Zero Down Mortgage Loans - 02/28/07 02:37 PM
"Zero down" or "no money down" mortgages have become increasingly popular as of late. Especially in the past five years or so, as banks have become just plain aggressive about financing "zero down" borrowers - once considered far too risky.
This article will be lengthy and boring if I discuss the whos and … (17 comments)
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SPAM- It's Not Just for Email Anymore - 02/27/07 12:34 PM
I became a member of ActiveRain about two weeks ago, maybe three. Since then, I have received at least twenty unwanted faxes from companies claiming that we have had a "past relationship" and they are faxing me an update. Or maybe they don't even try to B.S. me about the past relationship … (10 comments)
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Amazing Google Results! And a Sexy New Profile - 02/26/07 09:10 AM
It's not even close to being done, but I am jazzing it up. Check out my new Arizona Home Loans page (in a new window) and then read why I am going to spend as much time on that as I do blogging.
And yes, I realize I am no artist, but the profile … (26 comments)
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Who Can Afford My Home? - 02/24/07 02:50 PM
I don't know what happened, but all of a sudden, the 30%-per-year equity increases on my homes have stopped cold. Gee. I would have never have thought this would have happened in a zillion years!
Common sense should have told anyone that things couldn't stay this way forever; the bubble was soon to … (9 comments)
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Get the Most of ActiveRain- in 5 easy steps - 02/22/07 07:02 PM
As most of us probably realize by now, ActiveRain is a phenomenal way of marketing ourselves, as well as networking with other Realtors and Real Estate professionals. However, I've noticed that the great majority of the users are not using ActiveRain to its full capacity. Done right, this website could be … (57 comments)
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The Best Way to Exchange Links - 02/22/07 10:09 AM
Do you want your site to be on the elusive Page One of Google(r) when someone searches for a Realtor in your area? There are many ways to achieve good search engine rankings, but, by far, without a doubt, the best way to get your site to be number one is … (24 comments)
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Golden Rule Realtors: Please Don't Hang Up on Me - 02/21/07 01:35 AM
Today, a loan officer that I was training had the phone slammed in her ear by at least a couple dozen Realtors. A few more pretended to listen with a bunch of "uh-huh's" and "yeah's" and one-- only one-- was kind to my new loan officer. She told my new recruit that she … (51 comments)
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Super-Effective, Cheap Marketing- Really! - 02/20/07 11:56 AM
I've been doing this whole real estate and mortgage thing for a number of years- both here in Arizona and also Michigan (where I started). Like most of us, I believe I've seen it all when it comes to marketing. Ya got yer door hangers; ya got yer homes magazines in … (39 comments)
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Bad Clients and Credit Report Myths - 02/19/07 05:18 PM
I just had a Realtor hang up the phone with me, frustrated after I told him that his client couldn't qualify for any type of mortgage that I was aware of. (Account reps, please do not email me to try and qualify this guy. Trust me.)
Anyway. The Realtor totally shocked me … (24 comments)
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How to Find the Lowest Mortgage Rate - 02/10/07 01:23 PM
Actually, finding the lowest mortgage rate is easy: Just go ahead and call any of the thousands of unscrupulous mortgage brokers out there- you know, the ones who like to advertise online with rates that are too good to be true. Some of them- occasionally- will actually provide the rates they promote, but … (21 comments)
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The Option ARM - 1.75% interest rate! - 02/08/07 11:34 AM
To put it bluntly, the so-called Option ARM stinks, in the opinion of National Wholesale Mortgage.
Many mortgage banks have no problem pushing this product. After all, anyone who went to business school knows that a publicly held company has one responsibility: Increase the value of its stock for its shareholders, period. Do you … (7 comments)
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Google, Page One - 02/08/07 10:43 AM
If you search for Arizona Mortgage or Arizona Mortgage company, you will find my site on the elusive PAGE ONE of Google. (http://www.azwm.com/) Yea!
Actually, I've got a bunch of mortgage-related phrases in which my site appears on Google, page one. I am very happy about this!
Of course, I have done a ton of research on … (9 comments)
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Banks Getting Tougher with Underwriting! - 02/08/07 10:20 AM
Mortgage lenders credit standards on home loans have gone through more "tightening" during the past three months than they did in more than 10 years, according to a recent federal survey.
These results were taken from the Federal Reserve Board's January 2007 Senior Loan Officer Opinion Survey on Bank Lending Practices.
Nearly 40% of mortgage professionals (from 57 U.S. banks) … (2 comments)
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