Ask Angela Clark, Owensboro's Real Estate Source

City of Owensboro Kentucky ranks on Forbes Magazine: Best Small Cities for Business & Careers!

Thu, 09 Feb 2012 16:02:26 -0500

Congratulations to the City of Owensboro for their move up the ranking by Forbes magazine to 58th for best small cities for business and careers! So many people are beginning to see what we've known for a long time - Owensboro is a GREAT place to live and work! Check out the article in today's Messenger-Inquirer!

Owensboro Messenger-Inquirer | News, Sports, and Weather covering Daviess, McLean, Hancock, Muhlenbe

Provides daily editions of local and national news, weather and sports. Includes local obituaries, opinions, lifestyle, and classified ads.

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Owensboro Kentucky Homes for Sale: Sunday February 12, 2012

Mon, 06 Feb 2012 14:50:46 -0500

Open House Sunday February 12, 2012

Click to View Details

List Price:	$213,400
City:	Owensboro
Street #:	2078
Address:	Little Stream Run
State:	KY
Zip Code:	42303
Area/Subdivision:	CROSS CREEK
Apx Ttl SqFt:	2345
Bedrooms:	4
Full Baths:	3
Half Baths:	0
Open House Info:	Date: 2/12/2012 Time: 1:00 PM - 2:30 PM Tour Sunday February 12, 2012 270-926-0055 office www.TonyClark.com

Save Listing View Details View Photos A (Active)

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List Price:	$143,500
City:	Owensboro
Street #:	1009
Address:	Michaels Court
State:	KY
Zip Code:	42303
Area/Subdivision:	OWEN PARK
Apx Ttl SqFt:	1560
Bedrooms:	3
Full Baths:	1
Half Baths:	1
Open House Info:	Date: 2/12/2012 Time: 1:00 PM - 2:30 PM Tour Sunday February 12, 2012 270-929-4022 cell 270-926-0055 office www.TonyClark.com

Save Listing View Details View Photos A (Active)

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Owensboro Kentucky Open House Saturday February 11, 2012

Mon, 06 Feb 2012 14:45:53 -0500

Owensboro Kentucky Open House: Saturday February 11, 2012

OLD MILL AREA 4600 Mill Spring Circle, Owensboro Kentucky 42303

Click to View Details

List Price:	$99,900
City:	Owensboro
Street #:	4600
Address:	Mill Spring Circle
State:	KY
Zip Code:	42303
Area/Subdivision:	OLD MILL
Apx Ttl SqFt:	1102
Bedrooms:	3
Full Baths:	1
Half Baths:	0
Open House Info:	Date: 2/11/2012 Time: 10:00 am - 12:00 pm Tour SATURDAY 2/11/2012 Open with Jerry Kessinger, Realtor 270-993-2401 cell 270-926-0055 office www.TonyClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

What do you want & need in your home? For Buyers

Thu, 02 Feb 2012 15:43:31 -0500

What Do You Want and Need in a Home?

Finding a new home can be exciting. But deciding what you truly want and need—and can afford—can be challenging. Making these decisions begins with setting priorities among many different preferences. Most homebuyers invariably face trade-offs. I help buyers, just like you, by sorting out your options. I provide my clients important insights specific to our local real estate market.

Basic Home Features

Do you prefer a single-family detached home, townhome, condominium, or other type of property?
Desired number of bedrooms and baths
Preferences regarding kitchen, dining, family rooms, etc. and preferred home layout
High-priority home features, such as kitchen appliances, fireplace, etc.
Other types of rooms needed (e.g., a home office or a hobby space)
Storage spaces (closets, basement, an outdoor shed, etc.)
Need for a garage or parking space, and if so, for how many cars?

Other Home Preferences

Ranch, two story, split level, etc.
Age and style of home (Victorian, bungalow, modern, etc.)
How important is energy efficiency or other green home features?

Neighborhods/Location

Commuting considerations (to work, shopping, etc.)
Proximity to desirable features (such as a community center, exercise facility, school, hospital, etc.)
Views—how important is to find your ideal view (overlooking a park, for example) or avoiding a bad one (a busy highway)?

Lot Characteristics

Size and shape, including back, front and side yards
Landscaping considerations—the need for open play areas, privacy, patio space, decking, etc.
Home orientation—is it important for your home to face a particular direction?

Life at Home

If you’ll be sharing your home with children, pets, live-in parents or others, how does this impact your housing preferences?
Both now, and in the future?
(For example, pets may require a fenced-in yard; older parents may dictate one-floor living.)
Proximity to neighbors

Related Costs

Homeowner association fees?
Property taxes

Trade-ofs

How much do you want to invest in a home beyond the purchase price, either financially or in terms of sweat equity, if you can’t find exactly what you want? Are you willing to consider other neighborhoods that provide better affordability?

Resale

How long do you plan to live in this home? How does this impact the type of home you will buy, how much you’ll spend, and your choice of location?

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Home for Sale 1912 Terrace Pointe ~ Heartlands ~ Owensboro Kentucky ~ New to Market!

