FHA 90 Day Flip Rule is Waived To December 31, 2011 - 01/29/11 02:22 PM
FHA 90 Day Flip Rule is Waived To December 31, 2011
The long standing FHA 90 day flip rule has been officially extended by FHA for another year
January 29, 2011, FHA formally announced the suspension of their 90 Day Flip Rule to December 31, 2011.  Official Notice
While FHA may waive the rule for one year not all lenders will also waive their flip rules which is often applied to all mortgages.  As of today, I have a lender that will accept loans on flips within 90 Days.
Originally the 90 day flip rule was temporarly waived for all sellers effective February … (40 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/28/11 09:53 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 28, 2011, 7:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.18 point.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.74% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.75  High: 98.94,  Low: 98.46 DJI Stocks Currently $11,997.85,  Up $8.02, Change 0.067%  Asia & Europe Indexes Down -0.241%  Nymex Crude Oil Currently $86.11 Up $0.47  ___________________________________________________________________________________________________________________ 
California Rates 1/27/2011, 8:00 … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/27/11 11:06 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 27, 2011, 8:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.01.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.74% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.69  High: 99.73,  Low: 98.56 DJI Stocks Currently $12,013.03,  Up $27.59, Change 0.23%  Asia & Europe Indexes Up 0.72%  Nymex Crude Oil Currently $87.13 Down $0.20 ___________________________________________________________________________________________________________________ 
California Rates 1/27/2011, 8:00 PT30 … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/25/11 11:26 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 25, 2011, 8:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.15 for the day
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.74% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.67  High: 99.00,  Low: 98.67 DJI Stocks Currently $11,954.30,  Down $26.22, Change -0.219%  Asia & Europe Indexes Down -0.231%  Nymex Crude Oil Currently $86.60 Down $1.27  ___________________________________________________________________________________________________________________ 
California Rates … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/24/11 11:19 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 24, 2011, 8:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities closed up 0.01 point
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.74% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.96  High: 99.00,  Low: 98.84 DJI Stocks Currently $11,927.20,  Up $55.36, Change 0.464%  Asia & Europe Indexes Up 0.025%  Nymex Crude Oil Currently $88.11 Down $1.00  ___________________________________________________________________________________________________________________ 
California Rates 1/24/2011, 8:00 … (0 comments)

PM MORTGAGE INTEREST RATE LOCK ADVICE - 01/21/11 07:44 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 21, 2011, 4:00 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities closed down 0.37 point on the day and down 0.31 point since 8:00 AM PST which triggered some midday price improvements.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.74% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.97  High: 99.91,  Low: 98.53 DJI Stocks Closed at $11,871.84,  Up $49.04, Change 0.413%  … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/21/11 11:31 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 21, 2011, 8:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.06 point.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.77% down 0.09% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.53  High: 99.84,  Low: 98.53 DJI Stocks Currently $11,883.15,  Up $60.35, Change 0.005%  Asia & Europe Indexes Up 0.715%  Nymex Crude Oil Currently $89.29 Down $0.30   MORTGAGE MARKET NEWS … (1 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/20/11 07:54 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 20, 2011, 4:30 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.62 point on the day..   Points are up 0.25 since 8:00 AM and this caused several lenders to post unfavorable midday price changes.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
FHA extends suspension of 'anti-flipping' rule for another year but not all lenders are participating.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.77% down 0.09% … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/20/11 10:07 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 20, 2011, 7:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.21 point.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
FHA extends suspension of 'anti-flipping' rule for another year but not all lenders are participating.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.77% down 0.09% MBS  (FNMA 30 Yr 4.0%) -  Current: 99.01  High: 99.22,  Low: 98.91 DJI Stocks Currently $11,807.02,  Down ($18.27), Change -0.002%  Asia … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/19/11 11:46 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 19, 2011, 8:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are down 0.14 point.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
FHA extends suspension of 'anti-flipping' rule for another year.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.77% down 0.09% MBS  (FNMA 30 Yr 4.0%) -  Current: 98.94  High: 99.16,  Low: 98.94 DJI Stocks Currently $11,838.50,  Up $0.57, Change 0%  Asia & Europe Indexes Up 0.098%  Nymex … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/14/11 01:08 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 14, 2011, 10:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0 03 point for the day and up 0.19 point since 8:00 AM PST, look for unfavorable price changes,
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS
30 Year Fixed Interest Rate - National Average 4.77% down 0.09% MBS  (FNMA 30 Yr 4.0%) -  Last: 99.64  High: 99.78,  Low: 99.41 DJI Stocks Currently $11,763.65,  Up 31.75, 0.27%  … (2 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/12/11 11:27 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 12, 2011, 8:25 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.31 point for the day.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.77% down 0.09% MBS  (FNMA 30 Yr 4.0%) -  Last: 98.86,  High: 99.06,  Low: 98.75 DJI Stocks Currently $11,771.60,  Up 99.72, 0.85%  Asia & Europe Indexes Up 2.048%  Nymex Crude Oil Currently $92.28 Up  $1.17  ___________________________________________________________________________________________________________________ 
… (2 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/11/11 01:00 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 11, 2011, 9:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Mortgage Points based on Mortgage Backed Securities are up 0.39 point for the day and up 0.20 point from 8:00 AM after most lenders posted their intial rates.  The 0.20 increase can cause some lenders to unfavorably reprice.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
If you are worring about the world coming to an end... Don't worry about the world coming to an end today.  It … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/10/11 11:42 AM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 10, 2011, 8:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Rate Points based on the Mortgage Backed Securities market are down 0.24 point for the day.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
If you are worring about the world coming to an end... Don't worry about the world coming to an end today.  It is already tomorrow in Australia.  ~Charles Schulz
MARKET INDICATORS
30 Year Fixed Interest Rate - National Average 4.86% up 0.05% MBS  (FNMA 30 … (0 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/05/11 12:44 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 5, 2011, 9:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Rate Points based on the Mortgage Backed Securities market are up 0.71 point for the day and 0.21 point after 8:00 AM PST which will cause unfavorable repricing.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
MARKET INDICATORS 30 Year Fixed Interest Rate - National Average 4.86% up 0.05% MBS  (FNMA 30 Yr 4.0%) -  Last: 98.76,  High: 99.66,  Low: 98.63 DJI Stocks Currently $11,726.03,  Up 34.85, 0.3%  Asia … (1 comments)

DAILY MORTGAGE INTEREST RATE LOCK ADVICE - 01/03/11 12:11 PM
DAILY MORTGAGE INTEREST RATE LOCK ADVICEJanuary 1, 2011, 9:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Interest Rate lock Advice for locks within 3 days:  LOCK on any Down Day.Rate Points based on the Mortgage Backed Securities market are up 0.35 point.
Long Term Mortgage Interest Rate Lock or Float Advice:  LOCK.
___________________________________________________________________________________________________________________ 
California Rates 1/3/2011, 8:00 PT30 Year Fixed to $417,000Rate 4.500% Point 1.000 APR 4.645%Rate 4.625% Point 0.375 APR 4.717%Rate 4.750% Rebate 0.750 APR 4.810%APR Based on $350,000 Mortgage at 80% LTV740 Credit Score - 30 Day Lock.Click for Quotes on FHA and VA loans With Detailed Cost … (0 comments)

 
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Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970

Escondido, CA

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