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AM Update - Galante assures Congress FHA 'not broke' - 02/29/12 06:47 AM
MORTGAGE LOCK ADVISORY 
February 29, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily       
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.16.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 103.72, High: 103.72, Low: 103.56   DJI Stocks currently $13,028.28,  Up $23.16, Change 0.178%   Asian & European Stock Market Indexes Up 0.429%   Nymex Crude Oil Currently $106.69 Up $0.14   Gold 1 Once - Bid: 1,781.50 
               MORTGAGE NEWS BRIEFS
 
Galante assures Congress FHA 'not broke' … (0 comments)

AM Update - FHA to Increase Mortgage Insurance April 1, 2012 - 02/28/12 06:39 AM
MORTGAGE INTEREST RATE LOCK ADVISORYThis page was updated February 28, 2012, 6:30 AM PST Lock Advice is Updated Several Times Daily
7 day Mortgage Interest Rate lock or Float Advice:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down 0.10 point
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 103.63, High: 103.63, Low: 103.53   DJI Stocks currently $12,981.58,  Up $0.07, Change 0.001%   Asian & European Stock Market Indexes Up 0.238%   Nymex Crude Oil Currently $108.19 Down $0.37   Gold 1 Once - Bid: 1,777.10    
MORTGAGE NEWS BRIEFS
FHA to Increase Mortgage Insurance … (2 comments)

AM Update - Mortgage Rates Lift on Greek Bailout, Housing - 02/24/12 06:38 AM
 MORTGAGE LOCK ADVISORY
 February 24, 2012, 6:30 AM PST
 Click for Lock Advice Updated Several Times Daily
 
 Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
 Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.09.
30 Day Mortgage Interest Rate Lock or Float Advice: LOCK
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.95% MBS (3.5%) - 103.5, High: 103.5, Low: 103.41 DJI Stocks currently $12,998.01, Up $13.32, Change 0.102% Asian & European Stock Market Indexes Up 0.18% Nymex Crude Oil Currently $108.93 Up $1.10 Gold 1 Once - Bid: 1,775.20
(0 comments)

AM Update - Fannie, Freddie See Progress for Economy in 2012 - 02/23/12 06:45 AM
MORTGAGE LOCK ADVISORY
February 23, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.01.
 
30 Day Mortgage Interest Rate Lock or Float Advice: LOCK
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.87% MBS (3.5%) - 103.35, High: 103.35, Low: 103.19 DJI Stocks currently $12,918.99, Down $-19.68, Change -0.152% Asian & European Stock Market Indexes Down -0.617% Nymex Crude Oil Currently $106.10 Down $0.18 Gold 1 Once - Bid: … (0 comments)

AM Update - FHFA Proposes Remaking Secondary Mortgage Market - 02/22/12 06:48 AM
MORTGAGE LOCK ADVISORY
February 22, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 8 days: LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.09.

30 Day Mortgage Interest Rate Lock or Float Advice: LOCK
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.87% MBS (3.5%) - 103.06, High: 103.06, Low: 102.97 DJI Stocks currently $12,955.40, Down $-10.29, Change -0.079% Asian & European Stock Market Indexes Down -0.107% Nymex Crude Oil Currently $106.00 Down $0.25 Gold 1 Once - Bid: 1,752.50 
MORTGAGE … (0 comments)

AM RATE LOCK & MARKET ADVISORY - February 21, 2011 - 02/21/12 06:50 AM
 
MORTGAGE LOCK ADVISORY 
February 21, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days: LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.06.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.27, High: 103.44, Low: 103.2   DJI Stocks currently $12,950.63,  Up $46.55, Change 0.359%   Asian & European Stock Market Indexes Up 1.1%   Nymex Crude Oil Currently $103.28 Up $0.97   Gold 1 Once - Bid: 1,727.40
               MORTGAGE NEWS BRIEFS
 
New housing construction exceeds January … (0 comments)

AM Update - New housing construction exceeds January forecast - 02/17/12 06:51 AM
 
MORTGAGE LOCK ADVISORY 
February 17, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily       
Mortgage Interest Rate lock Advice for locks within 8 days: LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.17.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.27, High: 103.44, Low: 103.2   DJI Stocks currently $12,950.63,  Up $46.55, Change 0.359%   Asian & European Stock Market Indexes Up 1.1%   Nymex Crude Oil Currently $103.28 Up $0.97   Gold 1 Once - Bid: 1,727.40
               MORTGAGE NEWS BRIEFS
 
New housing construction exceeds January forecast … (2 comments)

