Real estate blog entries tagged with mortgage by Casa Latino Real Estate

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mortgage: GUIDELINES STARTING TO EASE ??? - 06/18/08 08:57 PM

Expanded Approval (EA) Programs
Effective Friday, June 20, 2008, Countrywide America's Wholesale Lender
is re-introducing the Expanded Approval (EA) Level I & II products into our product suite!
Product Features:
Max LTV: 95%* Purchase, Rate & Term and Cash-Out Owner Occupied, 2nd Home & Investment Reserves & DTI - Determined … (3 comments)

mortgage: Looser Credit on the Way In 'Declining' Markets? - 06/06/08 08:40 PM

I got this from a friend and I wanted to share with you all.
Bill
www.realestatelatino.net

By Kenneth R. Harney
Saturday, May 24, 2008; F01

Could the mortgage industry scrap its controversial practice of listing hundreds of local real estate markets as "declining" -- and restricting lending there through … (1 comments)

mortgage: Liberalized Underwriting that led to Foreclosure Crisis: Who knew what and when? - 04/17/08 06:23 PM

You'd think this was just yesterday. Guess again. Here is the link to the full article.http://www.knowledgeplex.org/kp/text_document_summary/article/relfiles/hff_0203_listokin.html
"It is also possible that liberalized underwriting, while opening homeownership opportunities for many, poses additional risks not only to lenders and investors, but also to households with high debt ratios and limited initial equity. The risks … (1 comments)

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