mortgage rates report: Mortgage Rates Report is Available On Twitter - 01/12/08 04:26 PM
Mortgage Rates Report, the nationally-syndicated update about mortgage rate movements, is now available on Twitter. 
Twitter is a FREE broadcast service that can be directed to your phone, e-mail, or Twitter page.  It's a great way to broadcast mortgage market information to tech-savvy customers and REALTORs. 
Click the … (7 comments)

mortgage rates report: Mortgage Rates Report: October 17, 2007 - 10/17/07 07:36 PM
Recommendation Change:       It's time to start floating those loans!  We should be watching mortgage rates drop lower these next 3-7 days. 
Do not lock in your mortgage rate at application; lower rates may be here next week. 
Two big numbers came out today:
1- Core CPI- That's the inflation number … (4 comments)

mortgage rates report: MortgageRatesReport.com: October 10, 2007 - 10/10/07 08:31 PM
I'm often asked how I come up with my advice to lock or float the mortgage rate when home buyers read the Mortgage Rates Report.  Well, I read a lot, that's for sure.  I read Bloomberg.com and the Mortgage Market Guide research which gives me access to real-time quotes of mortgage-backed … (0 comments)

mortgage rates report: MortgageRatesReport.com: October 5, 2007 - 10/05/07 10:55 AM
Our fear from Wednesday was justified.  I hope you took our advice and locked your mortgage rate. From Wednesday: I'm still maintaining my lock-in at loan application recommendation.  I just don't see a tremendous amount of upside to floating the mortgage rate.  There is an underlying fear of stagflation in the … (2 comments)

mortgage rates report: Mortgage Rates Report: October 3, 2007 - 10/03/07 10:20 AM
I'd like to start off this morning's report by recognizing my wonderful wife, Debra.  We were married October 3, 1998 at St. Mary's Basilica in Phoenix, AZ.  Today makes it nine years.  Debra balances the demands of family and work beautifully.  Our daughter is an example of the former and our … (15 comments)

mortgage rates report: Mortgage Rates Report- August 28, 2007- Lock All Loans - 08/28/07 02:06 AM
Our Mortgage Rates Report from last week advised clients to float their loans.  We still maintained a lock-in stance for all non-conforming and jumbo loans as that market is changing daily.  Until Wall Street investors set the market for jumbo loans, we maintain that stance.
The advice was fruitful to those that … (8 comments)

mortgage rates report: Mortgage Rates Report: August 8, 2007- Lock Your Loans - 08/08/07 10:42 AM
Home buyers should lock-in their interest rates.  The mortgage-backed securities market is responding to two events and mortgage bonds are dropping.
The Federal Reserve Bank did not raise the Discount Rate yesterday (as expected).  Fed Chairman Ben Bernanke spent very little time discussing the mortgage liquidity crisis and talked about … (11 comments)

mortgage rates report: ARMs Don't Kill Houses, Loan Hacks Kill Houses - 07/30/07 10:59 AM
Adjustable rate mortgages, ARMs for short, are the most misunderstood, misused, and maligned financial instrument.  The have been abused by consumers, Realtors and loan originators alike these past 3-4 years and are now the subject of national scourge.  Much like our Second Constitutional Amendment critics, the ARM critics are usually misinformed … (52 comments)

mortgage rates report: CALIFORNIA LOAN CONNECTION: Why does your broker have an affiliated business arrangement? - 09/05/06 05:55 PM
I blogged earlier about the Realtor/LoanOfficer title so many agents have on their business cards.  In essence I asked:
What is so wrong about Realtors who originate loans (or vice-versa)?
Here is a summary of what you told me: 
1- It is a conflict of interest:  Realtors lose their objectivity if they perform both … (12 comments)

 
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Brian Brady- America's VA Home Loan Broker

San Diego, CA

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