AM Update - Foreclosure Filings Rise in January - 02/16/12 09:47 AM
 
MORTGAGE LOCK ADVISORY 
February 16, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days: LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.17.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.58, High: 103.86, Low: 103.86   DJI Stocks currently $12,796.80,  Up $15.85, Change 0.124%   Asian & European Stock Market Indexes Down -0.945%   Nymex Crude Oil Currently $101.66 Down $0.14   Gold 1 Once - Bid: 1,711.00
               MORTGAGE NEWS BRIEFS
 
RealtyTrac reports foreclosure filings rise … (0 comments)

AM Update - Housing inventory declines may prove temporary - 02/15/12 09:49 AM
 
MORTGAGE LOCK ADVISORY 
February 15, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.47, High: 103.48, Low: 103.29   DJI Stocks currently $12,809.25,  Down $-81.21, Change -0.634%   Asian & European Stock Market Indexes Down -1.17%   Nymex Crude Oil Currently $97.62 Down $2.22   Gold 1 Once - Bid: 1,711.70   
               MORTGAGE NEWS BRIEFS
 
Housing inventory declines may prove … (1 comments)

AM Update - Mortgage Applications Up 7.5% - 02/14/12 09:39 AM
 MORTGAGE LOCK ADVISORY 
February 14, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.10.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the best long term advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.47, High: 103.48, Low: 103.29   DJI Stocks currently $12,809.25,  Down $-81.21, Change -0.634%   Asian & European Stock … (2 comments)

AM Update - 02/13/12 02:17 PM
 MORTGAGE LOCK ADVISORY 
February 13, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.13.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT 
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.47, High: 103.48, Low: 103.29   DJI Stocks currently $12,809.25,  Down $-81.21, Change -0.634%   Asian & European Stock Market Indexes Down -1.17%   Nymex Crude Oil Currently $97.62 Down $2.22   Gold 1 Once - Bid: 1,711.70   
              MORTGAGE NEWS BRIEFS
 
Fixed-Rate Mortgages in U.S. Hover at All-Time … (0 comments)

AM Update - Fixed-Rate Mortgages Hover at All-Time Record Lows - 02/10/12 09:38 AM
 
MORTGAGE LOCK ADVISORY 
February 10, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.13.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the best long term advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.87%   MBS (3.5%) - 103.47, High: 103.48, Low: 103.29   DJI Stocks currently $12,809.25,  Down $-81.21, Change -0.634%   Asian & European … (0 comments)

AM Update - Multistate AG settlement of illegal foreclosure practices - 02/09/12 09:49 AM
 
MORTGAGE LOCK ADVISORY 
February 9, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 09. If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the best long term advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average … (4 comments)

AM Update - Knowledge of Unreported Fraud is Fraud - 02/08/12 09:40 AM
 
MORTGAGE LOCK ADVISORY 
February 8, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 03. If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the best long term advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average … (0 comments)

AM Update - A Family and a Hit Man Receive Hefty Sentences for Mortgage Fraud - 02/07/12 09:41 AM
 
MORTGAGE LOCK ADVISORY 
February 7, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are Up 03. If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the best long term advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
(0 comments)

AM Update - Housing Crisis to End in 2012 - 02/06/12 10:05 AM
 
MORTGAGE LOCK ADVISORY 
February 6, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are unchanged.  Points have decreased for the past eight days previous to Friday and we are ready for a correction.  If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market … (0 comments)

AM Update - When Politics Trumps Common Sense; Who Works for Peanuts? - 02/03/12 09:42 AM
 
MORTGAGE LOCK ADVISORY 
February 3, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.42 point.  Points have decreased for the past eight days and we are ready for a correction.  If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the … (0 comments)

AM Update - Obama's Refi Plan, Presidential Campaign Tactics or Something Real? - 02/02/12 10:13 AM
 
MORTGAGE LOCK ADVISORY 
February 2, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.08 point.  Points have decreased for the past eight days and we are ready for a correction.  If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
The Mortgage Backed Securities (MBS) market way overbought and in this uncertain market the … (3 comments)

AM Brief - Private-Sector Employment Increased by 170,000 Jobs in January - 02/01/12 09:42 AM
MORTGAGE LOCK ADVISORY 
February 1, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point.  Points have decreased for the past seven days and we are ready for a correction.  If you have an unlocked loan closing in the next seven days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the … (0 comments)

 
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Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970

Escondido, CA

More about me…

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office Phone: (866) 204-9733

Cell Phone: (760) 685-0480

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