Mon, 30 Jan 2012 15:10:05 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

1912 Terrace Pt, Owensboro, KY

Hidden on a quiet cul-de-sac in the Landings at Heartlands, this charming Brick & Vinyl Ranch features a split bedroom floorplan

3BR/2BA Single Family House

offered at $119,900

Year Built	2001
Sq Footage	1,160
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

Hidden on a quiet cul-de-sac in the Landings at Heartlands, this charming Brick & Vinyl Ranch features a split bedroom floorplan. You'll love the vaulted ceilings and open interior. Owners transformed the home with fresh, modern colors... It's move-in gorgeous! Open Kitchen comes well-equipped with refrigerator, dishwasher, range all staying. Privacy fenced yard. Uniquely shaped rear patio plus new deck is ready for spring! 10x12 Storage Bldg. Available for $119,900, 1912 Terrace Pointe is the right home for great beginnings. Call Angela Clark CRS 270-929-4022 cell/text. Tony Clark Realtors
http://www.TonyClark.com

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- High/Vaulted ceiling
- Walk-in closet	- Laundry area - inside

COMMUNITY FEATURES

- Garage parking

ADDITIONAL PHOTOS

Main	Photo 2
Photo 3	Photo 4
Photo 5

Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 30, 2012, 9:20am PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

2741 Eastern Parkway Owensboro Kentucky

Tue, 24 Jan 2012 17:22:16 -0500

2741 Eastern Pkwy Owensboro Kentucky

Desirable Home in Desirable Area! 2 br, 2 bath brick ranch with Partial Basement. 2 Fireplaces. Formal Liv Rm. New Kitchen. Updated thru-out! Sunroom. Now $147,900.

Call Tony Clark CRS/CRB/ Broker 270-929-4020

Tony Clark REALTORS 270-926-0055 office

Online at www.TonyClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Take a Tour! 1009 Michaels Court Owensboro Kentucky Home for Sale

Tue, 24 Jan 2012 17:14:07 -0500

New to Market!
1009 Michaels Court Owensboro Kentucky 42303
Available thru Angela Clark CRS Tony Clark Realtors

1009 Michaels Court Owensboro Kentucky 42303

Owen Park area! Terrific 2-story with 3BR, 1.5 BA. Formal Liv & Din Rms. Open Fam Rm with fireplace. New stainless steel appliances (Refrigerator, Dishwasher, Range, Microwave) all stay. You'll love the clean white cabinetry that pops against the wood laminate floors in the galley Kitchen. Privacy fenced. The whole family will enjoy spending their time in the backyard: Privacy fenced with a patio. 17'x35' In-ground swimming pool has new liner & filter as of Spring 2011. Exterior buildings include the awesome Pool House. All pool equipment stays. Located on quiet court. Choice school district. Call Angela Clark CRS 270-929-4022 with Tony Clark Realtors.

Ask your neighbor who sold their home. Chances are, Angela Clark with Tony Clark Realtors did!

www.AngelaRClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Open House! Saturday January 28, 2012

Tue, 24 Jan 2012 16:06:21 -0500

Owensboro Kentucky Real Estate Open Houses for Saturday, January 28, 2012

Click to View Details

List Price:	$213,400
City:	Owensboro
Street #:	2078
Address:	Little Stream Run
State:	KY
Zip Code:	42303
Area/Subdivision:	CROSS CREEK
Apx Ttl SqFt:	2345
Bedrooms:	4
Full Baths:	3
Half Baths:	0
Open House Info:	Date: 1/28/2012 Time: 12:00 PM - 2:00 PM www.TonyClark.com

Save Listing View Details View Photos A (Active)

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List Price:	$78,000
City:	Owensboro
Street #:	519
Address:	Bolivar Street
State:	KY
Zip Code:	42303
Area/Subdivision:	CENTRAL
Apx Ttl SqFt:	1231
Bedrooms:	3
Full Baths:	2
Half Baths:	0
Open House Info:	Date: 1/28/2012 Time: 10:30 AM - 12:00 PM Open with Rita Ward 270-925-5505. www.TonyClark.com

Save Listing View Details View Photos A (Active)

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List Price:	$70,000
City:	Owensboro
Street #:	2807
Address:	Daviess Street
State:	KY
Zip Code:	42303
Area/Subdivision:	CENTRAL
Apx Ttl SqFt:	1217
Bedrooms:	3
Full Baths:	1
Half Baths:	1
Open House Info:	Date: 1/28/2012 Time: 12:30 PM - 2:00 PM Open with Rita Ward 270-925-5505. www.TonyClark.com

Save Listing View Details View Photos A (Active)

Come tour these terrific Owensboro Kentucky home for sale with knowledgable Tony Clark REALTORS this Saturday January 28, 2012

See more online at www.TonyClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

New to Market! For Sale: 1009 Michaels Court Owensboro Kentucky 42303

Thu, 19 Jan 2012 20:31:25 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

1009 Michaels Ct, Owensboro, KY

"Owen Park" area, near Legion Park. Owensboro Kentucky 42303

3BR/1+1BA Single Family House

offered at $143,500

Year Built	1979
Sq Footage	1,560
Bedrooms	3
Bathrooms	1 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	0.24 acres
HOA/Maint	$0 per month

DESCRIPTION

Owen Park area! Terrific 2-story with 3BR, 1.5 BA. Formal Liv & Din Rms. Open Fam Rm with fireplace. New stainless steel appliances (Refrigerator, Dishwasher, Range, Microwave) all stay. You'll love the clean white cabinetry that pops against the wood laminate floors in the galley Kitchen. Privacy fenced. The whole family will enjoy spending their time in the backyard: Privacy fenced with a patio. 17'x35' In-ground swimming pool has new liner & filter as of Spring 2011. Exterior buildings include the awesome Pool House. All pool equipment stays. Located on quiet court. Choice school district.
Call listing agent, Angela Clark CRS, Tony Clark Realtors. 270-926-0055 ext 407 Office. 270-929-4022 cell.
More online at www.TonyClark.com

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Family room	- Living room	- Dishwasher
- Refrigerator	- Stove/Oven	- Microwave
- Stainless steel appliances	- Washer	- Dryer
- Laundry area - garage	- Swimming pool

COMMUNITY FEATURES

- Garage parking

ADDITIONAL PHOTOS

Photo 2	Photo 3
Photo 4	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12
Photo 13	Photo 14
Photo 15	Photo 16
Photo 17

Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 19, 2012, 3:05pm PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Open House! 6653 Waterford Place Owensboro Kentucky 42303 The SUMMIT

Sat, 14 Jan 2012 13:05:43 -0500

OPEN HOUSE 1-3pm Sunday January 15, 2011

Choice Home located in "THE SUMMIT" Country Club & Estates

MLS Number: 57853 A(Active)

Listing photos will refresh every 3 seconds.
This listing has 26 additional photos.

