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Lot 27 is available for you to custom build your home. Zoning: RS3 Lot Square Footage: 2800 Sq. Ft. Survey: Pending Property Address: 2450 W. Carmen Avenue Selling Price: $234,900 Real Estate Taxes: Outrageously Low: $834.56
CLICK HERE TO SEE THE LOT AND DESIGN OPTIONS
View Larger Map (0 comments)
What Happens When the Bank Conditions the Condition of Your Home? - 07/28/09 07:31 PM
I just had a conversation with the Buyer's Agent on one of my Chicago listings. We are under contract and she just downloaded the appraisal for my review as there appears to be "minor mold damage and drywall damage". So, I downloaded this 16 page report with photos of the property included and low and behold, that's not our light fixture nor does it look like our ceiling. I'm going back to the property tomorrow and taking photos of the ceilings and identifying each ceiling as the appraiser neglected to tell the bank the location of the problem. So, what might (1 comments)
Where is Chicago Housing Headed? - 07/23/09 07:07 PM
The Wall Street Journal just posted the 28 neighborhoods where you might or might not want to live right now. What they have done in this report is review the jobless rate, Loan Payments Over Due, the Months' Supply of Inventory, the percentage of change in pricing and the Price Drop from Peak. So, what does all this mean to Chicago? Well, we are the third highest with 18.1 months supply of inventory in the country and we are in the middle for the jobless rate and loan payments overdue. Las Vegas, Phoenix, Orlando and Miami, along with Sacramento are in (0 comments)
Why Your Home was rejected by the Bank - 07/19/09 02:56 PM
As a Realtor, one of the compelling questions I am hearing from those in default of their mortgages, the expireds, those just beginning to interview for the selling process is .... What will I be able to sell my home for in today's market? A: What the buyer is willing to pay?;B: What the market supports based on condition, neighborhood stability, available financing programs, and opinion of value?; orC: What I Need to move on with my life? Appraising is an "opinion of value" and that "opinion of value" is done by an appraiser. Real Estate Agents cannot give an "opinion of value" (0 comments)
DOING THE MATH ON 2-4 UNIT PROPERTIES - 07/04/09 01:05 PM
I am reviewing some properties for one of my investors today and it just amazes me that people think, wish, hope, that they can get a certain selling price on their 2-4 unit building here in Chicago but the rents aren't supporting the value!!! Let's look at what the investor and the bank looks at: Leases Who pays the gas on those leases? Is the water metered or non-metered? How much is the insurance for the building? Real Estate Taxes Electrical Bill for Common Areas Maintenance (snow removal, landscaping, plumbing breaks, accidents, painting, light bulbs) Then they look at this: Remaining (2 comments)
Watch that House Move - 07/03/09 11:48 AM
Did you know that houses and buildings move? Those cracks that appear with age or settling could always be there. I want you to look at your hand right now. Go ahead and look at it. See how your skin expands and contracts when there is movement? Think about when you were a baby. Did somebody put a new body suit of skin on you as you kept growing? No? Yes? Now, I want you to think about the climate you are in. I'm located in the midwest and hence we have frigid winters and hot summers. So, a house made of (0 comments)
Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc): FHA Loans and FHA Mortgages - Believe it or not, for many areas across the United States, in today's market, FHA mortgages seem to be about 50 percent of today's real estate transactions. What has bothered me since there aren't as many mortgage programs as outlets anymore, is that more and (0 comments)
Good Faith Estimates - Knowing & Understanding the Power of the paper!!! - 07/02/09 04:48 PM
Jeff Belonger is one of the knowledgeable, caring, professional individual that I know in the financing arena. There are too many things "poping up" from my friends across the United States. Please know, that you need to understand financing before you sign up with just anybody out there. We as a nation, have not been asking enough questions. Read Jeff's post and begin to understand the world of finance. Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):
Good Faith Estimates - Extremely important message below!!!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.