qwr: Free QWR template for Qualified Written Request!
- 07/16/13 04:33 PM
Hello all, Attached is a FREE qualified written request ("QWR") that you can use as a sample template for your own personal use. No other uses of this document are permissible. As you will see, when sending in a QWR under the Real Estate Settlement and Procedures Act ("RESPA") you need to make sure you are raising legitimate and bona fide accounting disputes. Here is what HUD has to say about a QWR. I hope you find this document useful. As always, if you have specific legal questions, please contact us to arrange a paid consultation. Thank you - Attorney … (1 comments)
Will a FDCPA lawyer accept my case on a contingency fee basis?
Potentially yes. We take select cases of abuse on a contingency fee basis. Contact us for more information at http://www.AttorneySteve.net or call (877) 276-5084
Does California have its own version of the FDCPA?
Yes, check the California Rosenthal Act
What types of things can I do if I think a creditor might be violating the FDCPA?
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (1) The collection of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by the agreement creating … (0 comments)
The Fair Debt Collection Practices Act ("FDCPA") is a federal law that prohibits "debt collectors" from engaging in certain types of prohibited conduct when seeking to collect a debt.
Some of the things that are prohibited by thre FDCPA are:
qwr: Poetic justice? Indymac and Onewest Bank........lawyers have had enough with the nonsense.......
- 04/06/10 02:57 PM
It is music to my ears to learn I am not the only attorney suing Indymac and OneWest bank. These guys are amazing. Indymac goes out of business because it originates loans that cannot be repaid (yet, supposedly this is all the borrowers fault and not theirs). Then, the FDIC comes in like superman to SAVER THE DAY (receivership) and forms "Indymac Federal" (yeah, whatever the heck that means). Then OneWest sees a HUGE OPPORTUNITY to buy all of Indymacs junk loans and enters into a loan sale agreement with the FDIC. You can find the contact on the internet. Then, … (0 comments)
qwr: fat cat banking lawyers scoff at your loss mitigation efforts and attempts to save your home from foreclosure......
- 03/06/10 11:59 AM
WHAT LAWYERS WHO REPRESENT LENDERS AND LOAN SERVICERS REALLY THINK ABOUT YOUR ATTEMPT TO FIGHT TO SAVE YOUR HOME FROM FORECLOSURE Here is a recent email exchange I had with one of the large lender/loan servicers in regard to asserting my Client’s Truth in Lending rescission rights. This email allows you to get a little flavor of what the big bad bailed out banks think about helping other people who need a bailout. HERE WAS HIS EMAIL QUESTION TO ME: It is a mystery to me why lawyers get involved with clients simply to delay the inevitable. The only reason I've … (0 comments)
qwr: Attorney Loan Modification Training. Lawyers interested in Learning about Loan Modifications and Helping Homeowners prevent foreclosure.
- 03/23/09 04:15 AM
Attorney Loan Modification Training - Lawyers Looking for Loan Modification Training? THE LAW OFFICES OF STEVEN C. VONDRAN, P.C. (877) 276-5084. SERVING CALIFORNIA AND ARIZONA REGIONS. THE FOLLOWING IS A NEW SERVICE I AM MAKING AVAILABLE TO ATTORNEYS AND LAWYERS WHO ARE LOOKING TO EXPAND INTO A NEW PRACTICE AREA AND WHO DESIRE TO TRY TO HELP HOMEOWNERS AVOID FORECLOSURE. I have been getting several calls from Lawyers who want to learn a new product line and help homeowners prevent foreclosure. While I do not consider myself an "expert" or "Specialist" in this area, I do have competence in this area … (0 comments)
qwr: A few notes and cases regarding seeking an injunction against foreclosure in California
- 03/21/09 04:05 AM
The following is general legal information only and not intended to serve as legal advice. For specific advice about your case and whether you may be able to obtain an injunction against foreclosure please contact a real estate or foreclosure lawyer. Attorney Steve Vondran can be reached at (877) 276-5084. Mr. Vondran represents Clients in Arizona and California where he is licensed to practice law. Steve@Vondranlaw.com . No attorney Client relationship is formed by sending an email to Mr. Vondran. A few notes on seeking an injunction against foreclosure in California The party seeking the injunction against … (0 comments)
qwr: what good is a RESPA Section 6 Qualified Written Request?
- 03/13/09 01:42 PM
UNDERSTANDING THE RESPA QUALIFIED WRITTEN REQUEST The following is general legal information only and not intended to serve as legal advice or a substitute for legal advice. This is only the opinion of the author. For specific advice please contact an attorney. Every time your loan is sold the new loan servicer is required under the Real Estate Settlement Procedures Act ("RESPA") to provide you the following notice: "Section 6 of RESPA provides borrowers with consumer protections relating to the servicing of their loans. If a borrower sends a "qualified written request" to his loan servicer concerning the servicing of the … (4 comments)
qwr: Making a Qualified Written Request for Your Borrower's Loan File under RESPA Section 6
- 09/23/08 07:51 PM
This is some general legal information about making a RESPA Section 6 request for your borrower's loan file. Some of the information is pulled from the HUD website. My comments are italicized. You want to demand your Client's loan file basically so you can take a look at it and (hoepfully) to run a legal audit on the file. You want to see if the lender has made any legal errors in the loan process that would warrant rescinding the loan and/or forcing a loan modification. The first thing to do is to make the written request to the lender. The … (2 comments)
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