1.   Money- in your own pocket not your landlords.  When you rent you are putting money into your landlords pocket,  chances are when you own the home and sell it you will at least recoup some of what you have paid into the property.

 2.    Tax Benefits-you can qualify for up to $8,000 in tax credits. For most people, buying a home may not only allow you to deduct the mortgage interests, it also gives them the ability to detail your deduction

3.    Favorable interest rate-Interest rates are at an all time low and this is the lowest interest rates have been in years.

 4.    Selection---There is a large selection of homes on the market and very few buyers, regardless of your taste and preference you should be able to find something in your budget.

 5.  Price---- prices are at an all time low, affordability is better than ever, whether you are looking for your dream home, Hud home or fixer upper now is the time.

 6.   Sellers are willing to neogiate-since homes are staying on the market longer most sellers are more willing to neogiate.

7.   Pride of Homeownership!  This one speaks for itself.

                                            

One of my favorite things about Gwinnett County is that we have a wonderful parks and if you read my blogs you know by now that I love parks.   The park I am referring to is Deshong Park, the newwest park in Gwinnett County and it is located on South Deshong Rd, in Stone Mountain, Georgia on the Dekalb/Gwinnett County line. 

 

       

Deshong park has something for all ages, there is a tot lot, a beautiful walking trail and even a teen park complete with skate board ramps and basketball courts

.      

As I walked the park I especially enjoyed the walking trail and bridges.

                   

 

 Don't strain your budget, aaffordable living awaits at this 3-bedroom/2-bath low-maintenance home in Hidden Hills.  This foreclosed home offers great features including a casual great room with carpeting, stone fireplace for chilly mornings.  This property is sold AS-IS, perfect for the investor or first time home buyer willing to put in a little sweat equity!  Needs to be restored to original charm, but will worth the price $112,575.00. 

Please call Ava Lugg 770-369-5121 for more information.  Bridgewell Realty Inc.

Are you in the market a great home with equity?  If you are I can help.  I know of a home that has been reduced because the seller is MOTIVATED TO SELL.  I would love to be your buyers agent, but you must call me for the information concerning this home for sale.  BTW, this custom home is beautiful and did I say it's waaaay below market value?  You can look at my website if you like, but this home is not on my website!  If you want more information on this home call me, this home won't last!  Serious inquires only!

 

http://www.atlantahomesrelocation.com/

http://www.avalugg.com/

Ava Lugg     770-369-5121

Bank owned property coming soon!   3 bedrooms 2 bath home in the low $100,000s in Hidden Hills Subdivision, Stone Mountain, GA.  Great home for a 1st time home buyer who doesn't mine putting in a little sweat equity or for that savvy investor.  1st time home buyer this home is available for a 100% financing with the Georgia Dream Program!  Bank is motivated to sell, bring your offers!

http://www.atlantahomesrelocation.com

 

I live in a town called Snellville and the slogan for my town is "Snellville where everybody is somebody".    As I've written previously Snellville is growing and changing, yet I realize it still very much the same in some ways.  I can still get to know all the people at the local establishments that I frequent and I can make sure those people know me and what I do.    Can you imagine how many people frequent the same places you do and if you develop a relationship with these people they can recommend you to those who need your services and they may need your services also.  Everybody is somebody and get to know your neighbors and watch your business grow.

My suggestions are:

• Get to know the cashier at your local supermarket.
• Get to know the people at your local print shop or sign store.
• Get to know the loan officers at your local bank or credit union
• Get to know the teachers at your local schools
• Get to know the wait staff at your favorite restaurants

If real estate is local why are we doing everything except getting involved locally?   I have been looking at what separates successful REALTOR® from those who are not as successful.    To me the common denominator has been that the successful REALTOR® are very involved in there communities and the things that are happening locally.    One of my goals over the next several months will be do just this.  Everyone I talk to will know and will be given a card.  I began doing this today as I gave my card to the police officer today when I stopped for speeding.

Recently I spoke with a first time buyer who has some blemishes on her credit report and signed up for a program for a home buying program that advertises rent to own opportunities and says that they will help you improve your credit through this.  I personally don't believe that this is the way to go.   

 

Rent to own or lease purchase should not be your first option, but repairing your credit is the way to go.    A program that ask you pay them monthly for 6 month and they report that to the credit reporting agencies is not repairing your credit.  This can actually be more harmful, if you want to establish new credit I suggest you obtain a prepaid credit card. 

 

What exactly is repairing your credit?

  

To repair your credit you must get a current copy of your credit report and review the credit report to resolve any delinquencies, or inaccuracies.  You must pay accurate bills on time and in addition you must:

 

• Disputing any inaccurate information on your credit report
• Make payment arrangements for any past due
• Work out settlement for delinquent bills

  

 

Only after you have done these things would I say it's okay to enter into a lease purchase arrangement.  I say this because if you enter into a lease purchase agreement you want to want to be in a position to finance this property in your name in the next 6-18 months.  If your credit is blemished during this time you will not be able to do this! 

  

In my experience lenders want to see that you handle credit responsibly!  This means that you do not over extend yourself and you pay your bills on time.  As a first time homebuyer you don't need perfect credit to qualify for a home loan, but you can not have delinquencies and judgments. 

 

 

If you are considering a home purchase in Georgia and would like some help in repairing your credit feel free to contact me!

 

P.S.  It's important to learn to do this for yourself so you can help someone else.

 

 

http://www.atlantahomesrelocation.com/