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    <title>Belinda Arroyo's Blog</title>
    <link>http://activerain.com/blogs/belinda</link>
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      <guid>http://activerain.com/blogsview/912515/debt-the-number-one-plague-in-our-country-</guid>
      <title>Debt: The number one plague in our country.  </title>
      <description>&lt;p&gt;Did you Know that there is 2.6 trillion dollars in unsecured debt in this country? People are hurting financially because of bad debt. I&amp;nbsp;see it every day.&amp;nbsp;am a realtor by trade. I was having a problem getting people into homes and apartments because of bad debt and low fico scores. The question to myself was , how can I help people to obtain homes? This is the reason that&amp;nbsp; I decided to branch out into debt settlement.( Debt settlement is not debt consolidation. I don't even recommend debt consolidation, its basically a soft bankruptcy). I am affiliated with a debt management company&amp;nbsp;that has been in business since 1991.. We are able to reduceyour unsecured debt by 25 to 50%. What is unsecured Debt? Major credit cards, hospital and dental bills, unsecured loans repossessions,etc. At the same time we reduce your monthly minimum payment. Let me repeat. We reduce your monthly minimum payment. Let me tell you why that is so important.Most people can not afford the minimum monthly payment! This is why they get behind in their payments. We actually negotiate with your creditors and get them to lower the amount of money that&amp;nbsp; you owe them. They sign a contract. They keep a copy, a copy is sent to you for your records. We basically know what they will settle for, because we have been negotiating&amp;nbsp; with these companies for years. One big difference in our company and other debt settlement companies is that, you only have to have a minimum of thirty five hundred dollars in unsecured debt.Your smallest debt can be two hundred and fifty dollars. Most debt settlement companies require that you have ten thousand dollars in unsecured debt , and a minimun debt of five hundred. We make this affordable for everyone.This is a community service that actually helps the community. It allows people to keep more money in their pocket. The public needs this. People are stressed out over debt! I love this business because I help people.If you need help with your unsecured debt ,or if you are interested in becoming a representative for our company. .Contact me at 508-446-5693 or email me at &lt;a href="mailto:Belinda.Arroyo@gmail.com"&gt;Belinda.Arroyo@gmail.com&lt;/a&gt;&lt;/p&gt;
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      <dc:creator>Belinda Arroyo (Realty Direct)</dc:creator>
      <pubDate>Mon, 02 Feb 2009 12:41:57 -0800</pubDate>
      <link>http://activerain.com/blogsview/912515/debt-the-number-one-plague-in-our-country-</link>
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