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HELLO KIDDIES!!! HAPPY HALLOWEEN to all WILLIAMSBURG VA I hope to see you all out and about town in your SCARIEST Costumes!! REMEMBER: Trick or Treat hours are from 6 to 8 p.m. If you have photos that you would like to share, please email them to me and I will post them on my blog to share with everyone. Stay safe and have fun! I'll have my camera ready! You can email your photos to YvetteSmith@AtHomeInWilliamsburg.com Yvette Smith, SRES® REALTOR®WILLIAMSBURG REAL ESTATE757-753-75472
WHY is 2009 a GREAT Time To Be A SENIOR? 2009 is a GREAT time to be a SENIOR because Social Security benefits will increase 5.8%!! Courtesy of Uncle Sam, in January over 50 million Americans receiving Social Security benefits will benefit from this 5.8% raise, which is the largest since 1982. So, way overdue! Medicare also announced that for the first time in eight years, your Part B monthly premium (which covers doctors & outpatient services) will NOT GO UP next year. Every year since 1975, Social Security has given automatic cost-of-living adjustments to keep up with inflation. (11 comments)
FUN DAYS in NOVEMBER! VOTE! November's BIG Day! One of the most important days in America happens every four years in November. It's a presidential election, with Election Day occurring TUESDAY, NOVEMBER 4. Later this month is Thanksgiving, another great American tradition and an oh-so-yummy day! According to Brownielocks.com, November is designated as Family Stories Month, National Georgia Pecan Month, I Am So Thankful Month, National Peanut Butter Lovers Month and Vegan Month. There are also many special weeks. They include Pursuit of Happiness Week (8-14), World Kindness Week (10-17), National Game and Puzzle Week (23-30), and Better Conversation (6 comments)
Appraising Homes in a Declining Market...What you need to know for your Clients - 10/26/08 04:20 PM
Need to Know Info on Declining Markets and Appraisals A MUST READ... ...as written by an Appraiser from Georgia, Mary Thompson. She has given key points to be aware of in a declining market situation. Courtesy of Yvette Smith, SRES® REALTOR®WILLIAMSBURG REAL ESTATE757-753-7472YvetteSmith@AtHomeInWilliamsburg.com Via Mary Thompson Lake Lanier Appraiser in Georgia: Prior to these past 1-2 years, it has been a long time since Appraisers have had to deal with appraising homes in a declining market. Lenders really hate it when we mark the dreaded declining market box or the oversupply box or note that the days on market is over 6 months . But we are checking those (4 comments)
FREE SEMINARS for ADULT CHILDREN & THEIR AGING PARENTS at Williamsburg Landing It is nationally estimated that one in every four persons is providing or has provided care for a relative or friend age 50 or older. Williamsburg Landing is offering free seminars on important topics for adult children and their aging parents. HEALTHY LIVINGNovember 6, 2008Helps family members understand the importance of good nutrtion, physical activity and socialization for the aging. HOUSING & SAFETYNovember 20, 2008Provides an overview of housing options and terms for aging parents as well as safety issues in the homes of aging. FINANCIAL & LEGAL (6 comments)
MORE COMMON MLS ABBREVIATIONS IN WILLIAMSBURG VIRGINIA Searching for a home can be stressful, especially if you do not the terms for commonly used abbreviations. How many times have you've been searching on the MLS (Multiple Listing Service) and didn't know what 3BR 2.5BA, 2LV. COL meant? (That is a 3 bedroom, 2 and a half bath 2 level colonial home). Or have you read the For Sale section of the classifieds in your local paper and wished you had a guide for all the abbreviations? Well, wonder no more! Here is a list of commonly used MLS ABBREVIATIONS. I (6 comments)
ARMY COMMUNITY SERVICE (ACS) Financial Readiness Classes With our nation's uncertain economic state, we can all benefit from knowing how to best manage finances. That is why Army Community Service offers FREE financial readiness classes each quarter on FORT EUSTIS. Scheduled classes in October are: Financial Budgeting, 8:30 a.m. on October 8th Checkbook Management, 2:30 p.m. on October 30th Understanding Credit Reporting, 5:15 - 6:45 p.m. on October 29th Planning Financially for the Holidays (brown bag lunch) Retirement Planning on October 28th Get financially ready today for your future tomorrow! Registration and class location are available by calling 878-3638, (0 comments)
FHA Down Payment Assistance Program Alternatives - 10/24/08 12:30 AM
WOULD YOU LIKE A CLEAR EXPLANATION OF HOW YOU CAN STILL GET DOWN PAYMENT ASSISTANCE? Well, JUSTIN WILLIAMS a loan officer with Prosperity Mortgage in Viriginia Beach has clearly explained it. I urge you to read about FHA Alternatives.
