Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Technically speaking, it is when the proceeds of the sale are not enough to cover the amount of your outstanding loan balance. So, if you have a property which is for sale at $300,000 and you owe $350,000 on it, you have a shortfall of $50,000 plus whatever the transaction fees you might find. That would be a short sale. In fact, even if the home would sell for $350,000, the amount of loan with the extra transaction cost for the sale of the home, you would still have technically short sale.
Now practically speaking, if seller is willing to write a check and make up a difference and lender does not have to accept less than the amount of the loan. That property would be able to be marketed as a regular active property in multiple listings, because you are not requiring lender approval. If an owner is deeply underwater, let’s say, 25% or more on the their property , they really need to take a look at the finances and where they will find themselves in say 5-10-15 years, a long term view for them to come back to the value of the property and begin to build equity . Keep in mind during that entire time you are overpaying on housing. Essentially you are paying too much; you can rent for cheaper regardless of tax benefits. It’s still much less expensive to rent than purchase an overpriced property. You have to build equity and wait for appreciation to could just to come back to zero, before you are beginning to build any positive equity. And you want to compare that with what would that be like to actually just short selling your home and buying another property.
Now, we have a free financial calculator that would let you figure out basically when you will recover and return back to zero equity on your property. It will allow you to compare that to short selling your home, renting for couple of years and then re-entering the market place at that point of time itself and beginning to build equity right away. When you look at how they compare over the long run, you realize where you stand.
So, if you would like to have a copy of that calculator, you can send private message through you tube or you can visit our website at www.survivingtheamericandream.com and register and you will have it in few minutes. You find its empowering to know where you stand financially.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.