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short sale: Can I buy a foreclosed home in Mount Gilead (Morrow County) OH? - 09/02/11 01:53 PM
Can I buy a foreclosed home in Mount Gilead (Morrow County) OH?
The short answer is YES.  The long answer requires a little more explanation (and question)
How will you be financing this "foreclosed" home?  Will it be your principal residence or are you planning to buy it as an investment property, maybe using it as a rental for a few years?
Do you plan on fixing it up yourself?  Or are you going to hire a general contractor to do all the work?
Do you have the financial ability to risk thousands of dollars?  Or are you trying to find … (2 comments)

short sale: Mount Gilead Homeowner Charged $1600 To Get Help Avoiding Foreclosure? - 03/11/10 03:53 PM
Mount Gilead Homeowner Charged $1600 To Get Help Avoiding Foreclosure?  Last week I sat down with some very frustrated and discouraged homeowners who are facing foreclosure and possible bankruptcy. 
These Mount Gilead homeowners were beside themselves because they had been "working" with their mortgage lender and doing everything they thought was the right thing to do and they were getting nowhere.  They were continuing to get harrassing phone calls from their bank and even though they thought they were doing the "right thing", they were actually getting in deeper and deeper.
When alas, they received a call from someone who told … (0 comments)

short sale: Morrow County Realtor Receives CDPE Designation - 12/22/09 02:03 PM
 FOR RELEASE: IMMEDIATE
DATE: December, 2009 For more information, please contact:
Herb Baldwin, Realtor, RE/MAX Genesis, 419-947-4004 or herb@herbsells.com
LOCAL REALTOR EARNS PRESTIGIOUS DESIGNATION TO HELP
HOMEOWNERS IN DANGER OF FORECLOSURE

Herb Baldwin of RE/MAX Genesis has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process.
Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower … (0 comments)

short sale: Morrow County Homeowners Can Avoid Foreclosure - 12/22/09 01:51 PM
Morrow County Homeowners Can Avoid Foreclosure. 
As I work in Morrow County with sellers, many of whom are "upside down" we almost always have the conversation about the differences between a Foreclosure and a Short Sale. It's important to understand the differences and how it can affect a home seller for years to come.
Take a look at this short video that explains the new Short Sale guidelines and how this can help you or someone you know. In taking the class for CDPE (Certified Distressed Property Expert) I was given this one page document that clearly and succinctly illustrates the … (0 comments)

short sale: Mount Gilead Seller Says "But I Want More For My House!" - 09/23/09 08:27 PM
My seller in Mount Gilead (or Cardington or Marengo) says "I want more for my house!" "I need more!" "We have more invested!"
But what is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV).  FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but really, how is this price determined?

… (2 comments)

short sale: Morrow County Short Sales (Avoiding Foreclosure) - 08/24/09 10:52 AM
Are you or someone you know in danger of losing your home? Are you behind in mortgage payments? Are you being pressured by your mortgage lender to make a monthly payment that you're finding difficult if not impossible to make? There are a lot of situations out there, whether here in MORROW COUNTY or elsewhere where people have been unemployed for some time, or the marital status has changed, or perhaps the interest rate has climbed to an unmanageable rate. Don't give up hope yet! Although you may be feeling pressured and feeling as though there is no way out, that's … (0 comments)

 
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Herb Baldwin

Mount Gilead, OH

More about me…

Re/Max Genesis, Mt. Gilead, OH

Address: 745 W. Marion Road, Mt. Gilead, OH, 43338

Office Phone: (419) 947-4004

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