Courtesy of Yvette Smith SRES® REALTOR®WILLIAMSBURG REAL ESTATE757-753-7472YvetteSmith@AtHomeInWilliamsburg.com Via Justin Williams - Loan Officer:
The Bad News…DAPS Going Away The Housing and Economic Recovery Act of 2008 eliminates seller-funded down payment assistance programs (DAPs) as an acceptable source of funds for FHA loans for all lenders. Officially, the Act eliminates seller-funded DAPs on FHA loans with final credit approval issued to the borrower (12 comments)
SALUTE to VETERANS in COLONIAL WILLIAMSBURG SALUTE TO VETERANS on NOVEMBER 11, 2008 (My birthday, yes a shameless plug!) at 4:30p.m. or 1630 hours (for the Military-minded folks) Will be held in COLONIAL WILLIAMSBURG. The parade is open to ALL VETERANS. The admission is free November 7 - 11 to Active duty military, reservists, retirees, veterans and their families, including families of currently deployed troops with appropriate I.D. Tickets available only at on-site ticket sales windows. For more info, visit www.history.org Courtesy of Yvette Smith, SRES® REALTOR® and Proud U.S. Army VeteranWILLIAMSBURG REAL ESTATE757-753-74725350 Discovery Park BlvdWilliamsburg Virginia 23188YvetteSmith@AtHomeInWilliamsburg.com (1 comments)
Great Places to RETIRE in WILLIAMSBURG Is it time for you to retire? Are you searching for the perfect place. Well search no more! WILLIAMSBURG VIRGINIA is THE place to RETIRE! If it's an Active Adult community that you're seeking, it's right here in Williamsburg. Colonial Heritage is a 55 and better active adult community. Read more on Colonial Heritage here! Located less than ten minutes from Williamsburg’s historic area, you’ll find a distinctive, new continuing care retirement community: WindsorMeade of Williamsburg. There are 206 beautiful acres and miles of walking trails. It boasts a 2400 square feet of private clubhouse. (2 comments)
COMMON MLS ABBREVIATIONS IN WILLIAMSBURG VIRGINIA Searching for a home can be stressful, especially if you do not the terms for commonly used abbreviations. How many times have you've been searching on the MLS (Multiple Listing Service) and didn't know what 3BR 2.5BA, 2LV. COL meant? (That is a 3 bedroom, 2 and a half bath 2 level colonial home). Or have you read the For Sale section of the classifieds in your local paper and wished you had a guide for all the abbreviations? Well, wonder no more! Here is a list of commonly used MLS ABBREVIATIONS. I hope (7 comments)
GOOD WILL HUNTING at FORT EUSTIS The 2008-2009 hunting season is here! Here's a guide to hunting at Fort Eustis: All Active Duty Military and Family Member, regardless of assignment, DOD (Department of Defense) civilians assigned to Fort Eustis are eligible to hunt at Fort Eustis. All personnel desiring to hunt at Fort Eustis must have completed a hunter education course from any state prior to obtaining a Fort Eustis hunting permit. You can check the schedules at www.dgif.state.va.us for a class in Virginia. Fort Eustis will host a class November 9th from 7a.m. to 6p.m. at the Jacobs Theater. (0 comments)
Blog Action Day – Poverty Affects People in Your Own Back Yard - 10/15/08 07:09 PM
Petra Norris has done a great job for Blog Action Day! I just wanted to share it again. All the best, YVETTE SMITHWILLIAMSBURG REAL ESTATE757-753-7472 Via Petra Norris, Broker - Lakeland Realtor® Lakeland Florida Real Estate,: Blog Action Day – Poverty Affects People in Your Own Back Yard
Poverty is not only in countries like Thailand, Indonesia, Africa, Iraq, Afghanistan... It's happening right here in our own back yard America - The Land of the Free, the land with endless opportunities, living the American Dream.....
