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real estate: Utility vs Risk, The Baby Boomer Retirement Investment Dilemma - 08/31/11 02:31 PM
Let us say you are an average American Baby Boomer. You are thinking about retireme nt.You probably have $75,000 in assets available for your retirement per Fidelity. This is your dilemma.
What exactly does this mean? Can you really use this $75,000 for your retirement? What are you going to do:
   Consume your assets to supplement your other retirement monies?    Only consume the interest (growth) to supplement your other retirement monies?    Consume the asset and the interest it generates a certain time period to supplement your other retirement monies? Let us look at these three strategies which represent most … (8 comments)

real estate: Broker RoundTable Notes 3 - 08/23/07 01:54 PM
Last night The Mike Watson Institute of Real Estate Investing (MWI) had our semi-monthly meeting. It was actually our only meeting this month because Mike Watson had a "camp" in Scottsdale earlier in the month. His subject was "How to Retire in 5 Years."
Anyway, our meeting began with the introduction of three new members. Then we discussed Mike's latest camp.
It seems that one of the strategies that interested the most people was to find multiple units with multiple APNs and break them up into their constituent parts. It seems a 4-plex sells at a higher per unit price than does an … (4 comments)

real estate: How Do You Sell a "Problem" Business? - 08/15/07 12:40 PM
I have a business for sale. Again.
I'm a business broker. I sell businesses. I've sold lots of businesses.
They all have problems.
In almost every case the biggest problem is the owner.
This particular business is one of my favorites. It has been around for over thirty years, but the last two owners have each only owned it only a couple of years.
Why is that? The original owners had the business for a long time. They took it from ZERO to SOMETHING.
The next owners also grew the business. They owned it for a number of years also. They bought the property the business occupies. … (10 comments)

real estate: Do We Need Stated/Stated Loans? - 07/27/07 02:40 PM

How many times have you heard this called a "Liar's Loan?"
But is it really a liar's loan?  I don't think so.  It is a loan for good people who have trouble documenting their income for a variety of reasons.
Among those who need this loan are successful business owners who run successful businesses but pay minimal taxes because they have many legitimate "write-offs."
There are also the successful investors who make beaucoup bucks but have huge interest and depreciation write-offs.
These people could do a "full doc" loan if the underwriting standards and guidelines were such that the "net taxable income" from their IRS … (45 comments)

real estate: Buy an Independent Business or a Franchise (part 3 of series) - 07/25/07 02:58 PM

The arguments in favor of a franchise are formidable.  With a franchise you should get immediate name recognition, awareness, and acceptance.  You get training in running your business.  You get complete policies and procedures manuals.  You get national contracts with suppliers which allow you to buy for less than you could arrange for yourself locally.  You also have access to a franchise owner's group which will give you people you can talk to about problems you are having with the operation of your business.
The primary argument against franchises is the control that the franchisor exercises over your daily operations.  The franchise … (9 comments)

real estate: What is a PowerTeam? Re-stated and Revised in Case You Missed It. - 07/19/07 02:55 PM
I am a member (read that STUDENT) of the Mike Watson Institute of Real Estate Investing (MWI). Within MWI we have Broker Roundtables where we get together to discuss what we have learned and to help each other, I report notes on these Roundtable meetings here on AR.
Many of the members of the Broker Roundtable have their own PowerTeams.
A PowerTeam is a group of real estate professionals and investors who band together to do real estate transactions (deals) that probably could not be accomplished by any of the members individually. It is similar to an investment "club" but with significant differences. … (2 comments)

real estate: Baby Boomers Retirement Planning 3 (a series) - 07/17/07 08:42 PM
Baby Boomers Retirement Planning 3 (a series) by Bill Roberts 
Now that you have taken care of your estate in the event of death or catastrophic event (Part 2), we need to think about what to do in the event that you live forever. After all that is the other extreme. If we prepare for that also, we will have covered the entire spectrum of possible outcomes.
Not to say that you will actually live forever, but if you out-live your retirement plan, it'll have the same effect: still alive and no money to live on.
The next step is to roll-over your IRAs … (4 comments)

 
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Bill Roberts - "Baby Boomer" Retirement Planner

Oceanside, CA

More about me…

Brooks and Dunphy Real Estate

Address: P.O. Box 712501, San Diego, CA, 92171-2501

Office Phone: (619) 244-4610

Cell Phone: (619) 244-4610

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Everything that the "Baby Boomer" needs to make sound financial decisions regarding real estate investing and retirement planning. Business Opportunities, self-directed IRA retirement plans, and mortgage strategies.


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