va home loans san diego: VA Home Loans in San Diego: Residual Income Analysis - 04/11/09 05:14 PM
Underwriters look at three things:
READ: The Three C's Of Underwriting Approvals
Credit Reputation
Credit Score
Foreclosures, bankruptcies, liens and/or judgments
Mortgage delinquencies
Credit delinquencies, repossessions, collections, or charge-offs
Credit accounts: type, age, limits, usage and status of revolving accounts
Borrower's request for new credit in last 12 months
There is (8 comments)
va home loans san diego: Everything REALTORS Should Know About VA Home Loans - 03/12/09 12:59 AM
I hosted a webinar tonight about VA home loans, targeted at REALTORS, to better help them understand:
how to present VA offers that get accepted.
the alternative underwriting model the VA uses for income analysis
how a VA home loan is a better choice, in some California counties, than a jumbo (7 comments)
va home loans san diego: Five Things California REALTORS Can Do To Sell More Homes in 2009 - 12/04/08 04:11 AM
Close to 78% of the listed homes, in Southern California, fall under the VA loan limit. The 2009 loan limits, for the California counties are well over the original $144,000 of a few years ago. In fact, the VA loan limit is over $1,000,000 for some San Francisco metro counties and (44 comments)
va home loans san diego: VA Home Loans Make San Diego Veterans Happy - 10/13/08 12:33 AM
I had the good fortune of closing another VA home loan for a Navy family this month. I was stoked to read that our team delivered a superb experience for them over on a Redfin Forum:
I am just going to do a cut and paste from another thread but (9 comments)
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