Growing up in Germany in the 70's with six brothers and one sister, mom (9 comments)
PRE-APPROVAL PRE-QUALIFICATION WHAT IS THE DIFFERENCE? Pre-Qualification is a great beginning to your new home search. It is an informal discussion between borrower and lender. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets. The lender does NO verication and is not bound to make the loan when you're ready to buy. Pre-Approval gives you the most power in your real estate transaction. Going through the pre-approval process is a sign of your seriousness to the sellers. It places sort of a Good Borrowing Seal of Approval on (5 comments)
NO, IT'S NOT WORTH THE PAPER IT'S WRITTEN ON! Everyone is familiar with the expression that "it's not worth the paper it's written on!" In the world of real estate, nowhere does that hit home more than with mortgage pre-qualification letters! In the competitive climate of our current sellers' market, having a strong pre-approval letter by a respected local lender can mean the difference between getting your purchase offer accepted or rejected. Realtors appreciate the importance of a reliable evaluation of the purchaser's ability to fulfill the terms of the offer, and will recommend that sellers favor prospective buyers with (12 comments)
A BLOG WITH A CAUSE Hello BLOGGERS & BLOGGERS-TO-BE!! BLOG ACTION DAY is October 15, 2008. What is a blog? Wikipedia says...A blog (a contraction of the term "Web log") is a web site, usually maintained by an individual with regular entries of commentary, descriptions of events, or other material such as graphics or video. Entries are commonly displayed in reverse-chronological order. "Blog" can also be used as a verb, meaning to maintain or add content to a blog.Many blogs provide commentary or news on a particular subject; others function as more personal online diaries. A typical blog combines text, (8 comments)
BEYOND BOOBS in WILLIAMSBURG VIRGINIA presents A PINK CARPET EVENT To Premier...A CALENDAR TO LIVE BY 2009 A Very Special Project ot Save the Lives by Increasing Breast Health Awareness Wednesday October 15th, 20086:30 P.M. - 9:00 P.M. Williamsburg Chrysler Jeep Kia Showroom3012 Richmond Road WILLIAMSBURG VIRGINIA $50 per person - includeds a calendar(Tax-deductible portion of each ticket is $35) Visit www.beyondboobsinc.org for more information. Courtesy of Yvette Smith, SRES® REALTOR®WILLIAMSBURG REAL ESTATE757-753-74725350 Discovery Park BlvdWilliamsburg Virginia (7 comments)
Mr. & Mrs. Seller, Here's What I Will Do as your REALTOR® Inspired by a true story... 1. I will communicate with you weekly via telephone. I realize we are in a technology savy world now, but I know you need to hear me tell you that I'm doing everything possible to sell your home. 2. I will give you feedback from the agents who have shown your home. Yes, it is difficult to track down the agents sometimes. They show so many homes. But I will make all efforts to talk to them. 3. I will tell you what you NEED (15 comments)
LAW & ORDER SVU...My Sister's Run In with the "LAW" First a little history...My baby sister, PENELOPE (yes it is her real name) is a traveling registered nurse specializing in obstetrics (helps deliver babies). She's been to Texas (delivered one of the Polygamist compound babies there), California, now she's in The Big Apple, New York City. She's star struck, yes she is!! She is also a HUGE fan of LAW & ORDER SVU. So, as she is living the Sex in the City lifestyle (the glamour, not all the racey stuff, Mom would kill her!), she's thinking..."Gee, I hope I catch a (29 comments)
SHORT SALE REPRESENTATION by LYTLE LAW, P.C. Available in WILLIAMSBURG, NEWPORT NEWS and HAMPTON VIRGINIA For my Real Estate Closings, I use LYTLE LAW, P.C. Because of their professionalism and unequivocal expertise, I know that my buyers and sellers will confidently seal the deal! LYTLE LAW, P.C. has announced that it now represents SELLERS and AGENTS in short sales. They will do the following... * Meet with the sellers. * Gather all required information and documentation. * Submit a complete package to the lender. * Manage the process. * Keep everyone informed. * Handle negotiation. * Protect your commission. AND...they (3 comments)
THE NUMB3RS DON'T LIE OR DO THEY? Ever wonder how so many different people can accurately claim to be #1? The answer is surprisingly easy...statistics can support a variety of claims. The top position in sales, for instance, could be measured by the number of homes sold, the sales price volumes of homes sold, the number of homes sold and closed. You get the idea, right? When interviewing agents for the job of selling your home, there are several key statistics that you should consider to make sure you're getting a true picture. % Sales Price: List Price - This (8 comments)
TRICK or TREAT HOURS IN WILLIAMSBURG and NEWPORT NEWS VIRGINIA In WILLIAMSBURG, trick-or-treat begins at 6p.m. and ends at 8p.m. Participants must be 12 years old and younger to participate. In Newport News, trick-or-treat will be from 5p.m. to 8p.m. Children beyond the 7th grae or 13 years of age may not participate in trick-or-treating. An adult should escort small children and older children should go in large groups. Be advised that if there's no porch light on, you can assume that those folks are not participating in trick-or-treating. I cannot recall so many rules to trick-or-treating when I was a (8 comments)
HALLOWEEN IN WILLIAMSBURG VIRGINIA Looking for something to do with the children this fall? Or do you need political relief and want to have some fun? Well, don't you know that there's always plenty to do in Williamsburg! The seasons change in Williamsburg, but the FUN doesn't stop!! October 1-31 Halloween with Virginia's James River Plantation. Take haunted tours and have candlelit dinners. There are ghostly and spirited activities to suit every taste. On the October 4,11,18,24-25, you can experience an evening of spiritied tale telling in Williamsburg's James River Plantation country on the James River Plantation Progressive (3 comments)
MOVING to the CITY OF WILLIAMSBURG? If so, here are some important phone numbers that you may need... ELECTRICTY 1-888-667-3000 NATURAL GAS 1-866-229-3578 TELEPHONE Residential 757-954-6222 Business 757-954-6888 H20/SEWER 757-220-6140 TRASH (2 comments)
Virginia Blogby Yvette
Smith of Long & Foster Here
you will find information about Williamsburg Virginia and Williamsburg
VA Real Estate. Contact me for a tour of homes in
Williamsburg that you qualify for. I am dedicated to providing
you the best Real
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.