san diego real estate: Downtown San Diego Real Estate May be a Buy - 10/02/07 12:57 AM
I just got off the phone with a bright Realtor who specializes in the Downtown San Diego real estate market.
Denny Oh, of Prudential California Realty, writes a weblog called www.SanDiegoh.com.  He submitted a post to the weekly Carnival of Real Estate.  This week, Matt Padilla of the OCRegister, selected … (5 comments)

san diego real estate: Shooting Dice With the Bubbleheads - 12/30/06 01:30 PM
My hands were sweaty as I nervously darted my eyes around  the craps table .  I was the pariah because I was “betting on the don’t line“.  This particular strategy can be extraordinarily frustrating when a table gets hot.  It requires a bettor to double up his stake each time he … (23 comments)

san diego real estate: Borrow Money Like You Would Buy A Cell Phone - 12/09/06 05:49 PM
How is borrowing money like  buying a cell phone?
 
I'm going to share a funny personal story with you.  I just bought a cell phone the other day. Now,  read on because it has a LOT to do with how to get good mortgage terms.
This was a big thing for me … (26 comments)

san diego real estate: The Six Stages of the Long-Term Real Estate Play - 12/01/06 08:27 PM
I talk a lot about trends in housing.  One of the ways to make money in any real estate market is to buy correctly.  How can you spot the next Aspen or Scottsdale?  Here are the six stages to watch:
1- If looking for the next hot ex-urb, look for a small … (42 comments)

san diego real estate: Are You A RainMaker or a DealMaker ? - 11/30/06 11:17 PM
I think Realtors and Loan Originators will become highly specialized individuals in the next 5-10 years.  The business will split off into 2 distinct personalities:  Rainmakers and Dealmakers.   I'm going to share some thoughts about identifying what you are and then some proactive ideas you can take to exploit your strengths … (67 comments)

san diego real estate: A Realtor's Guide to Correspondent Lenders - 11/13/06 10:15 PM
Correspondent Lenders are a hybrid between a direct lender who sells loans to Wall Street and a mortgage broker.  We (in the industry) sometimes refer to them as "Super Brokers with Big Credit Cards" because they perform all the origination functions like a mortgage broker but fund the loan in their … (18 comments)

san diego real estate: High Noon in Long Beach, CA - 11/02/06 05:45 PM
The California Association of Mortgage Brokers, the same organization that sponsored the trade show that featured completely irresponsible lending practices,  has drawn a line in the sand with this statement that all loan originators need to be licensed. 
"We believe there should be a barrier to entry besides being able to … (12 comments)

 
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Brian Brady- America's VA Home Loan Broker

San Diego, CA

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