Available thru listing agent, Angela Clark Listing Brokerage: Tony Clark Realtors LLC

View My Listings

ANGELA CLARK

(O) (270) 926-0055 www.AngelaRClark.com

Tony Clark REALTORS LLC

2934 FREDERICA STREET

OWENSBORO KY 42301

(270) 926-0055

Save Listing Map Property Email Listing Calculate Payment Printable Version Request Additional Information

Open House : Date: 1/15/2012 Time: 1:00 PM - 2:30 PM

Open Sunday January 15th with the Angela Clark TEAM 270-929-4022

MLS Number: 57853

List Price: $256,900

Street #: 6653

Address: Waterford Place

Area/Subdivision: SUMMIT

City: Owensboro

State: KY

Zip Code: 42303

Tract: 14

Tax District: DAVIESS

Lot Size: 96 X 149

Apx Ttl SqFt: 2443

Apx SqFt 1st Level: 2443

Apx SqFt 2nd Level: 0

Apx SqFt Basement Unfinished: 0

Apx SqFt Basement Finished: 0

Year Built: 1999

Bedrooms: 3

Full Baths: 2

Half Baths: 0

Foyer Description: Hardwood Flrs

Elementary School: ESTVW

Middle School: DCM

High School: DCHS

Den Description: Office/Study

Living Room Description:

Rec Room Description:

Dining Room Description: Formal

Utility Room Description: Sink/Wash-Dry

Kitchen Description: Open & Light

Family Room Description:

Other Room 1 Description: Outdoor Space

Great Room Description: Frp/Builts-In

Other Room 2 Description: AwesomeViews

Bedrooms 1st: 3

Bedrooms 2nd: 0

Baths 1st: 2

Baths 2nd: 0

Baths Bsmt: 0

Half Baths 1st: 0

Half Baths 2nd: 0

Half Baths Bsmt: 0

Type/Style: Ranch/Single, Traditional

# Stories: One Story

Construction: Brick Veneer

Foundation: Crawl Space

Basement: None

Roof: Dimensional Shingles

Floors: Carpet, Hardwood, Tile

Heating Source: Gas

Heating System: Forced Air

Air Conditioning: Central Electric

Water Heater: Gas

Water/Sewer: County Water, Public Sewer

Garage/Carport: Garage-Double Attached, Garage Door Opener, Garage

Attic: Pull-Down Stairs

Appliances: Range, Refrigerator, Dishwasher, Microwave, Disposal, Exhaust Fan

Kitchen/Dining: Breakfast Area, Kitchen Bar, Eat-in Kitchen

Fireplace: Gas Logs, Glass Doors, Fireplace

Interior Features: Cathedral Ceiling, Ceiling Fan(s), Whirlpool, Security System, Walk-in Closet, W/D Hookup, Great Room Fireplace, Fireplace, Universal Design, Split Bedroom

Exterior Features: Cable Available, Landscaped, Patio, Scenic, Concrete Drive, Porch Front, Porch Back

Lot Description: Plat

Property Status: A

Remarks: Custom Built with Quality. Note the exquisite detail in wood moldings, the perfect placement of custom Pella windows offering golf course & lake views. Split bedroom design offers maximum privacy, with suite-like feel for owner & guests. Master Suite with hardwood, trey ceilings & french door leads to covered patio, with incredible views! Pampering Master Bath w/ walk-in tile shower, whirlpool tub & massive walk-in closet. You'll love the dramatic Formal Dining Rm. Massive Great Room with built-ins & fireplace. Home Office. Irrigation System. Surround Sound. Security System. THE SUMMIT!!

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

1425 Waverly Place Owensboro Kentucky Home For Sale Tour

Thu, 12 Jan 2012 21:03:13 -0500

New to Market! 1425 Waverly Place Owensboro Kentucky
Exquisite Tudor Revival Home for Sale
Beautifully Updated with all new, modern features: Seeing is believeing!
Call Angela Clark CRS with Tony Clark Realtors 270-929-4022 cell
www.TonyClark.com

Thinking of selling your home? Ask your neighbor who SOLD their home, Chances are Angela Clark with Tony Clark Realtors did! Call 270-926-0055 ext 407

Visit Angela online at www.AngelaRClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Downtown Owensboro Kentucky Condo for Lease! Sycamore Square W 1st Street, Owensboro Kentucky

Thu, 12 Jan 2012 20:57:49 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

985 W 1st St, Owensboro, KY

Luxuriously updated Riverfront Condo! Sycamore Square Owensboro Kentucky

2BR/2+1BA Condo

$1,500/month

Bedrooms	2
Bathrooms	2 full, 1 partial
Sq Footage	1,308
Parking	2 dedicated
Pet Policy	No pets
Deposit	$1,500

