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first time home buyers: A Systematized Approach to Home Buying. - 12/14/09 12:12 AM
No matter how you look at it, buying a home is a major investment. For many home buyers, it can be an even more expensive process. They fall prey to some of the many common and costly mistakes, which trap them into either paying too much, losing out to another buyer on their competitively priced dream home, or, worse, buying the wrong home for their needs.
A report titled "9 Buyer Traps and How to Avoid Them" discusses the 9 most common and costly of these home buyer traps, how to identify them, and what you can do to avoid … (3 comments)
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first time home buyers: Some Advantages of Buying a New Home or an Existing Home. - 12/13/09 07:21 PM
When shopping for your home, you'll discover that most homes on the market are resales. Yet, one out of four home buyers purchase a new home. Both new homes and resales offer advantages. Before you make a decision, let's COMPARE THESE POINTS!
New Homes:
1. Offer innovative use of space and style.
2. Greater energy efficiency.
3. A choice of options and upgrades.
4. Everything is new and modern.
Existing Homes:
1. On the average, are less expensive.
2. Frequently offer more square footage, for the same price.
3. Often are in an established neighborhood with mature landscaping, and a greater … (2 comments)
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first time home buyers: Government $8,000 Housing Tax Credit. - 12/13/09 07:08 PM
The best part of the Government's $8,000 Housing Tax Credit is that it is a TAX CREDIT, not a deduction. Unlike deductions, such as mortgage interest. a first-time home buyer that qualifies (has not owned a personal home in the past 3 years) will receive $8,000 (or up to 10% of property's value, if less than $80,000), even if they don't owe that much in taxes! You will not need to pay this back as long as you live in the home for 3 years.
There are income limits for qualifications and partial credits for high income households. The government has extended … (0 comments)
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first time home buyers: Buying a Foreclosure. - 12/13/09 04:08 PM
A foreclosure home can make for a great investment. Here are a few items to consider when shopping within this special market:
1. The process is usually faster and less challenging than the short-sale process, and, in many cases, foreclosures offer a better deal than do short-sales.
2. Foreclosures are generally priced very well, many times below market value. Locally, foreclosures in good condition are selling close to asking price and, when multiple offers occur, ABOVE asking price! A home in good condition will often bring multiple offers, so be prepared to pay at least the bank's asking price.
3. Generally, … (0 comments)
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first time home buyers: Good Financing is Still Available. - 12/13/09 03:16 PM
Although the lending environment has tightened up, there are still several options available for "no money down" loans.
VA Financing. If you qualify for VA financing, you will be able to receive 100% financing.
Rural Housing.If you want to buy a home in Santa Rosa County or certain parts of north Escambia County, you may qualify for a USDA Rural Housing loan with 100% financing.
FHA Financing. Anywhere you choose, an FHA loan has a 3% down payment requirement. If you do not qualify for one of these loans, or you want to buy a home outside the Rural Housing parameters, you … (0 comments)
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first time home buyers: Adorable Milton, FL Home! - 12/13/09 02:10 PM
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first time home buyers: Country Living at its Finest! - 12/13/09 02:03 PM
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first time home buyers: First Time Home Buyer Alert - This One is Perfect! - 12/13/09 01:52 PM
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first time home buyers: Priced Like You Get the Pool for Free! - 12/13/09 01:43 PM
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first time home buyers: Fabulous Floor Plan - 12/13/09 01:39 PM
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first time home buyers: A Lovely, Quiet Neighborhood - 12/13/09 01:36 PM
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first time home buyers: Move-in Ready, Super, Cozy House! - 12/13/09 01:30 PM
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Kathy Batterton
Pace,
FL
More about me…
RE/MAX Infinity CDPE, E-PRO, GRI
Office Phone: (850) 995-0030 x 33
Cell Phone: (850) 377-7735
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