real estate investing: Fair Isaac: Fair Or Unfair? - 10/10/08 01:01 PM
Fair Isaac: Fair Or Unfair? By Bill Roberts
The Fair Isaac company rates everybody's credit.
They do it for the banks and mortgage companies.
It is called your FICO score. FICO stands for Fair Isaac COrporation.
Because of the turmoil in our economy many people are seeing their credit scores plummet.
… (27 comments)
|
real estate investing: Bailout Reprise - 10/05/08 06:30 PM
Bailout Reprise by Bill Roberts
This was inspired by my conversations with Jan Wood on her blog. You can read the run up to this here.
Duncan Hunter is MY Congressman. I live in his district. I am very disappointed in him. He is retiring this year. His son, also named … (17 comments)
|
real estate investing: Are Foreclosures Good For America? Part 4 - 09/30/08 11:26 AM
Are Foreclosures Good For America? Part 4 by Bill Roberts
Everyday there are more mortgage defaults filed. The banks are suffering. Congress can't get their act together. A solution seems to be elusive.
The Secretary of the Treasury went up the hill to ask Congress for 700 Billion dollars to solve … (22 comments)
|
real estate investing: Are Foreclosures Good For America? Part 2 - 09/19/08 04:31 PM
Are Foreclosures Good For America? Part 2 by Bill Roberts
The whole mortgage mess can be laid at the feet of Alan Greenspan and his zero interest rates which caused a huge run up in real estate prices, but it was swamped by the tidal wave of foreclosures brought on by … (15 comments)
|
real estate investing: Are Foreclosures Good For America? - 09/14/08 04:53 PM
Are Foreclosures Good For America? by Bill Roberts
A lot has been written about our financial crisis: How it started; Who is to blame; And how much has it cost us.
But I think that this entire discussion has missed the main point: Was it necessary?
Let's look at the foreclosure … (6 comments)
|
real estate investing: My Sincere Apologies - 09/08/08 07:10 PM
My Sincere Apologies by Bill Roberts
I have been MIA for about six months. Rather than bore you with the trite details I just want to say I'm sorry for my neglect of so many good friends here on ActiveRain.
To those that called and left messages, thank you very much. … (28 comments)
|
real estate investing: Don't Go To Jail, Collect Your $200 - 03/25/08 10:56 AM
Don't Go To Jail, Collect Your $200 by Bill Roberts
I received an email the other day from an ActiveRain member asking about using his Self-Directed IRA to buy a house that he could "rent" to his son. I want to respond to this by saying that a Self-Directed IRA should be … (20 comments)
|
real estate investing: Timing the Market - 03/03/08 11:20 AM
Timing the Market by Bill Roberts
Qualcomm is a local high tech company here in San Diego. Owning their stock has made quite few of their employees and other local people Millionaires. I figured that everybody could understand making money this way. You simply bought Qualcomm stock in the beginning and sold … (15 comments)
|
real estate investing: Memories Or Just Getting Old - 02/29/08 11:39 AM
Memories Or Just Getting Old by Bill Roberts
My wife was off work today and she wanted to watch Rachael Ray. OK, I like to cook so I used to watch her on Food Network all the time so I said "sure, let's watch her."
Lara Spencer, another of my "faves" from the … (12 comments)
|
real estate investing: Money, Money Everywhere - 02/27/08 06:27 PM
Money, Money Everywhere by Bill Roberts
Every newscast talks about the economy, the mortgage meltdown, and what the government is doing about it.
I'm sure that by now you realize that the housing crisis was brought on by the Fed's actions vis-à-vis interest rates. They (specifically Greenspan and Bernanke) destabilized the mortgage market, … (8 comments)
|
real estate investing: The Big Money Mystery of 2008 - 02/27/08 12:45 PM
The Big Money Mystery of 2008 by Bill Roberts
Everybody has an opinion about the Mortgage Meltdown. Everybody has a suggestion about how to "fix" it or prevent another occurrence.
I have my doubts about all this.
My friend Bill Archambault writes extensively about all aspects of the mortgage industry. If you don't know … (2 comments)
|
real estate investing: Not Again! A Real Estate Market Update - 02/27/08 11:18 AM
Not Again! A Real Estate Market Update by Bill Roberts
This morning on the CBS Early Show Mark Zandy, the Chief Economist for Moody's economy.com said that he expects another 10% decline in real estate values over the next twelve months.
Why are they doing this? Haven't they fueled this market decline enough? … (17 comments)
|
real estate investing: Spiderwick Chronicles - Not Really A Review - 02/25/08 11:46 AM
Spiderwick Chronicles - Not Really A Review by Bill Roberts
Yesterday we went to see Spiderwick Chronicles. It is a Nickelodeon production so I thought it must be "kid friendly." It just goes to show how out-of-touch I am. The special effects were great. It is a combination of "live" actors and … (10 comments)
|
real estate investing: Hey Super Agent What Do You Want? - 02/23/08 02:34 PM
Hey Super Agent What Do You Want? by Bill Roberts
Lenn Harley recently posted HOW TO SUCCEED IN REAL ESTATE SALES. GET REINTERMEDIATED . It was "Featured" so you may have read it. If you haven't read it you should.
I read and then commented on her post:
Lenn, As we take back the business, we … (4 comments)
|
real estate investing: Suspend "Due On Sale," Fix The Problem - 02/22/08 04:27 PM
Suspend "Due On Sale," Fix The Problem by Bill Roberts
Back in the good ol' days when we could buy property subject to the existing financing and there was nothing the bank could do about it, anybody could buy real estate. Qualifying wasn't an issue.
If a seller was "in trouble" it … (65 comments)
|
real estate investing: What This Country Needs Is A Good 5% Home Loan - 02/19/08 10:54 AM
What This Country Needs Is A Good 5% Home Loan by Bill Roberts
Here we are in the middle of a mortgage meltdown and a presidential campaign.
What good can come from all this?
One of the things that has really bugged me is all the negative comments made about people that couldn't qualify … (27 comments)
|
real estate investing: What Do You Do During A Recession? - 02/11/08 12:21 PM
What Do You Do During A Recession? By Bill Roberts
For the most part economic activity slows down during a recession. That is actually the definition of a recession: two successive quarters of decreased economic activity. There are various technical descriptions but this is good enough for our purposes.
Recessions always lead to … (15 comments)
|
real estate investing: How to Find Land - 02/08/08 12:03 PM
How to Find Land By Bill Roberts
Man has always had the urge to find new lands. It is what led to the discovery of the New World. It is what pushed us west from the Eastern Seaboard.
But just because all the land has been discovered doesn't mean that our thirst for … (5 comments)
|
real estate investing: How Low Can You Go? - 01/31/08 06:29 PM
How Low Can You Go? By Bill Roberts
I've been hearing a lot of criticism of the NAR's campaign that now is a good time to buy real estate. It seems that these self-professed experts on economics and the real estate markets think that this campaign reflects badly on Realtor's® because they … (23 comments)
|
real estate investing: Elements of Retirement Planning - 01/30/08 03:09 PM
Elements of Retirement Planning by retirement planning specialist Bill Roberts
If you are not yet retired (and maybe even if you are) there are things you need to know about planning for that (dreaded) day when you quit working (at your regular job).
Is it going to be a walk in the park? … (12 comments)
|
;)
;)