DESCRIPTION

985 West 1st Street Owensboro Kentucky
offers sensational views of the Ohio River! Inside you'll discover an incredibly updated condo: New Granite Countertops & Exquisite Tiled-Stone Backsplash, New Stainless Gourmet Appliances. See-thru fireplace. Features 2 bdrms (upstairs), 2 full and 1 half baths Optional Fam Rm/3rd bedroom in Basement. 2-car garage. Community offers terrific courtyard pool.

see additional photos below

RENTAL FEATURES

- Air conditioning	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Living room	- Office/Den
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Granite countertop	- Basement
- Laundry area - inside	- Balcony, Deck, or Patio

COMMUNITY FEATURES

- Garage parking	- Guest parking	- Swimming pool(s)
- Gated property

LEASE TERMS

One year lease. $1500/month, $1500 deposit. Call property manager Rick Brown at 270-926-5415 for application.

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

Equal Opportunity Housing

Posted: Jan 12, 2012, 3:36pm PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Just SOLD! Lake Forest 4582 Fountain View Trace Owensboro Kentucky

Thu, 12 Jan 2012 20:41:28 -0500

Just SOLD by Angela Clark CRS Tony Clark Realtors

4582 Fountain View Trace Owensboro Kentucky

Gorgeous 3 bedroom, 3 bath custom built home in "Lake Forest." The new owners are thrilled with the prospect of an easy to maintain yard. Are you searching for your dream home? Let Angela Clark find the right home for you! Call Angela Clark CRS 270-929-4022 with Tony Clark Realtors.

Ask your neighbor who sold their home. Chances are Angela Clark with Tony Clark Realtors did!

www.AngelaRClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Another ONE SOLD! What a great January

Thu, 12 Jan 2012 20:31:22 -0500

Just SOLD by Angela Clark CRS Tony Clark Realtors

2140 Stinnett Road Owensboro Area, Maceo Kentucky

Nestled on 7.5 acres, this 3 br, 2 bath home offers a scenic, serene setting. The new owners are excited to own a piece of the country, the beauty of our bluegrass state. Wanting to move to the country? Let Angela Clark find your picture perfect home! Call Angela Clark CRS 270-929-4022 with Tony Clark Realtors.

Ask your neighbor who sold their home. Chances are, Angela Clark with Tony Clark Realtors did!

www.AngelaRClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Just Reduced! Spring Bank: 4141 Stafford Court Owensboro Kentucky 42303

Thu, 12 Jan 2012 20:21:41 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

4141 Stafford Court, Owensboro, KY

Location, Location, Location! Choice Spring Bank Home with walk-out basement. 4141 Stafford Court Owensboro Kentucky

4BR/3BA Single Family House

offered at $255,000

Year Built	1976
Sq Footage	3,104
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	2 Car garage
Lot Size	0.48 acres
HOA/Maint	$0 per month

DESCRIPTION

Spring Bank! Hidden on a quiet court. Picturesque setting for this sprawling stone&siding home. 3 or 4 bedrooms, 2 full baths, 2 half baths. Gracious Formal Dining Rm. Sunken Living Rm. Everyone will love the Family Rm w/ fireplace & 2 sets of new Pella Sliding Glass Doors, leading to rear patio & its tiered decks. Walk-out Basement. Great Storage! 650 sq ft garage! Superbly maintained. New Roof in 2009. All windows replaced except 3(2 in basement). Updated Hardware & Lighting. Stone landscape wall. Great Outdoor Entertaining Space! Awesome Home, Superb value! A+ Location, Location, Location

Posted: Jan 12, 2012, 3:18pm PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Exquisite Tudor Revival Home For Sale. Located near Dogwood Azalea Trail Owensboro Kentucky

Fri, 06 Jan 2012 17:51:18 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

1425 Waverly Pl, Owensboro, KY

Exquisite Tudor Revival Home For Sale. Located near Dogwood Azalea Trail, Owensboro Kentucky

3BR/2+1BA Single Family House

offered at $315,500

Year Built	1925
Sq Footage	3,868
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	Unspecified
Parking	Unspecified
Lot Size	6,229 sqft
HOA/Maint	$0 per month

DESCRIPTION

Exquisite Tudor Revival home located near Dogwood Azalea Trail. You'll love the elegant exterior: decorative brick & stucco framing. Large grouping of windows. Decorative entryways, all hallmarks of true Tudor design. There's over 2848 sq ft finished, plus 1020 sqft Basement. Completely remodeled: New windows, New Electric includes 2 200-amp, New plumbing, New Insulation, Bosch Tankless Hot Water Heater, plus backup. Modern Kitchen has Top-of-the-Line Appliances. New Bathrooms with Deluxe Fixtures. 3 fireplaces. Master En-Suite is phenomenal:jetted tub, chromatherapy walk-in shower. Enclosed rear yard offers hot tub, coolling deck, covered outdoor entertaining. Additional 600 sq ft in 3rd level, ideal for anothe children's suite. Washer-Dryer EnSuite will stay with home, Basement Washer-dryer will be removed. Both Dryers are gas. Unique commodes in water-closets (water tank is hidden inside the wall). One-touch Power-led lighted dual vanities in Master. And much more. Call Angela Clark CRS 270-929-4022 cell. Tony Clark Realtors 2770-926-0055. Online: www.TonyClark.com

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Hardwood floor	- Tile floor	- Living room
- Dining room	- Stove/Oven	- Granite countertop
- Basement	- Balcony, Deck, or Patio	- Yard

