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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED
RECENT BLOG POSTS
Jill was a good client of mine.  I funded an FHA loan for her when she bought her condo back in 2010.  She was sitting on $100,000 in profit in just five years.  Her original real estate agent left the business so she found an agent who advertised on Zillow  (Jill is pretty tech savvy).  She list...
11/05/2015
The San Diego real estate community hears this a bunch; things are pretty cordial and laid back in our county.  Sometimes though, a buyer gets so frustrated with her real estate agent that she takes matters into her own hands--AFTER the transaction is closed.Here's how to get the house you REALLY...
09/08/2014
Have you noticed that mortgage rates slowly dropped these past few months?  Look at this chart of mortgage bonds.  We started off the year around 99.25 and are presently just below 103.  This means that the mortgage bond market gained about 4% in value.  Stated differently, it might have cost a c...
09/08/2014
I do.  DISC profiling gives me greater insight into the customer at helps me figure out how best to approach and deal with them.  The DISC model identifies personality traits of people and can tell what makes them hot and what makes them cold.  The four personality types are:D (Dominant).  These ...
09/07/2014
The mortgage bond market declined slightly this past week, disappointed that the European Central Bank did not attempt a larger economic stimulus.  Mortgage rates declined this week in antipation of massive markets intervention by the ECB--that didn't happen.  Bond traders weighed that informatio...
09/05/2014
The Veterans Administration asks to see a list of documents before approving a condominium complex for VA loans.  One of those documents is a "reserve study".  In California, all condominium complexes are required to have a reserve study performed every three years (with annual board reviews) unl...
09/03/2014
Assume you have a home listed for $500,000 and you're getting offers under $475,000. You're countering these offers at $485,000 because you're trying to preserve some profit on the sale. You might be focused on the wrong thing.    Buyers pay mortgage payments, not price. In this case, the buyer m...
08/30/2014
San Diego Home Seller (SELLER):  I want to maximize the profit on my house sale.San Diego Real Estate Agent (AGENT):  Let's list the house at $699,000.SELLER:  The exact same home, two houses away, sold for $710,000 in February, I read that San Diego home prices are up year over year.  I want to ...
08/29/2014
BIll Roberts, an Oceanside, CA real estate broker said this to me, about my return to ActiveRain:"Hi Brian, It is good to see you back here instead of wasting all your time on Facebook."I haven't wasted any time on Facebook.  In fact, Facebook was the top social platform for business development ...
08/26/2014
I was in a bit of a funky mood today and I couldn't figure it out.  I posted on Active Rain for the first time in over three years; I was trying to drop a backlink for a post on my San Diego mortgage blog.  Bob Stewart reached out to me, over the summer, and invited me to start posting here again...
08/25/2014
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