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What is the Best State to Live In? - 04/25/07 09:05 AM
I was born in Alabama but was only there for 9 months. Ever since then I have lived in Kentucky. I really do love Kentucky because it has so much to offer. You really do get to see all four of the seasons and the summers are not that crazy hot but the winters are just a little rough. There are tons of activities that you can do here in the state. Wonderful golf courses, Six Flags theme park, very nice downtowns, a lot of great bars and the industries in town are very good for the major part of the employment. But (51 comments)
Do you have a Processor? - 04/25/07 08:55 AM
Ever since I started this business almost 4 years ago I didn't have a processor to help me work my loans quickly and fast. I recently just added to my team a Processor. IT HAS HELPED AND IS WONDERFUL. I can spend a heck of alot of more time out marketing, prospecting and (blogging) I never have had one till about a month ago and my business has doubled. I am able to leave the office and go talk to new clients and not have to worry about my loans back at the office not getting done. Does anyone else have (11 comments)
What do I do? - 04/25/07 08:43 AM
What do you do when you get a client that wants to do a deal with you but just won't sign the paperwork? How do I overcome this rough part with my client? Here is the deal and you let me know what you think. I am taking her from an adjustable rate mortgage to a FHA fixed rate at 5.75% I am paying all of her debt off and putting her into a 15 fixed. I am saving over 700 a month even by going to 15 years. I have shown her how to be debt free within 10 years and (8 comments)
2007 Kentucky Oaks Horse's - 04/25/07 08:32 AM
Contenders <!-- Array ( [vid] => 6 [tablename] => node_data_field_off_the_trail [field] => field_off_the_trail_value [label] => [handler] => content_views_field_handler_group [sortable] => 0 [defaultsort] => 0 [options] => default [position] => 4 [fullname] => node_data_field_off_the_trail.field_off_the_trail_value [id] => node_data_field_off_the_trail.field_off_the_trail_value [queryname] => node_data_field_off_the_trail_field_off_the_trail_value ) --><!-- stdClass Object ( [nid] => 1398 [node_title] => Sealy Hill [node_data_field_silks_field_silks_path] => 2007/files/derby133/connections/melnyksilks.gif [node_data_field_silks_field_silks_format] => 0 [node_changed] => 1177338252 [node_data_field_trainer_name_field_trainer_name_value] => Mark Casse [node_data_field_jockey_name_field_jockey_name_value] => Patrick Husbands [node_data_field_off_the_trail_field_off_the_trail_value] => 0 ) --> This race is for locals here in Louisville. Its were you can come on Friday the day before the Derby and have a good time look great and relax. (1 comments)
2007 Kentucky Derby Horse's - 04/25/07 08:23 AM
Contenders <!-- Array ( [vid] => 6 [tablename] => node_data_field_off_the_trail [field] => field_off_the_trail_value [label] => [handler] => content_views_field_handler_group [sortable] => 0 [defaultsort] => 0 [options] => default [position] => 4 [fullname] => node_data_field_off_the_trail.field_off_the_trail_value [id] => node_data_field_off_the_trail.field_off_the_trail_value [queryname] => node_data_field_off_the_trail_field_off_the_trail_value ) --><!-- stdClass Object ( [nid] => 968 [node_title] => Zanjero [node_data_field_silks_field_silks_path] => 2007/files/derby133/silks/winchell_silks.gif [node_data_field_silks_field_silks_format] => 0 [node_changed] => 1177336996 [node_data_field_trainer_name_field_trainer_name_value] => Steven Asmussen [node_data_field_jockey_name_field_jockey_name_value] => TBA [node_data_field_off_the_trail_field_off_the_trail_value] => 0 ) --> As we are counting down to the big race some of these horses will change and the riders too. But I have all my money on my secret horse that I (1 comments)
Kentucky Festival - 04/25/07 08:20 AM
What I love about Derby festival in Louisville Kentucky is all the fun that is about to go down. Last weekend we had what is called Thunder of Louisville. That was the best time ever. It is an all day event with an air-show and a 30 minute firework show that is a site to see! But my favorite events are coming up and those are the Oak's and Derby!!! Yes the best 2 minutes of any sport out there. I have my pick already but if you want to know all the horses you have to keep looking for my (1 comments)
Working with Fax Email & Phone - 04/25/07 08:16 AM
I am starting to get alot more leads and referrals from places that I can not go and meet. I try my hardest to meet everyone I do a loan for. I want them to remember my face and my name. But now since we are getting tighter in our market I have to go outside of my area. Does anyone have any good ideas on making sure my client gets my mortgage package signed and returned to me? Thanks so much for everyones ideas Ben (1 comments)
Thunder Over Louisville!!! - 04/20/07 12:23 PM