OTHER SPECIAL FEATURES

- 2848 sq ft Above Ground

- 1020 sq ft BASEMENT

- LOT SIZE: 56'x111' Corner Lot

- 3 bedrooms

- 2.5 bathrooms

- 3 Fireplaces

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 15

Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 6, 2012, 12:28pm PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

2210 Fieldcrest Drive Owensboro Kentucky 42301

Fri, 06 Jan 2012 17:46:56 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

2210 Fieldcrest Dr, Owensboro, KY

Completely Remodeled, this 4200 sq ft brick offers a gorgeous,
better than new condition

5BR/4+1BA Single Family House

offered at $385,000

Year Built	1966
Sq Footage	4,200
Bedrooms	5
Bathrooms	4 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	0.24 acres
HOA/Maint	$0 per month

DESCRIPTION

Completely remodeled, this 4200 sq ft brick home offers an gorgeous new condition. Hardwood floors. Deluxe Kitchen features custom wood cabinetry, granite island & bar, 2 sinks, 2 dishwashers, Thermador 6-burner gas cooktop plus walls ovens & warming oven. Massive Great Room with vaulted wood-panelled ceiling & fireplace. Sunroom leds to covered rear patio with outdoor kitchen, includes gas grill & 2 beverage refrigerators. Top quality thru-out: Solid wood doors. All new electric on main level. 2 water heaters w/ circulating line. Copper water lines. No for sale sign. Call Angela Clark CRS with Tony Clark Realtors. Cell: 270-929-4022. Office: 270-926-0055 ext 407. Online: www.TonyClark.com

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Family room	- Office/Den
- Dining room	- Breakfast nook	- Dishwasher
- Refrigerator	- Microwave	- Granite countertop
- Stainless steel appliances	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

COMMUNITY FEATURES

- Garage parking

OTHER SPECIAL FEATURES

- 5 bedrooms, 4 full baths, 1 half bath

- Deluxe Kitchen with Top Grade Appliances

- Solid Wood Doors, New Electric.

- Copper Water Lines

- Awesome Outdoor Entertaining & Kitchennette

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 4, 2012, 1:25pm PST

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

6653 Waterford Place Owensboro Kentucky Custom Home for Sale in "The Summit" Golf Course & Estates

Fri, 06 Jan 2012 17:42:19 -0500

Angela Clark | Tony Clark Realtors, LLC | (270) 926-0055

6653 Waterford Pl, Owensboro, KY

Come Home to the Summit Country Club & Golf Course

3BR/2BA Single Family House

offered at $256,900

Year Built	1999
Sq Footage	2,443
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	14,304 sqft
HOA/Maint	$0 per month

DESCRIPTION

Custom Built with quality details, you'll notice the exquisite detail in the wood moldings, the perfect placement of custom Pella windows that take full advantage of the golf course and lake views. The split bedroom design offers maximum privacy, with a suite-like feel for owner and guest alike. Pampering Master Suite with double-trey ceilings & french doors leading to covered patio. Pampering Master Bathe with walk-in tile shower, whirlpool tub, and massive walk-in closet. You'll love the dramatic Formal Dining Room. Massive Great Room with solid wood built-ins and fireplace. Wired for surround sound. Home Office located just off Kitchen. Security System. Irrigation System. Located in desirable "Summit" with its country club and incredible golf course. This home is truly a must-see. Call Angela Clark CRS with Tony Clark Realtors 270-929-4022 cell.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Office/Den	- Dining room
- Breakfast nook	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Stainless steel appliances
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard
- Swimming pool	- Jacuzzi/Whirlpool

COMMUNITY FEATURES

- Garage parking

OTHER SPECIAL FEATURES

- Custom Built with Exquisite Quality Detail

- Formal Dining Room with rich Hardwood Floors

- Open Great Room with Fireplace & Built-ins

- Incredible Use of Windows & Light

- Awesome views of Golf Course & Lakes Beyond

- Wired for Surround Sound

- Security System

- Private but located in a vibrant new community in East Owensboro Kentucky

- Irrigation System

ADDITIONAL PHOTOS

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Contact info:

Angela Clark

Tony Clark Realtors, LLC

(270) 926-0055

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 4, 2012, 10:37am PST

Just Reduced! 6653 Waterford Place Owensboro Kentucky

Now $256,900! Call Angela Clark CRS Tony Clark Realtors 270-926-0055

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Housing Goes "Green"

Wed, 28 Dec 2011 14:25:19 -0500

Housing Goes "Green"

Wherever you turn these days, it seems that someone is talking about "Green", or "Leadership in Energy and Environmental Design (LEED") certified buildings, and "Zero Energy Homes". Each of these share a commitment to reduced energy consumption and the "re-use, repurposing and recycling of materials", "improved indoor air quality" and use of "environmentally friendly" and "renewable products". Green or LEED buildings generally generate 20 to 70 percent in energy savings, while a Zero Energy Home (ZEH) by definition must generate enough energy to meet or exceed its own heating, cooling and electrical needs in any given year.

With all of the recent attention being given to energy conservation, you might not realize that a handful of individuals began vigorously exploring ways to significantly reduce energy consumption in the early 1970's. Since then, energy saving practices have been refined and expanded and have been incorporated into projects ranging from small homes to large commercial buildings, schools and fire stations to government buildings. Recent projects have successfully demonstrated the economic viability and sustainability of incorporating rigorous energy and conservation standards into new construction without increasing budgets or extending schedules. Many conservation efforts are most easily incorporated at the time of initial construction, however some are easily adapted either as a stand-alone project or as part of routine equipment replacement.

