san antonio: Investor Mentorship Program - ATXRentToOwn.com & HomesByOwnerSA.com - 03/11/08 06:52 PM
Investor Mentorship Info
Would you like to be guided through your first deal or first year of investing by a group of seasoned investors?
Where Do I Start?
The question that circulates through the air which is asked by almost every person interested in this industry. Where Do I … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 12 of 12) - REFINANCING - 12/04/07 08:41 PM
REFINANCING
Homeowners choose to refinance for a wide variety of reasons. Some of the most popular ones include:
Obtain a lower interest rate.
Build equity faster.
Change loan type.
Take advantage of an improved credit rating.
Draw on equity already built in the home.
Obtaining a lower mortgage interest rate can … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 11 of 12) - EARLY LOAN PAYOFF - 12/04/07 08:39 PM
EARLY LOAN PAYOFF
Even with today's low interest rates, the total amount of interest you may pay over the life of your mortgage can seem like an enormous amount. It's one of the reasons many people set a goal to pay down their mortgages early. Here are some reasons to consider … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 10 of 12) - DOWN PAYMENT - 12/04/07 08:38 PM
DOWN PAYMENT
Nearly every home purchase requires a down payment. The amount of the down payment can vary greatly depending on the home, the seller, the mortgage obtained, credit history of the borrower, etc.
There are such things as no down loans that don't require the buyer to come up with … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 9 of 12) - MORTGAGE INSURANCE - 12/04/07 08:36 PM
MORTGAGE INSURANCE
Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. It's usually required for borrowers making a down payment of less than 20%.
Similarly to auto insurance, mortgage insurance requires payment of a premium, is for protection … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 8 of 12) - SECOND MORTGAGES - 12/04/07 08:35 PM
SECOND MORTGAGES
Although a second mortgage places an additional mortgage on your home, second mortgage money usually is loaned in a lump sum. Also, second mortgages usually have fixed interest rates and fixed payment amounts.
Some second mortgage loans may extend for as long as 15 or 20 years; others may … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 7 of 12) - HOME EQUITY LINE OF CREDIT - 12/04/07 08:33 PM
HOME EQUITY LINE OF CREDIT
While similar to a second mortgage or Home Equity Loan, a Home Equity Line of Credit (HELOC) is different. If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 6 of 12) - CONSTRUCTION LOANS - 12/04/07 08:32 PM
CONSTRUCTION LOANS
Construction Loans are different than anything else out there. A lender has to know the story behind the planned construction before they're willing to loan you money. It's not going to be standardized like mortgage loans underwritten to Freddie Mac or Fannie Mae guidelines.
However, there are some common … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentTo Own.com Local Specialist - General Lending Information (Part 5 of 12) - INTEREST ONLY LOANS - 12/04/07 08:29 PM
INTEREST ONLY LOANS
Recently, Interest Only Loans have become prevalent in the mortgage industry. An interest only loan means that you pay only the interest on a mortgage in monthly payments for a fix term. After the end of that term, (generally 5-7 years) you begin paying off the principal (which … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 4 of 12) - GOVERNMENT LOANS - 11/13/07 10:59 AM
GOVERNMENT LOANS
While there are several government loans available, the two most common for home buyers are FHA LOANS and VA LOANS.
FHA Loans: HUD insures mortgage loans to help people buy or refinance their current homes with a low down payment. HUD doesn't give you the loan directly. If you're … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 3 of 12) - CONVENTIONAL LOANS - 11/13/07 10:42 AM
CONVENTIONAL LOANS
Conventional loans are loans that are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes.
There are loan limits for homes under conventional guidelines:
… (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 2 of 12) - GENERAL LOAN INFORMATION - 11/13/07 10:10 AM
GENERAL LOAN INFORMATION
There are many loan choices available. In this article, we've provided a summary of loans and key phrases. Please keep in mind this is just a basic overview. Please contact us if you'd like clarification or a more detailed explanation.
Fixed Rate Mortgages - These are offered … (0 comments)
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san antonio: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 1 of 12) - WHY WORK WITH US? - 11/13/07 10:02 AM
WHY WORK WITH US?
Buying a home is a thrilling, if major, step. There are so many questions that can be asked, so many places to look for answers.
We'd like to share our expertise and help make the process as painless as possible. In order to reach your home buying … (0 comments)
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san antonio: Are You Looking For Owner Financing or A Rent To Own Home In San Antonio? - 11/03/07 11:25 PM
Are You Looking For Owner
Financing or A
Rent To Own Home In San Antonio?
Imagine owning a home today with as little as
3-5% down,
flexible loan terms, and all at a monthly payment
that works for you.
Find out how
to obtain owner financing or rent to own a … (0 comments)
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san antonio: Are You Looking For Owner Financing or A Rent To Own Home In Round Rock? - 11/03/07 09:38 PM
Imagine owning a home today with as little as
3-5% down,
flexible loan terms, and all at a monthly payment
that works for you.
Find out how to obtain owner financing or
rent to own a home today! We have
homes
available rent to own or with owner financing in … (0 comments)
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san antonio: Are You Looking For Owner Financing or A Rent To Own Home In Austin? - 11/03/07 09:35 PM
Are You Looking For Owner
Financing or A
Rent To Own Home In Austin?
Imagine owning a home today with as little as
3-5% down,
flexible loan terms, and all at a monthly payment
that works for you.
Find out how to obtain owner financing or
rent to own a home … (0 comments)
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san antonio: How to stop or avoid foreclosure of your home - 10/05/07 06:59 AM
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san antonio: We Buy Houses Fast! - Sell Your Home Fast- Free Home Sale Consultation & Free Foreclosure Information - 09/15/07 07:37 PM
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san antonio: Your house is in your hands & you have options - How to stop or avoid foreclosure of your home - 09/11/07 07:49 PM
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