Hello Everyone. If you have never been to Louisville Kentucky for any Derby Festival Events you are missing out huge. Our downtown turns into the biggest playground ever. Kicking off the events are Thunder Over Louisville! Its the largest fireworks show in the United States. Its unreal. Plus starting at 3PM is an all day long air-show, everything from F-16's to the stealth fighter. It is so much fun and its down on the riverfront. Also if you have never been to Oaks or Derby you must travel here one time to do this event. Its unbelievable! Here is the link (5 comments)
This place has changed my mortgage career upside down. Ever since I have had my profile up and blogging in both Active Rain and Localism, I have had a lot of interest. I don't know if its just me or that I'm the only loan officer doing this in the state but I have worked my way up to the number one spot and It will not be taken away from me. I wanted to thank each and everyone of my friends and bloggers that have left a mark with me. I wanted to ask you if you are doing anything (17 comments)
20,000 AND STILL GROWING - 04/13/07 09:36 AM
I have reached the great point in my Active Rain Life. 20,000 POINTS!!! YES!! I have worked my butt off to get to wear I am today. I have blogged, commented and started my own group to give back (KENTUCKY PROFESSIONALS). I want everyone to going my group. I try everyday to make sure I comment on everyones blog. I don't want anyone left behind. Thanks for everyone making me there friends and MORE TO COME!!! Here is the link to my group. JOIN PLEASE JOIN!!! http://activerain.com/groups/KentuckyProfessionals
Your new friend Ben (18 comments)
Middletowns New Wal-Mart - 04/10/07 08:27 AM
Hope everyone in Middletown is getting excited about the new Super Wal-Mart being built were the old Biggs building used to be. I am really excited because I love Wal-mart and it will bring alot of jobs to Middletown and make this city even bigger. I would love to hear everyones opinions on what you think about Wal-Mart coming to Middletown and what you think the effects are going to be. Thanks and have a great day! Ben (1 comments)
NEED TO GET 50 BY THE END OF THE WEEK!~ - 04/10/07 08:25 AM
I wanted to thank everyone for continuing to make my group the fastest growing group at Active Rain. I really am trying to get to 50 by the end of the week. So please ask anyone and everyone to join our group. I am really proud of the great blogs and comments everyone is giving. Great WORK EVERYONE!! Please ask ask ask anyone to join and have a blessed day! Ben (1 comments)
Open Houses 12-6 Too Long?? - 04/10/07 08:22 AM
I am joining a client of mine that is selling his house. He has spent over a thousand dollars on ads, color flyers, Internet postings to have this huge open house this weekend. The hours are this. Friday 12-6. Saturday 12-6 and Sunday 12-5. In your opinion is this too long of a time period to have a Open House? He is only having one and this is it. He is an investor and flips properties. I have my financing info there and will be there on site (as advertised on his newspaper ads) Saturday and Sunday. In your eyes does (62 comments)
FSBO - 04/10/07 08:16 AM
When I approach a For Sale By OwnerI don't really want to come off as a salesman. I am trying to earn there trust and make them feel very warm and happy. One of the main things that I try to-do is show them that one of the major factors in selling your home is the not the home but the financing. You may or may not have heard this but its almost like buying a car. they use the words "WHAT IF". What if I can get you a mortgage payment to such n such.. Its crazy but I have earned (2 comments)
PLEASE HELP OUT TO GROW OUR GROUP! - 04/05/07 02:07 PM
Everyone, I wanted to thank everyone for trying to promote our group. I am trying my hardest to invite all the big bloggers to our group so you can get the most out of my group as possible. PLEASE if you can invite anyone you want to our group. I want us to be on the from page as soon as possible. If we can do that we can get alot more comments on your blogs and get some more featured post!!! Thanks for being apart of this and lets make it happen~! Ben Founder of Kentucky Professionals (6 comments)
When I first started trying to earn business from realtors and builders I had someone tell me that I should take them donuts. But why donuts? Donuts are a great ice breaker to meet the whole crew... IF YOU CAN GET IN THE DOOR. My take on this is that I am trying to make people feel warm in the morning because most people are not morning people. Donuts while warm can make you feel good inside and willing to talk. I have tried bagels, actual breakfast but donuts have been the best ice breaker for my sales calls to earn (19 comments)
DON'T LOOK! DON'T LOOK! DON'T LOOK! That is what my mom would say to me when I was supposed to not open my eyes on my birthday as I was walking towards the kitchen. But in todays world if someone tells you to close your eyes what do you do? you say what for, why, NO. I don't know how we came to this but it is pretty funny how most people will just not do it. But when you think about this when it in tells the mortgage world that is when you get the bad loan officers that try (13 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.