Heating, Cooling and Electricity

High efficiency furnaces and/or heat pumps - replacing old furnaces with higher efficiency models or possibly converting from an older type of heating and/or cooling device to one utilizing newer technology can lead to significant energy savings. Many furnaces built just 15 years ago are quite inefficient when compared to models available today.

Insulation - adding additional insulation in attics, crawl spaces and exterior walls are all potential areas for reducing energy costs. Also, by sealing cracks in the attic around areas where ceiling lights and fans are installed or wires are strung can also cut energy costs substantially. When all these small openings are added together, they can have the same effect as having a window left open.

Horizontal Loop Ground Source Heat Pump System - this relatively unheard of heat pump system runs coils 4 to 6 feet underground to tap into the constant temperature of the earth's soil to provide either heating or cooling depending upon the season.

Windows - installation of wood or vinyl encased triple pane windows significantly reduces heat loss and eliminates drafts.

Building Site Orientation - for new construction, orienting a building to utilize the southern exposure along with window placement allows for the exploitation of both natural lighting and solar heat.

Light bulbs - the days of the incandescent light bulbs may be numbered as legislators across the nation discuss legislation to ban their use in favor of the more efficient LED and CFL lighting technology as a measure to reduce energy usage.

Higher efficiency appliances - installation of high efficiency appliances will significantly reduce energy consumption, particularly for appliances that run all the time, are energy consumers or are used with high frequency.

Water Consumption
Water heaters - there are several energy saving strategies available when it comes to water heaters. When opting to use a traditional storage tank the location of the tank can have a significant impact on both the amount of water consumed as well as the cost of heating the water. The most economical placement is to have the tank as close as possible to where the water is used most so there is less water wasted waiting for the hot water to arrive. Adding insulation to the first foot of the pipe coming out of the hot water tank will reduce heat leakage. An alternative to the traditional hot water heater is the tankless water heater that only heats the water as needed by running the water through heated coils. This method eliminates the need to keep water hot all the time and the energy required to do so.

Landscaping -by designing and implementing a landscape centered on plants native to your locale that are also drought tolerant will reduce landscape watering requirements.

Rainwater cisterns with filtration systems - also gaining popularity are rainwater cisterns that store water from rooftop collection systems to be later used for irrigation. Sizes vary and can be selected based up on rainfall averages, collection area size, and available storage locations.

Impervious Paving Systems - porous surfaces reduce the impact on surrounding areas by allowing rain water to penetrate surfaces and be absorbed into the soil. Reducing runoff helps alleviate premature expansion of storm water treatment facilities.

Indoor Air Quality

Flooring - several options exist when making flooring selections that will increase air quality. For those willing to either reduce the quantity of carpeting or forego it all together, selecting sustainably harvested wood or bamboo is a good alternative. However, for those set on having carpeting, selecting carpets made using natural fibers with a low-pile can reduce the collection of allergens. Also, air quality will remain stable when carpeting is installed using tacks rather than fume emitting glue.

Paint - better air quality is achieved by using low-VOC (volatile organic compounds) and low-toxic interior paints and finishes instead of other paints and finishes that release higher levels of chemicals and toxins.
Additional Energy Sources

Solar - once thought of as an "alternative" source of energy, solar panels are gaining popularity. Solar panels remain an expensive option; however, their cost has dropped significantly over the last number of years making them less cost prohibitive. Although solar panels will work in any climate, sunnier locations will result in higher productivity. To encourage the installation of solar panels, governmental agencies as well as some utilities have created different incentive and rebate programs to lower the cost.

Wind - although not practical for the average home owner due to its high installation costs ($40,000 or more), it does remain an option for those located in areas with sufficient wind and land resources. Generally a home tower will produce between 8,000 - 18,000 kWh per year given sufficient air movement and require being located on at least an acre of land.

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Merry Christmas! Happy Holidays ActiveRainers! from Angela Clark CRS Owensboro KY

Wed, 21 Dec 2011 21:19:58 -0500

What could be a better Christmas gift than a new home?

A home is the gift that keeps on giving!

From my home to yours, I wish you a very Merry Christmas. Best Wishes for the New Year!

As we get closer to Christmas, please remember that I always have time for your referrals so if you know anyone looking to buy or sell their Owensboro Kentucky home, share my name and number. I assure you, I will give your referrals the very best representation in all the bluegrass of Kentucky!

Blessings to you & yours!

Angela Clark

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

“How did that property sell?”

Tue, 06 Dec 2011 16:20:23 -0500

“How did that property sell?”

There are three reasons a property sells:

Price
Position (your home’s condition)
Promotion (your Realtor)

Price and Condition:

The home owner controls both price and condition. Especially in our area, where every home and lot are unique, the right price can only be determined by a well-researched market evaluation. As a home seller, you should get a written market analysis comparing your home to similar properties that have recently sold and that are currently on the market. Your home's condition is vital to a sale. A clean, well maintained home enjoys a competitive edge over all the other homes on the market. You'll sell faster and at a higher price if you 'stage' your home to enhance its appeal. As a Tony Clark Realtor with 14 years experience, I can assist you with pricing and staging recommendations.

A FEW WORDS ON PRICING:

Do not list with the Realtor who gives you the highest price. Consumer Reports stated..."Expect the agent to suggest a price range, but don't let that frame you in. Be aware that some devious agents will at first suggest a very handsome price. Then, after they have the listing and the house hasn't sold, they'll come back with a pitch to lower the price."

If you bought GE stock 5 years ago and wanted to sell it today, would you call your stockbroker and tell him that you insisted on selling at a 200% profit? Or would you ask him to advise you about what the market price is? Same principle with Realtors and their market analyses!

