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mortgage specialists: Penalties When Breaking A Closed Mortgage - 04/25/11 08:44 PM
This article in Moneyville in the Toronto Star, is a great piece about the mortgage penalties associated with breaking your closed mortgage, an issue that is very prevalent today. Most clients don't anticipate the high amounts that they have to pay out in penalties when they decide to refinance or sell their homes, as these numbers are not standardized across the different lenders, nor are these figures disclosed at the time of signing. Banks have always encouraged clients to go into five year fixed rate mortgage terms, yet the average time a Canadian will stay in a fixed mortgage term is … (0 comments)
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mortgage specialists: Bank of Canada Says ... - 11/10/10 03:09 PM
The last couple of days I've been getting a lot of updates about the slowdown of the housing market and interest rates. I read the Toronto Star every morning and I have done so for years. My my hubbie got me into it. Guess what I saw, big headlines about "NO BUBBLE BREWING" by Tony Wong. The article goes on to explain why - Canadians have binged on low interest rates, pushing up prices to levels that are now moderately overvalued. Average housing prices are about 11% overvalued, but the market is not experiencing a bubble and is unlikely to suffer … (2 comments)
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mortgage specialists: Interest Rates Update, Mississauga - 09/08/10 09:41 PM
Thank you Kristian Harris of Monster Mortgage for the following article. Great up-to-date information that keeps us on our toes. I got this just as the news came out regarding the rise in interest rates. It's not much and as you will see in the article. It still keeps the rate by the Bank of Canada low and affordable my many.Enjoy the article. If you have any questions after you have read it, feel free to contact me at 416 427 1875 or Kristian at 416 818-1645.Interest Rates Go Up...even with .25% increase the variable is still attractive at 2.35%...Carney hikes … (0 comments)
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mortgage specialists: Your Mortgage Decision - 05/23/10 08:33 PM
John Scholl of Investors Group Financial Services Inc. & Investors Group Insurances Services Inc. provided me with the article below. He defines the different mortgages quite clearly. He can talk to you further about your mortgage and your finances to make your decision easier and so that you can sleep at night. Read the article and if you have any further questions call John. You can also call me directly at 416 427 1875.Fixed or Variable Rate Mortgage?"It made me nervous - very nervous." Financial advisors hear that comment all the time from both first-time home buyers and more seasoned purchasers … (0 comments)
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mortgage specialists: Elegant Homes in Lorne Park, Market Watch, Betty's Personal Touch - 10/08/09 07:41 PM
Now that we have put away our shorts and tee shirts, pulled out our sweaters (and some mornings mittens), we can all settle into the routines that we put aside during the summer months.Most people were anticipating the inventory numbers to start increasing over September as potential sellers get back from summer vacation and decide to list. It hasn't happened, yet. With listings down 42%, buyers are competing for less product, which leads to "bidding wars".Homes that are priced well are not lasting on the FOR SALE list. Especially in Lorne Park and Mississauga Homes for sale. If you don't jump … (0 comments)
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mortgage specialists: Elegant Homes, Call Betty at 416 427 1875, Fine Homes in 905 - 04/20/09 08:29 PM
The hottest topic for everyone these days is the market. Although the forecast for 2009 promises more of the same, most markets are expected to weather the storm, says RE/MAX.Housing market performance will clearly be contingent on economic performance at a local, provincial, and national level in 2009. Issues affecting the overall economy are impacting housing markets across the country and the situation is not expected to be remedied until consumer confidence is restored. With inventory levels remaining stable, pent-up demand kicking into gear, and low interest rates stimulating home-buying activity, we are seeing a bounce back in various areas surrounding … (0 comments)
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mortgage specialists: Fine Homes in 905, Call Betty at 416 427 1875, Elegant Homes in Lorne Park and Churchill Meadows, Mississauga Real Estate - 03/27/09 02:09 PM
THE VALUE OF A REALTORThere are more people today attempting to sell their own homes. Many go this route because they do not believe that a Realtor brings any more value to them than what they achieve on their own. Others have listed their home with a realtor and have become frustrated with the level of marketing and advertising done to sell their property so they assume they may as well try it for themselves.FACT: 95% of all consumers who attempt to sell their own home - FAIL! And, 95% of those who tried to sell themselves, use a Realtor to … (0 comments)
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mortgage specialists: Call Betty Bart 416 427 1875, Elegant Homes for Sale, Burlington - 03/17/09 07:49 PM
This home is looking for a new owner. We have lowered the price to $429,900.00. Welcome to this beautiful home in Burlington's 'Headon Forest' family oriented community! Find this home on Deer Run Avenue. Bright and spacious layout! Beautiful and large corner lot. This home is well maintained with many updates and improvements. The home shows pride of ownership. This is a great location - close to great schools, parks and many other amenities. Enjoy a beautiful view of the Niagara Escarpment from 2 of the bedrooms. This is a great area to raise a family! Please note that it is … (2 comments)
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mortgage specialists: Elegant Lorne Park Homes for Sale, Fine Homes in 905, Fine Homes in Churchill Meadows, Mississauga Real Estate - 03/02/09 07:46 PM
Buyers Playing Waiting GameThere is a lot of truth to the above statement. Buyers tell me that they expect prices to drop further and Mortgage Rates to decrease, and sellers are asking me, "Why don't I have an offer?" and panicking because the listings are not selling as quickly as they were in previous years. Sellers drop their price. Buyers seem to think that this is due to the market falling apart. So, they wait a little longer and think that the price will be reduced even more. Homes are taking at least 3 -4 weeks longer to sell. I have … (1 comments)
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mortgage specialists: Prestigious Lorne Park, Fine Homes in 905, Elegant Churchill Meadows, Mississauga - 02/23/09 08:01 PM
Simply stunning 'Mississauga Garden' home in the heart Of Lorne Park. Spectacularly renovated home. This home boasts upgraded hardwood floors on main level, sparkling New kitchen with granite counter tops, a stone wall in the kitchen and bath. A formal living room/dining room which could be used as a 5th Bedroom. A finished basement with a separate entrance. Triple Car Garage compliments this home.http://www.bettybart.com/search/feature.cfm?ml_num=W1559891This home also offers a built-in stainless steel microwave and oven, a counter stove, a stainless Air King Exhaust, stainless fridge, washer, dryer. Ceiling Fans to help cool your room. All electric light fixtures. Use the garage door … (0 comments)
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mortgage specialists: Prestigious Lorne Park, Fine Homes in 905, Elegant Churchill Meadows, Homes for Sale - 02/20/09 08:58 PM
Waiting for Better Fixed RatesThis article is credited to Kristian Harris of Monster Mortgage. If you would like further information contact Betty Bartusevicius or Kristian.One of our lenders sent this to me and it helps explain how and when FIXED Rates moved compared to how and when VARIABLE Rates move. Thought this may good information for people to have!February 18, 2009 Waiting for Better Fixed Rates The Bank of Canada's next interest rate announcement is just two weeks away, and many mortgage shoppers are fixated on it. We've probably spoken to a dozen people in the last week who want a … (0 comments)
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Betty Bartusevicius
Mississauga,
ON
More about me…
Re/Max Realty Specialists Inc., Brokerage
Office Phone: (905) 828-3434
Cell Phone: (416) 427-1875
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