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Home : Blogs : Brenda Jackson : Brenda Jackson's Blog

Make sure you are ready to buy when you write that offer!

Two words....Get Prequalified! Before you go and look inside the home of your dreams it is a good idea to sit down with your lender and get prequalified. Lenders are asking for more documentation these days so be ready to show them copies of everything except your kitchen sink.

The process can be daunting but if you are working with a Realtor who knows your market and is a full time Realtor he/she will be able to assist you in gathering documents and talking with lenders.

It can be a real bummer if you find your dream home that cost $200,000 only to find out that you qualify for $150,000. So, talk with your Realtor and you lender/s and find our what you are qualified to buy. After all, you are in a much stronger position when you can submit your lenders letter along with your offer.

So...Happy House Hunting! and may you find your dream home soon.

Posted by Brenda Jackson on 08/17/2010 06:50 PM

la garande homes, la grande houses, la grande real estate, la grande listings, jeffdclarkcom, jeff clark

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HAFA? Is it working? I'd rather watch the birds!

Brenda Jackson (John J. Howard & Associates)

As I watch the sun rise over Mt. Harris from my home office window the morning bird calls are music to my ears. We have feeders and nesting boxes all over our ten acres and are rewarded with a constantly changing array of our fine feathered friends…

HAFA to the rescue! Short Sales will increase...Be Ready!

Brenda Jackson (John J. Howard & Associates)

Here is the conclusion to the new HAFA regulations that goes into effect on 4/5/2010. HAFA prohibits the servicers from requiring the consumer to carry on any future liability for any uncollected debt arising from the short sale of a consumers…

Federal Reserve Bank Ending Buying of Mortgage Backed Securities

Brenda Jackson (John J. Howard & Associates)

This information came to me from Paul Robinson, Senior Mortgage Banker, The Robinson Lending Group, Northwest Mortgage Group It is no secret that interest rates have been at historically low levels for months. That is about to change, and here…

Freddie Mac & Fannie Mae...I mean come on...be equitable with listings not just BPOs!

Brenda Jackson (John J. Howard & Associates)

I am of the opinion that Freddie Mac and Fannie Mae need to become equitalble in their placement of listing with Brokers in all areas. My experience is that while we are all asked (if you signed up) to provide BPO's, the listing always goes to the…

January 2010

Brenda Jackson (John J. Howard & Associates)

With little snow on the ground, the roads clear and the sun shining I have to remind myself that it is winter. This time last year we were knee deep in the white stuff (which I love)! My husband and I cross country ski from our back door onto our…

Drywall problems? Information from HUD

Brenda Jackson (John J. Howard & Associates)

This is from the HUD site about Chinese or problematic drywall This should be helpful for those who have questions about getting help with your home. This is the post from HUD www. brendajackson. com Service Beyond Expectations! If…

Safety from Car Jackings...New Tactic

Brenda Jackson (John J. Howard & Associates)

I just received this from a friend and thought it deserved sharing… so heads up! Not too many carjackings in La Grande that I know of, but it doesn't hurt to be aware of your surroundings! WARNING FROM POLICE THIS APPLIES TO BOTH WOMEN AND MEN…

Living with extended family?

Brenda Jackson (John J. Howard & Associates)

I've noticed a trend, albeit a small one scattered throughout Union County. In an effort to share the costs of a mortgage and general living expenses people have started moving in together. Just like in times of old there are several generations…

Using Today's Technology! Smart Phone Users- free application!

Brenda Jackson (John J. Howard & Associates)

We're pretty excited about our latest technological addition to our marketing that benefits both Sellers and Buyers. When you're out driving around Union County and see a for sale sign you can now download an application to your Smart Phone that…

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Brenda Jackson

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John J. Howard & Associates

Address: 1207 Adams Ave., La Grande, OR, 97850

Office Phone: (541) 663-9000 x 103

Cell Phone: (541) 910-4200

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