Your Tony Clark Realtor prepares a thorough, well-researched market analysis on every listing. As a result, they sell their listings at very close to asking price and they don't experience appraisal problems. Its part of the service you pay for.

A FEW WORDS ON CONDITION

We live in our homes in one way, we market them in another. Just as builders recognize that a finished, clean, pleasantly decorated model home enables them to enhance the appeal of the homes they are building, 'staging' your home to enhance its appeal will give you a competitive edge against all the other homes on the market. It is possible that $500 spent cleaning, painting and making minor repairs will pay you back $5,000 in a higher sales price and result in a faster sale.

Your Tony Clark Realtor knows which items are cost-effective and will pay you back many times over in buyer interest. After you agree to list your home with them, they will detail which simple, easy steps you can take to enhance your home's appeal.

Tony Clark Realtors is responsible for marketing your home. You are in control of the marketability of your home.

REALTOR:

You want your home presented to the marketplace broadly and in its best light. Look for an extensive marketing campaign and professional marketing materials. Your Realtor advises you on market conditions, negotiating and contracting strategies and closing activities. Just as you insist on an experienced doctor to treat your family, you want a Realtor with a proven track record to represent you in the sale of your home. Tony Clark Realtors takes your property to the market with an extensive marketing campaign and uses their years of successful experience to advise you on contract negotiations and closing requirements.

Are you ready to sell your home? or purchase new home?

Let Tony Clark Realtors work for you. 270-926-0055 office. www.TonyClark.com

Please Ask for Angela Clark.

If you're looking to sell, please give me a call 270-929-4022 cell or email me from Tony Clark Realtors.

We appreciate your business! And look forward to earning your referrals!

Sincerely,

Angela

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Selling Your Home requires Technology.... And Personality.

Tue, 06 Dec 2011 15:30:47 -0500

Today’s buyer appreciates and expects the convenience of beginning their search from the comfort and privacy of their own home. National Association of Realtors on-line statistics state that....

84% of Buyers start their home search on the Internet.
73% of Buyers drove by/viewed a home as a result of an Internet search.

Technology truly does provide the new, first impression of homes for sale! Home Sellers should keep these facts in mind when shopping for an agent. Buyers no longer have to rely on outdated ads or driving around neighborhoods looking for new signs to see what’s new on the market.

Our website, www.TonyClark.com interfaces directly with the Greater Owensboro Multi-List Database (MLS) so our properties are updated immediately, the information is always fresh!

Our listed properties appear on www.realtor.com, the most recognized home-finding website in the industry!

Our listed properties are syndicated and made available on numerous websites including......

Plus our listings are available online where you are.......

Facebook: www.facebook.com/TonyClarkRealtors
Twitter www.Twitter.com/@TonyClarkRealty
YouTube www.YouTube.com/TonyClarkDotCom
ActiveRain www.activerain.com/TonyClarkRealtors
Google+ TonyClarkRealtors@gmail.com

As a tech-savvy listing agent, I know that your home needs to be marketed to three unique groups:

Buyers not working with other agents
Buyers who are working with other agents
Real Estate agents directly

Beyond technology and email, I reach out to fellow agents, to let them know about your home. I hold a broker-only open house just for the agents to view. I reach out to buyers thru my database of buyers. I am consistently marketing my listings to buyers. I have systems in place to keep my home seller's updated on the marketing of their home, the competition (what’s selling) and the feedback from showing agents, so they are always fully informed about your listing and the market.

I am connected, both on and off line, with the home buyers and sellers, the neighbors, the people in our area. It's this blend of high tech and personable service that really sets me apart from the other 200+ Owensboro Realtors.

If you're looking to sell, please give me a call 270-929-4022 cell or email me from my family's brokerage, Tony Clark Realtors.

We appreciate your business! And look forward to earning your referrals!

Sincerely,

Angela

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

JUST SOLD! Home on Acreage. 5232 Jones Road Owensboro Kentucky

Tue, 06 Dec 2011 15:12:54 -0500

Just SOLD by Angela Clark CRS Tony Clark Realtors

5232 Jones Road, East Daviess County, Owensboro Kentucky

SOLD within 3 days on market! 7.9 acres! 6100 sq ft 4 br, 3.5 ba stone home. Formal Living & Dining Rooms. Walk-out Basement. Pole barn, 4-stables for horses. Equipment Shed. Stocked Lake. Rare Offering. $370,000. Call Angela Clark CRS 270-929-4022 with Tony Clark Realtors.

Ask your neighbor who sold their home. Chances are, Angela Clark with Tony Clark Realtors did!

www.AngelaRClark.com

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

Risks

Fri, 02 Dec 2011 14:33:11 -0500

A fellow Realtor found this, a motivational clip that I had put together way back in 2006. Enjoy!

-Angela Clark CRS, Tony Clark Realtors

"RISKS"

To laugh is to risk appearing a fool

To weep is to risk appearing sentimental

To reach out to another is to risk involvement,

To expose feeling is to risk exposing your true self

To place your ideas and dreams before a crowd is to risk their loss

To love is to risk not being loved in return

To live is to risk dying

To hope is to risk despair

To try is to risk failure

But risk must be taken because the greatest hazard in life is to risk nothing

The persons who risk nothing, does nothing, has nothing, is nothing

He may avoid suffering & sorrow, but he cannot learn, feel, change, grow or live

Chained by his servitude, he is a slave who has forfeited all freedom

Only a person who risks is free

The pessimist complains about the wind.

