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    <title>Melissa  Kerick's Blog</title>
    <link>http://activerain.com/blogs/bikergirl</link>
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      <guid>http://activerain.com/blogsview/255642/why-are-you-here-</guid>
      <title>Why are YOU here?</title>
      <description>&lt;p&gt;I recently graduated from College with my BS in Business Administration.&amp;nbsp; I was on the 20 + year plan.&amp;nbsp; If it wasn't for online classes, I don't know if I would have finished.&amp;nbsp; My associates degree took me ten years to complete through traditional classroom learning.&amp;nbsp; How things have changed.&amp;nbsp; &lt;/p&gt;&lt;p&gt;The valedictorian asked three questions.&amp;nbsp; &lt;strong&gt;WHY&lt;/strong&gt; are you here?&amp;nbsp; Why are &lt;strong&gt;YOU&lt;/strong&gt; here? and Why are you &lt;strong&gt;HERE&lt;/strong&gt;? I sat for a few minutes trying to formulate the answers to those questions in my mind.&amp;nbsp; For some of us, the answers may be easy.&amp;nbsp; For others, the answers may be elusive.&amp;nbsp; &lt;/p&gt;&lt;p&gt;&lt;strong&gt;WHY&lt;/strong&gt; are you here?&amp;nbsp; For me, the why is simply that I enjoy working with people&amp;nbsp;to find a mortgage program that meets their needs.&lt;/p&gt;&lt;p&gt;Why are &lt;strong&gt;YOU&lt;/strong&gt; here? My job provides a flexible&amp;nbsp;schedule.&amp;nbsp; I can work from anywhere there is an internet connection.&amp;nbsp; In Spring and Fall you will find me sitting outside on the patio under the umbrella on the days I work on my business.&amp;nbsp; &lt;/p&gt;&lt;p&gt;Why are you &lt;strong&gt;HERE&lt;/strong&gt;?&amp;nbsp; I was in banking for 20 years in various positions.&amp;nbsp; One of my job responsibilities was to talk to clients about mortgages; review and accept loan applications and disclosures.&amp;nbsp; Taking the leap to Mortgage Banker was easy.&amp;nbsp;&lt;/p&gt;&lt;p&gt;These days, being a mortgage banker is hard.&amp;nbsp; Thankfully, I wasn't a mortgage banker during the refinance boom so I don't have anything to compare it too.&amp;nbsp; Visiting Realtor Offices trying to develop relationships so the Realtor will refer business is very challenging.&amp;nbsp; (This is assuming that the Realtors have business to refer.)&amp;nbsp; &lt;strong&gt;What is the&amp;nbsp;key to finding Realtors who are willing to develop a relationship with a mortgage consultant who guarantees no surprises at closing?&lt;/strong&gt;&amp;nbsp;It is a novel thought that it's important to work with someone who treats every client as a life long relationship while getting the deal done.&amp;nbsp; Yet I persevere&amp;nbsp;to&amp;nbsp;persuade&amp;nbsp;Realtors to do business with me.&amp;nbsp; The reason is simple:&amp;nbsp; It is why I am &lt;strong&gt;HERE&lt;/strong&gt;.&lt;/p&gt;&lt;p&gt;Tell me, Why are &lt;strong&gt;YOU&lt;/strong&gt; here?&lt;/p&gt;</description>
      <dc:creator>Melissa  Kerick (Globe Mortgage America LLC)</dc:creator>
      <pubDate>Tue, 30 Oct 2007 13:00:16 -0700</pubDate>
      <link>http://activerain.com/blogsview/255642/why-are-you-here-</link>
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