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economic stimulus bill: $8000 Tax Credit News: The State of Louisiana is now offering a mechanism for Homebuyers to use the credit at closing - 09/03/09 01:39 PM
While FHA policy was revised to allow the new tax credit (up to $8000) to be taken at the closing instead of waiting after closing and rrequiring a tax revision filing to collect the $8000, there was not a lender offering the second mortgage to do this. With the new bond issue at the end of August, Louisiana has now set up a mechanism. The following is the detail from their website: Low Rate - Homebuyer Tax Credit Program Loans:Low Rate - Homebuyer Tax Credit Program will bear an interest rate at 5.60%. This program will advance up to $5,000 per loan for (1 comments)
economic stimulus bill: 1st Homebuyer $8000 Tax Credit Question 3: Can I use federal or state money and still Get the Credit - 03/29/09 03:10 PM
For Ascension Parish there are gift programs that provide cash for down payment and closing or eliminate mortgage interest compbined with low interest rates to help a first time homebuyer get into their home. Two of these are rural development financing (a federal program) and Louisiana state bond funding assistance which can provide up to 4.5% of the purchase price, depending on your salary. There are two programs, the Home program and the regular assistance. The home program has a lower interest rate and 4.5% assistance. The regular program has a higher interest rate and 4% assistance. In either of these programs, the (1 comments)
Specifically home buyers use IRS Form 5405 to determine their tax credit amount, and then claim this amount on Line 69 of their 1040 income tax return. You will want to be (0 comments)
economic stimulus bill: 1st Time Home Buyer Tax Credit Question 1: What Is a 1st Time Home Buyer? - 03/15/09 08:36 AM
Now that the news is out about the American Recovery and Reinvestment act for 2009 , many questions have surfaced about the $8000 first time homebuyer credit. I will discuss these this week. One of the first I get is "What Is a 1st Time Homebuyer and who is eligible to claim this tax credit?". A first time homebuyer is a person who has not owned a home in the last 3-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse. For example, if you have not owned (0 comments)
economic stimulus bill: 1st Time Home Buyer Tax Credit - Question 1 What is a 1st Time Homebuyer? - 03/15/09 08:33 AM
Now that the news is out about the American Recovery and Reinvestment act of 2009 , many questions have surfaced about the $8000 first time homebuyer credit. I will discuss these this week. One of the first I get is "What Is a 1st Time Homebuyer and who is eligible to claim this tax credit?". A first time homebuyer is a person who has not owned a home in the last 3-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse. For example, if you have not owned a (5 comments)
Yesterday President Obama signed into effect the Economic Stimulus Act. A portion of that is targeted to help the failing housing market and stabilize values in neighborhoods, by giving first time homebuyers a tax credit. Some Things to Know: (1) First Time Homebuyers for Principal Residence (2) Calendar year 2009 only (3)There are Income Limits. (4) It's Refundable even if you don't have that much tax liability (5) Buyers have to own the home for at least 3 years or return the credit if they sell early. While more details of this opportunity will be forthcoming, here's a summary to (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.