The optimist expects it to change.

The realist adjusts the sails.

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com

"Should I Buy a Home or Rent?" Frequently Asked Real Estate Questions

Fri, 02 Dec 2011 13:31:53 -0500

Frequently Asked Questions.....

"Should I Buy a Home, or continue to Rent?"

There are many factors to be considered when deciding to move to a new location with the first critical decision being whether to purchase some property or rent. Depending upon your circumstances, it may either be a clear-cut decision or one that requires a more thorough analysis to make that determination.

Factors to Consider

Career - For some individuals, it may not be practical to purchase property if their career will require them to relocate frequently. Although some people have the resources and inclination to accumulate property each time they move, for most of us that is either not an option or would be an undesirable outcome to find ourselves in the role of landlord. For the majority of us, that means we need to sell property each time we move, so careful analysis is required to determine whether it is better to buy or rent property for the duration of the assignment. One item to consider is that it generally takes 3 - 5 years under average real estate market conditions to reach the breakeven point for recouping the closing costs incurred at the time of purchase. Individual situations will vary, but in a stagnant real estate market it will take longer to realize enough in property appreciation to cover the transaction costs related to acquiring and selling property.
Property Resale - Not all properties or real estate markets are equal when it comes time to sell property. Factors to weigh include the typical length of time it takes to sell property in your area or the area you are interested in, and if there is something unique about the property (price range, location, size) that you are interested in that would make it either easier or harder to sell. Whether or not you have relocation benefits available to you through an employer if you are unable to sell your property may also be a factor.
Finances - The purchase of property typically involves significant upfront cash outlays: pre-purchase inspections, a down payment and closing costs. Equally important is whether or not sufficient income is available to cover the mortgage/escrow payments while still having enough income to adequately take care of other living expenses, car payments as well as saving for retirement. The lack of sufficient funds may quickly eliminate any thought of purchasing property and dictate that in the interim renting, living with family members or some other living arrangement will be required until enough funds can be saved.
Relationship Status - Personal relationships can play an important part in deciding to purchase property. Engaged or newly married couples often are looking to establish a single common property on which to build their future together. Whereas, single or newly divorced adults may not be ready or interested in making a long-term obligation to a specific location and prefer to leave their options open as they pursue relationships, careers, other interests and hobbies.
Personal Preference - While some people feel a strong need to own property, others don't want the responsibility of maintaining property and prefer to simply pick up the phone at the first sign of any possible trouble and have someone else be responsible for remedying the issue at hand.

Benefits of Purchasing a Home

Ownership - For most people, owning their home is a key element of attaining the American Dream. And there is nothing quite like buying your first home and realizing it is all yours (provided of course that you continue to make your mortgage payments on time). Homeowners also tend to view their purchase an investment and have incentive to keep their property in good repair.
Building Equity - Obviously the largest benefit is that you are now building equity in your own property instead of contributing to the equity in someone else's property via rent payments. Ultimately, home ownership has been a long-standing means of building long-term wealth.
Decorating Without Limitations - As an owner, you have the freedom to personalize your property to your heart's content subject only to local code and any applicable Homeowners' Association rules, unlike when you rent and experience many restrictions as to what you can and cannot do to the rental property. No need to get approval to paint interior walls, change flooring, install custom closet organizers, or complete minor home improvement projects. Although larger remodel projects may require getting permits, other than meeting code requirements, you are limited only by your budget and creativity when making changes to reflect your personal tastes and style.
Financial Stability - Fixed rate mortgages result in both greater financial stability and predictability. Assuming a fixed-rate mortgage, over time your housing costs should become a smaller percentage of your monthly budget as your income continues to grow while the mortgage remains constant. Additionally, fixed mortgages offer a great deal of predictability when preparing long-term budgets. Although repairs and maintenance will need to be factored in, there will be no surprises with unexpected hikes in rent.
Personal Benefits - Owning property frequently allows you a greater opportunity to meet neighbors and develop friendships with others that hold values similar to your own. And unlike apartment dwellers that tend to be more nomadic and view their unit as just a place to sleep at night, homeowner's tend move less often and view their homes as investments. It is also not uncommon to find neighbors that were drawn to the area for many of the same reasons that caught your attention - good reputation of schools, easy access to public transportation, close proximity to outdoor activities, the architecture of the homes, or the availability of shopping, dining and entertainment within walking distance - giving you something in common right from the beginning to build upon.

Benefits of Renting

Limited Commitment - Perhaps one of the greatest benefits of renting is the limited commitment that is required of tenants allowing them more flexibility to relocate as circumstances change. Leases often only require an initial six-month or one-year term allowing a lot of flexibility for tenants. At worse case, if something unexpected comes up and you need to move before the initial lease is up you are frequently out a deposit for breaking the contract, but you don't need to sell a house before you can move or to free up your cash.
Repairs and Maintenance - In many circumstances, a tenant needs only to contact the property owner or manager to have repairs taken care of. And for those who don't have the time or inclination to keep up a yard, renting a property where the upkeep is taken care of can be a real plus.
Roommates - Many people choose to have roommates to help defray housing costs by splitting the cost of rent as well as utilities. Although this tends to appeal more to young adults, it is not limited exclusively to the younger crowd. As the economy has created new challenges, some homeowners have begun seeking roommates to ease financial burdens by filling empty rooms in their homes.

Angela R Clark
CRS, GRI, ABR, SFR Realtor since 1997
Tony Clark REALTORS, LLC, located in the bluegrass of Owensboro, Kentucky www.AngelaRClark.com
www.TonyClark.com