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Home Inspections – Your Best Way To Avoid A Money Pit - 01/23/12 04:59 PM
As a buyer, one of the smartest things you can do is get a home inspection. It's arguably more important than getting an appraisal, because a proper inspection will prevent you from buying a money pit – at least not intentionally.
A good home inspection will identify both major and minor problems in the physical condition of the home. For example, the inspector can identify issues such as structural problems, (termite damage), mechanical problems (heating and air conditioning) or construction defects.
The home … (4 comments)
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How to Stop Door Drafts Around Entry Doors - 01/20/12 05:46 PM
With heating costs going through the roof, here’s an easy way to keep heat from slipping out your doors, too. Take 30 minutes and replace the weather stripping and door sweeps around your steel entry doors. Plan to do this project on a warm day since you’ll have to remove the doors. Steel doors use a compression-style strip for the hinge side and a magnetic one for the knob side and the top. But look at the door and confirm the style of weather stripping on all three sides and the type of door sweep before you head to … (0 comments)
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Are You Covered With The Right Homeowners Insurance? - 01/17/12 02:00 PM
If you're a homeowner, you most certainly have a homeowner insurance policy to cover your home. Not only is homeowner insurance a necessity, lending regulations require every homeowner with a mortgage to have some form of homeowner insurance coverage. It is a vital investment you need to make in order to protect your home and everything in it against accidents and hazards like fire, storm, flood, and others. Any accidents which occur in the house or on your property should also be covered, including medical reimbursements in cases of accidents and injuries.
You may have homeowner's insurance, however, the question … (1 comments)
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Six Tips For First Time Home Buyers - 01/13/12 05:59 PM
Buying a first home is often fraught with uncertainty and stress. The home buying process may be made easier and less stressful with these tips for first time home buyers.
1. Don't Stretch Your Budget:
Figure out how much you are able to comfortably afford before looking for a home. A $1000 a month rent payment does not mean you are able to afford the same mortgage payment. Owning a home has increased costs over renting. Taxes, insurance and unforeseen maintenance costs will add up to higher expenses. Consider all of these factors when deciding on a home budget. A … (3 comments)
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2012 Home Improvements For Long Island and Queens New York - 01/11/12 04:50 PM
If you're looking to remodel or upgrade your house these days, creating lasting value is sure to be a top concern. You'll want to add features that won't be outdated just a few years from now — reducing your home's marketability and making your house look like it just crawled out of a time machine. Many people have the idea that a home remodel has to involve a new kitchen or bathroom. But some simpler, less expensive projects, can also bring lasting value to your home.
Lighting: Adequate light is more than just brightness — it's a major contributor to our … (3 comments)
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Why Homeowners Win When Their Home Prices Drop - 01/06/12 05:55 PM
The value of their homes is a major point of pride for many owners, who use the figure to prop up their net worth and justify the money they've poured into their dwellings. When the price declines, as it has been doing for most homeowners for years, they tend to overlook the positive side of the drop — one that affects them more immediately.
As Budgets Are Sexy points out, lower home values means lower property taxes, which are typically added to … (1 comments)
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Strong Housing Predictions For 2012 - 01/04/12 03:01 PM
What's in store for housing markets in 2012? Well, the good news is, we may finally be over the worst, according to the authors of a new Kiplinger article.
Following five long, often painful years of price declines, which saw median home prices drop by almost 40%, housing is finally showing signs of a rebound – although we still have some way to go. Things are looking better for real estate in 2012.
The Kiplinger article made a number of predictions … (0 comments)
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Increase In Short Sales Give Housing Market Breathing Room - 01/03/12 06:03 PM
Short sales up, foreclosures down. That's because in many cases a short sale may be the lesser of two evils for banks and homeowners versus a foreclosure. It's a tarnished silver lining for people at risk of losing their houses and homeowners in neighborhoods blighted by bank-owned properties, but the robo-signing scandal that slowed the foreclosure process to a crawl appears to have increased lender interest in short sales.
Foreclosure sales are pretty devastating," said Faith Schwartz, executive director of Hope Now, a resource for homeowners facing foreclosure. "We'd much prefer a modification, but if homeowners don't quality, then the next best … (1 comments)
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