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ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 12 of 12) - REFINANCING - 12/04/07 08:41 PM
REFINANCING
Homeowners choose to refinance for a wide variety of reasons. Some of the most popular ones include:
Obtain a lower interest rate. Build equity faster. Change loan type. Take advantage of an improved credit rating. Draw on equity already built in the home. Obtaining a lower mortgage interest rate can … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 11 of 12) - EARLY LOAN PAYOFF - 12/04/07 08:39 PM
EARLY LOAN PAYOFF
Even with today's low interest rates, the total amount of interest you may pay over the life of your mortgage can seem like an enormous amount. It's one of the reasons many people set a goal to pay down their mortgages early. Here are some reasons to consider … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 10 of 12) - DOWN PAYMENT - 12/04/07 08:38 PM
DOWN PAYMENT
Nearly every home purchase requires a down payment. The amount of the down payment can vary greatly depending on the home, the seller, the mortgage obtained, credit history of the borrower, etc.
There are such things as no down loans that don't require the buyer to come up with … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 9 of 12) - MORTGAGE INSURANCE - 12/04/07 08:36 PM
MORTGAGE INSURANCE
Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. It's usually required for borrowers making a down payment of less than 20%.
Similarly to auto insurance, mortgage insurance requires payment of a premium, is for protection … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 8 of 12) - SECOND MORTGAGES - 12/04/07 08:35 PM
SECOND MORTGAGES
Although a second mortgage places an additional mortgage on your home, second mortgage money usually is loaned in a lump sum. Also, second mortgages usually have fixed interest rates and fixed payment amounts.
Some second mortgage loans may extend for as long as 15 or 20 years; others may … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 7 of 12) - HOME EQUITY LINE OF CREDIT - 12/04/07 08:33 PM
HOME EQUITY LINE OF CREDIT
While similar to a second mortgage or Home Equity Loan, a Home Equity Line of Credit (HELOC) is different. If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of … (0 comments)

ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 6 of 12) - CONSTRUCTION LOANS - 12/04/07 08:32 PM
CONSTRUCTION LOANS
Construction Loans are different than anything else out there. A lender has to know the story behind the planned construction before they're willing to loan you money. It's not going to be standardized like mortgage loans underwritten to Freddie Mac or Fannie Mae guidelines.
However, there are some common … (0 comments)

ATX Rent To Own is an ALLRentTo Own.com Local Specialist - General Lending Information (Part 5 of 12) - INTEREST ONLY LOANS - 12/04/07 08:29 PM
INTEREST ONLY LOANS
Recently, Interest Only Loans have become prevalent in the mortgage industry. An interest only loan means that you pay only the interest on a mortgage in monthly payments for a fix term. After the end of that term, (generally 5-7 years) you begin paying off the principal (which … (0 comments)

 
Real Estate - Other: Isaiah Fox (ATX Rent To Own is an ALLRentToOwn Local Specialist)
Isaiah Fox
San Antonio, TX
More about me…
ATX Rent To Own is an ALLRentToOwn Local Specialist

Office Phone: (800) 709-5523
Email Me
All about Owner financing a home, Rent to Own, Lease to Purchase, Stopping or Avoiding Foreclosure, buying your first home without credit, selling houses & real estate fast, as-is, & at a fair price, investing in real estate, bird dogging to earn cash, private money lending, self directed IRA's


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