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Single Family Home Sales On the Rise - 11/30/11 09:02 AM
Good News in the Real Estate Market! New-home sales for single families rose 1.3% in October marking it as the best pace for new-home sales since May! New construction is revealing recent signs of picking up new-home activity compared to last year’s statistics. "Builders have been seeing some marginal improvement in sales activity over the past few months, particularly in select markets where consumer confidence is higher due to improved economic conditions," Bob Nielsen, chairman of the National Association of Home Builders, said in a statement. "While this trend is encouraging, overall sales activity is still well below normal due (0 comments)
20 Democrats of the House of Representatives are urging for Fannie Mae and Freddie Mac to reduce the mortgage principal of borrowers who owe more than their home is worth. The
Representatives argue that this action would reduce the risk of defaults for 20% of Freddie and Fannie mortgages.
On the other side of the debate, the regulators of Fannie and Freddie, the Federal Housing Finance Agency, refuse to act due to concerns that writing down principal balances will create a ‘moral hazard by prompting other borrowers to cease in making loam payments on (2 comments)
News has been dominated by the low interest rates and efforts to stabilize home prices in order to push housing affordability in the third quarter to its highest levels in the past 20 years. So far, the third quarter has boasted some impressive statistics. 72.9% of all homes sold were affordable to families earning a median income of $64,200. This is the 11th quarter that affordability measure was above 70%.
"With interest rates at historically low levels and markets across the country beginning to improve, home ownership is within reach of more (0 comments)
Fed Focuses On Real Estate - 11/22/11 07:07 PM
Ben Bernake, the Federal Reserve chairman, is considering buying more mortgage-backed securities to help the other fixes hoping to serve as a trickle down backbone for strengthening the rest of the economy. He comments: “The housing sector is a very important sector. Problems in that sector are a big reason why our economy’s not recovering more quickly.”
Economists believe that more people must buy homes to boost consumer purchases in other sectors (furniture, appliances, home repairs equipment) The housing market has led the economy out of recession in the past by creating jobs and increase both endurable and (3 comments)
Price Reduction: 3612 Palm - 11/14/11 11:19 AM
3612 Palm, Bozeman, Montana BACK ON THE MARKET! ShareThis PROPERTY DETAILS VIEW SLIDESHOW ACTIVE $154,900 LISTING INFORMATION MLS ® : 175925 BEDROOMS: 3 FULL BATHS: 3 PARTIAL BATHS: 1 LOT SIZE: 0.128acres GARAGE: Detached HEAT SOURCE: Gas TAXES: $1,542.00 MORE INFORMATION View Map Disclosures Mortgage Calculator Virtual Tour PDF Flyer PROPERTY DESCRIPTION Spectacular 3 bed, 2.5 bath townhome in Bozeman with a VERY big lot! This is a must see home. Very well cared for, great layout, wonderful colors, tons of natural light, surplus of storage, and low energy bills! REQUEST MORE INFORMATION / DOWNLOAD DISCLOSURES RE: 3612 Palm Name: Email: Phone: Comments: Equal Housing Opportunity Property information deemed (0 comments)
Tips on Foreclosure Buying - 11/10/11 05:08 PM
Although a tedious process, many buyers are drawn to foreclosure sales because it is known to be the bargain price in the housing market. Statistics back that up. Distressed sales range from 20-40% less than a non-distressed home. With the appeal in the market, buyers must also take heed of what they are facing when they set out on a distressed sale search. Here are three tips to help you navigate! Focus on REO’s. Avoiding short sales will keep the process from getting too lengthy with the infamous negotiations associated with short sales. REO sales are more similar to traditional home (2 comments)
Taking a Ski Trip to Big Sky, MT - 11/08/11 01:02 PM
If you are planning a ski vacation, look no further than Big Sky, Montana. For ski-able acreage, Big Sky boasts over 3600 acres of ski-able acreage and 4366 vertical - while Moonlight Basin boasts an additional 2000 acres of 3850 feet of vertical. When combining Big Sky Resort and Moonlight Basin, Big Sky, Montana offers some of the biggest ski-able acreage in N America with just a few resorts boasting bigger numbers. Combine the huge terrain with virtually NO lift lines and you can get hooked on Big Sky, Montana skiing quickly. Although the amenities in Big Sky have always been (2 comments)
30-Year Fixed-Mortgage Rates - 11/08/11 12:18 PM
30-Year Fixed-Mortgage rates (the most popular among home buyers) has dropped to its second lowest! "Market concerns over the European debt market drew investors to U.S. Treasury securities, lowering bond yields and mortgage rates,” says Frank Nothaft, chief economist at Freddie Mac. Here is the breakdown: 30 Year Fixed-Rate: 4% average as compared to 4.24% a year ago. 15 Year Fixed-Rate: 3.31% average as compared to 3.63% last year. 5 Year Adjustable-Rate: 2.96% average—last year’s rate was 3.39% 1 Year Adjustable-Rate: 2.88% average compared to 3.26% last year.
For more information or if you are ready to step into the (2 comments)
Renting a Home Vs Owning a Home - 11/04/11 09:15 AM
Renting a Home Vs Owning a Home Rising rental costs are pressing renters to match and even outspend owners in housing costs! Since 2005, owner’s housing expenses have increased from 31.9% to 33.2% of their household budget. To compare, in that same time span, renter’s housing expenses have gone from 35.6% to 38.4%. (CoreLogic US Housing and Mortgage Trends). Looking further back, over the last 26 years home owners have increased the amount spent on household expenses by 12% and renters by 22%. Still, home ownership rates continue to drop in most parts of the country. CoreLogic found homeownership in (0 comments)
Baby Boomers in the Market - 11/03/11 04:48 PM
Baby Boomers in the Market Retirement is yet one more lifestyle change that impacts how a person views the real estate market. Boomers who plan to move for retirement are seeking smaller and more affordable homes that are near medical care and family. A recent poll revealed the current data. Smaller Home (40%) Near Medical Offices and/or Hospitals (39%) Different Climate--warmer (30%) More Affordable Home (25%) Being Closer to Family (15%) More and more baby boomers say they do not have plans for post-retirement mostly due to their lack of trust in the market and know that their own home values (2 comments)
Sales of newly built single-family homes have been showing signs of rebounding this September with a rise of 5.7%. (Commerce Department). The credit of this rise is given to builders who are lowering their prices as they are competing with the flood of ultra-low distressed home listings on the market. The median sales price of new-homes dropped 3.1% to $204,000—the lowest median since one year ago.
The greatest gains in new-home sales were in the South with sales increasing by 11.2% and 9.7% in the West. In contrast, the Mid-West dropped (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.