ARLENE DI SESSA's (arlenedisessa) Blog

My name is Arlene Di Sessa and I am a fairly new Mortgage Loan Originator in Rocklin, California.  While I am new to mortgage lending, I have over 20 years of experience in finance and accounting and hold a Masters Degree in Business.  I have taken time to learn the industry and have had the best...

Real estate is busy and sellers are reaping the rewards.  Most sellers can expect multiple offers above asking price.  A buyer needs to be ready to make an offer.  What does it mean to be ready to make an offer.  Well, the first and most important step for a buyer is to get preapproved for a mort...

Being More Efficient We are used to getting what we want and getting it now. The world is at our fingertips. If we want information, we want it now.  Anything we want to know……just ask Google, or Siri, or Cortana right? Its true- the internet has changed us and online shopping is the new way cons...

Do-It-Yourself? Tax Settlement This Article On Tax Settlement Was Written By Arlene Di Sessa With the advent of TurboTax, mostly everyone can become a do-it-yourself tax preparer. But as we all know, with any do-it-yourself project, there are sometimes mishaps or consequences of not being fully i...

Should you File Bankkruptcy?   So you have reached the end of the road, your debts are piling up, and the phone is ringing off the hook. Whether it is to save your home, your marriage, or your sanity, the decision to file bankruptcy is a personal choice that carries some consequences.  The bigges...

Advice On Passing The NMLS Examination By Arlene Di Sessa This Article On Passing The NMLS Examination Was Written By Arlene Di Sessa According to the NMLS, as of March 31, 2016, the national pass rate of the federal NMLS Examination is 65.5% for first-time test takers, 46.7 % for subsequent test...