often have trepidation at the signing table. For the most part, mortgage brokers don't even know that the docs have finally come together from the lender and that escrow has sent me to sign their clients. After the surprise of my calling them to … (3 comments)
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notary public: "Just another day in paradise..." - 03/19/08 10:36 AM
I am drawn to catch phrases and use them daily in my life. I thought that it might be fun to share a few of the many I use and see if anyone else does this too!
"If you can't get out of it, you have to get into it"
"Keep your chin up"
"Fake it, 'til … (3 comments)
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notary public: Did your notary interpret something for you?? Oopsy!! That's a NO-NO!! - 03/11/08 01:20 AM
While a Notary Signing Agent may have all that is needed to get you through your signing and be able to provide you with alot of "general" information as to your documents, he or she shouldn't be advising you. Unless of course your NSA is also an attorney or a licensed … (0 comments)
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notary public: Continuing the marketing effort by thinking outside the box... - 03/09/08 03:25 PM
Posters, banners, bootleg signs and blogging... because... ...sometimes, word-of-mouth just isn't enough! Sometimes, you have to go above and beyond to insure you're doing enough. Even then, you are not always sure...I update my training, list my services and attributes in as many places as I can comfortably afford, and focus on friendly customer … (2 comments)
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notary public: Directional/Human Signage...is it an effective tool? - 03/08/08 04:54 PM
I've seen this tactic used for new construction and the sale of Model Homes... Since the practice began to be so popular, I began to wonder if it would work for me...?
I finally decided to go out on a limb last week and ordered the signs... Can any of you provide feedback on … (5 comments)
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notary public: Steer clear of fraud...and regret - 03/03/08 01:52 AM
If you choose to ask a notary to back-date or otherwise "color outside the lines" you may be engaging in a no-no yourself. While many RE professionals spend weeks, even months getting a deal together and servicing their clients so-as to cross every "t" and dot every "i", it never fails … (1 comments)
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notary public: Weekend Warriors V.S. Professionals - 06/23/07 11:39 AM
Would you rather have someone providing you with services who does it on nights and weekends or, would you rather have a dedicated, experienced professional that works for you 7 days a week?
This is how I began-as a weekend warrior. I was a full-time college student. I'd returned to school after … (1 comments)
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